657 Main St, Chipley, FL 32428
Property image
Property image
OFF MARKET

657 Main St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 1,804 sqft (on 0.44 acres)

$268,800

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $1,761/mo*
Refinance Your Home

$268,800

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $1,761/mo*
Refinance Your Home
3 Beds
2 Baths
1,804 sqft
(on 0.44 acres)

Local Information

  • Map ViewExplore the area around 657 Main St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1938
Lot Size
0.44 acres
Living Area
1,804 sqft
Price/Sqft
$149

About this House

Calling all investors and CASH buyers! This 3-bedroom, 2-bathroom home is brimming with potential and awaits your personal touch. Situated on a spacious 0.443-acre double lot, this property stretches from Main Street to 7th Street, offering unique access and versatility. While the home does not have an outside A/C unit and features original windows, it also includes a screened-in back porch, a large utility room, and a cozy fireplace in the living area. Please note, some areas have weak floors that require attention. With its prime location, ample space, and unique features, this property presents endless possibilities for renovation, expansion, or even redevelopment. Don't miss out on this uncommon find—schedule your showing today and unlock the potential of this hidden gem!
657 Main St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 1,804 sqft single-family home built in 1938. It last sold for the $60,000 asking price on Jan 15, 2025. It is currently off market. The Trulia Estimate is $268,800, with a rent estimate of $1,809/month.

Home Details for 657 Main St

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom, Breakfast Room Nook, Dining Room, Kitchen, Living Room, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Utilities: None
Heating & Cooling
Has CoolingAir Conditioning: Other,See Remarks

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Covered, Porch
Parking & Garage
No GarageNo Attached Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 7

Property Information

Year Built
Year Built: 1938
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida
Building
Not a New Construction
Property Information
Parcel Number: 000000000027520000

Price & Status

Price
List Price: $60,000
Status Change & Dates
Off Market Date: Mon Jan 06 2025

Active Status

MLS Status: Closed

Location

Direction & Address
City: ChipleyCommunity: No Named Subdivision

Building

Building Area
Building Area: 1804 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.44 acres

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 766619Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000027520000-R-N

Additional Information

Short Term Rental Allowed
Last check for updates: about 10 hours ago
Listed by Cindy R Birge, (850) 258-9442
Elite Realty
Casey Owens, (850) 326-3704
Elite Realty
Bought with: Gina Williams, (850) 890-4330, Chipola Realty, Chipley Office
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#766619

Price History for 657 Main St

DatePriceEventSource
07/17/2026$280,000ListingRemovedCPAR #785858
06/18/2026$280,000PriceChange
CPAR #785858
04/08/2026$299,999PriceChange
CPAR #785858
03/21/2026$305,000PriceChange
CPAR #785858
03/07/2026$310,000PriceChange
CPAR #785858
02/26/2026$315,000Listed For SaleCPAR #785858
02/19/2026$315,000ListingRemovedCPAR #783059
01/17/2026$315,000PriceChange
CPAR #783059
12/31/2025$340,000Listed For SaleCPAR #783059
01/15/2025$60,000Sold
CPAR #766619
01/06/2025$60,000PendingCPAR #766619
12/30/2024$60,000Listed For SaleCPAR #766619
02/15/2021ListingRemovedN/A
08/23/2016$74,201ListingRemovedN/A
05/04/2016$74,201Listed For SaleN/A
03/30/2016$74,201ListingRemovedN/A
01/05/2016$74,201Listed For SaleN/A
10/15/2015$74,201ListingRemovedN/A
10/07/2015$74,201PriceChange
N/A
08/29/2015$26,800PriceChange
Agent Provided
07/16/2015$31,800Listed For SaleAgent Provided

Market trends in Chipley

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
14MoM
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Property Tax and Assessment

Year2025
Tax$1,896
Assessment$90,949
Home facts updated by county records

Comparable Sales for 657 Main St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1222 Campbellton Ave, Chipley, FL
0.19
Single-Family Home
$60,000
08/07/26
3
1
1,064
1314 Coggin Ave, Chipley, FL
0.34
Single-Family Home
$205,000
04/09/26
3
2
1,724
632 Main St, Chipley, FL
0.08
Single-Family Home
$260,000
12/19/25
4
2
2,684
1342 Old Bonifay Rd, Chipley, FL
0.37
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
576 Martin Luther King Dr, Chipley, FL
0.21
Single-Family Home
$160,000
02/13/26
3
1
1,343
540 4th St, Chipley, FL
0.21
Single-Family Home
$136,000
02/27/26
3
1
1,004
1352 Watts Ave, Chipley, FL
0.53
Single-Family Home
$38,100
02/16/26
3
2
1,420
1228 Church Ave, Chipley, FL
0.48
Single-Family Home
$80,000
01/28/26
3
2
1,080
716 Orange St, Chipley, FL
0.85
Single-Family Home
$65,000
01/07/26
3
2
1,878

Nearby homes

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Assigned Schools

These are the assigned schools for 657 Main St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
    0
    Flag
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
    Flag
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
    Flag
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 657 Main St

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Off Market Homes Near 657 Main St

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Frequently asked questions about 657 Main St

  • What is 657 Main St estimated to be worth?
    Trulia's estimated value for 657 Main St in Chipley, FL is $268,800.
  • What is the price history for 657 Main St?
    657 Main St in Chipley, FL last sold for $60,000 in January 2025.
  • Is Chipley a buyer's or seller's market?
    Chipley is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
  • Does 657 Main St have air conditioning?
    Yes, 657 Main St in Chipley, FL has air conditioning.
  • How big is the lot at 657 Main St?
    The lot at 657 Main St in Chipley, FL is about 0.44 acres (19,166 sq ft).
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.