657 Main St, Chipley, FL 32428
FOR SALE
OPEN WED, 4-6PM
0.44 ACRES

657 Main St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 1,804 sqft (on 0.44 acres)

$299,999

Original price: $305,000
Est. Mortgage $1,894/mo*

$299,999

Original price: $305,000
Est. Mortgage $1,894/mo*
3 Beds
2 Baths
1,804 sqft
(on 0.44 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre.

The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area.

The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience.

Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value.

The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options.

Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package.

Scedule a private tour today!

Open House

Wednesday, May 13
4:00 PM to 6:00 PM

Home Highlights

Parking
1 Parking Spaces
Outdoor
Porch
View
No Info
HOA
None
Price/Sqft
$166
Listed
72 days ago

Home Details for 657 Main St

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Breakfast Room Nook, Full Bath, Kitchen, Living Room, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Water Heater
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Gas & Electric
Has Electric on Property
Levels, Entrance, & Accessibility
Stories: 1

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Porch
Parking & Garage
Number of Covered Spaces: 1No GarageNo Attached GarageParking Spaces: 1Parking: Additional Parking,Drive Through
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 120Days on Market: 72

Property Information

Year Built
Year Built: 1938
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl Siding, Wood FrameNot a New Construction
Property Information
Parcel Number: 000000000027520000

Price & Status

Price
List Price: $299,999Price Per Sqft: $166

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: No Named Subdivision
School Information
Elementary School: Kate M. SmithJr High / Middle School: RoulhacHigh School: Chipley

Agent Information

Listing Agent
Listing ID: 785858

Building

Building Area
Building Area: 1804 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.44 acres

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 785858Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000027520000-R-N

Additional Information

Short Term Rental Allowed
Last check for updates: about 15 hours ago
Listing courtesy of Jessica N Wilson, (850) 832-8881
Counts Real Estate Group Inc
Jon C Wilson, (850) 381-5573
Counts Real Estate Group Inc
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#785858
Also Listed on CPAR.

Price History for 657 Main St

DatePriceEventSource
04/08/2026$299,999PriceChange
CPAR #785858
03/21/2026$305,000PriceChange
CPAR #785858
03/07/2026$310,000PriceChange
CPAR #785858
02/26/2026$315,000Listed For SaleCPAR #785858
02/19/2026$315,000ListingRemovedCPAR #783059
01/17/2026$315,000PriceChange
CPAR #783059
12/31/2025$340,000Listed For SaleCPAR #783059
01/15/2025$60,000Sold
CPAR #766619
01/06/2025$60,000PendingCPAR #766619
12/30/2024$60,000Listed For SaleCPAR #766619
02/15/2021ListingRemovedN/A
08/23/2016$74,201ListingRemovedN/A
05/04/2016$74,201Listed For SaleN/A
03/30/2016$74,201ListingRemovedN/A
01/05/2016$74,201Listed For SaleN/A
10/15/2015$74,201ListingRemovedN/A
10/07/2015$74,201PriceChange
N/A
08/29/2015$26,800PriceChange
Agent Provided
07/16/2015$31,800Listed For SaleAgent Provided

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Property Tax and Assessment

Year2025
Tax
Assessment$90,949
Home facts updated by county records

Comparable Sales for 657 Main St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.19
Single-Family Home
$209,900
06/20/25
3
2
2,030
0.33
Single-Family Home
$205,000
04/09/26
3
2
1,724
0.07
Single-Family Home
$260,000
12/19/25
4
2
2,684
0.35
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
0.20
Single-Family Home
$136,000
02/27/26
3
1
1,004
0.22
Single-Family Home
$160,000
02/13/26
3
1
1,343
0.52
Single-Family Home
$38,100
02/16/26
3
2
1,420
0.49
Single-Family Home
$80,000
01/28/26
3
2
1,080
0.74
Single-Family Home
$50,000
06/30/25
3
1
1,841

Assigned Schools

These are the assigned schools for 657 Main St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.
  • 92 % Say yards are well-kept

  • 87 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 54 % Say kids play outside

  • 53 % Say there's wildlife

  • 52 % Say there are sidewalks

  • 51 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "

LGBTQ Local Legal Protections

Jessica N Wilson, Counts Real Estate Group Inc
Agent Phone: (850) 832-8881
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
657 Main St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 1,804 sqft single-family home built in 1938. This property is currently available for sale and was listed by CPAR on Feb 26, 2026. The MLS # for this home is MLS# 785858.