656 4th St
Chipley, FL 32428
4 Beds
3.5 Baths
3,494 sqft (on 0.28 acres)
4 Beds
3.5 Baths
3,494 sqft
(on 0.28 acres)
Local Information
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Description
Step into timeless character with thoughtful modern updates in this well-maintained historic home, now ready for its next chapter. Offering over 3,400 sq ft, this 4-bedroom, 3.5 bath residence blends classic charm with recent improvements throughout. Inside, you'll find a formal dining room and a spacious family room with a wood-burning fireplace that flows seamlessly into the breakfast nook and updated kitchen that boast new quartz countertops, updated appliances, and a Wi-Fi capable oven, making it both stylish and functional. Just off the kitchen, a newly added butler's pantry provides additional prep space and storage--perfect for entertaining. Fresh paint and tasteful wallpaper add character and warmth throughout the home.The main level features a generously sized primary suite complete with an ensuite bath and walk-in closet. Upstairs offers two large guest bedrooms, full bath, and plenty of storage space. Additional upgrades include three new A/C units, new hot water heaters, and blown-in insulation for improved efficiency and comfort. An attached apartment with private exterior access is a blank canvas ready for your vision, with plumbing and electrical already in place to easily add a kitchen, along with space for a living area, bedroom, and full bath. Above, a 28x19 bonus room offers even more flexibility for use. The home is located in the heart of Chipley and within walking distance of restaurants, banks, and shops.
Home Highlights
Parking
No Info
Outdoor
Porch
View
No Info
HOA
None
Price/Sqft
$114
Listed
13 days ago
Home Details for 656 4th St
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Interior Details Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Bonus Room, Dining Room, Family Room, Living Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1 |
Appliances & Utilities Appliances: Electric Cooktop, Electric Oven |
Heating & Cooling Heating: Central,Fireplace(s)Has CoolingAir Conditioning: Central Air,Multi UnitsHas HeatingHeating Fuel: Central |
Fireplace & Spa Has a Fireplace |
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Exterior Home Features Roof: Composition ShinglePatio / Porch: Covered, PorchFencing: Fenced |
Parking & Garage No GarageNo Attached Garage |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 1Days on Market: 13 |
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Year Built Year Built: 1930 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other |
Building Construction Materials: BrickNot a New Construction |
Property Information Parcel Number: 000000000015960000 |
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Price List Price: $399,999Price Per Sqft: $114 |
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MLS Status: Active |
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Direction & Address City: ChipleyCommunity: [No Recorded Subdiv] |
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Listing Agent Listing ID: 788906 |
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Building Area Building Area: 3494 Square Feet |
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Association for this Listing: Central Panhandle Association of REALTORSNo HOA |
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Lot Area: 0.28 acres |
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Mobile Home Park Mobile Home Units: Feet |
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Are Units Furnished: None |
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Mls Number: 788906Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000015960000-R-N |
Last check for updates: about 6 hours ago
Listing courtesy of Seamus J O'neill, (850) 260-5851
SOUTHERN WAY REALTY, INC.
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#788906
Also Listed on CPAR.
Price History for 656 4th St
| Date | Price | Event | Source |
|---|---|---|---|
| 04/25/2026 | $399,999 | Listed For Sale | CPAR #788906 |
| 03/24/2023 | $230,000 | Sold | CPAR #725960 |
| 01/10/2023 | $249,999 | Pending | CPAR #725960 |
| 12/18/2022 | $249,999 | PriceChange | CPAR #725960 |
| 12/12/2022 | $274,999 | Pending | CPAR #725960 |
| 09/22/2022 | $274,999 | PriceChange | CPAR #725960 |
| 07/22/2022 | $299,999 | PriceChange | CPAR #725960 |
| 06/14/2022 | $339,999 | PriceChange | CPAR #725960 |
| 05/01/2022 | $349,999 | Listed For Sale | CPAR #725960 |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | |
| Assessment | $302,299 |
Home facts updated by county records
Comparable Sales for 656 4th St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.39 | Single-Family Home | $264,900 | 12/11/25 | 4 | 3 | 2,762 | |
0.29 | Single-Family Home | $209,900 | 06/20/25 | 3 | 2 | 2,030 | |
0.19 | Single-Family Home | $205,000 | 04/09/26 | 3 | 2 | 1,724 | |
0.51 | Single-Family Home | $260,000 | 12/19/25 | 4 | 2 | 2,684 | |
0.13 | Single-Family Home | $194,400 | 06/25/25 | 2 | 1 | 1,283 | |
0.34 | Single-Family Home | $199,900 | 04/17/26 | 3 | 2 | 1,480 | |
0.20 | Single-Family Home | $180,000 | 05/05/26 | 3 | 1 | 1,316 | |
0.34 | Single-Family Home | $90,000 | 06/20/25 | 3 | 3 | 1,934 | |
0.37 | Single-Family Home | $130,000 | 10/10/25 | 3 | 2.5 | 1,896 | |
0.20 | Single-Family Home | $158,000 | 12/15/25 | 2 | 1 | 1,383 |
Assigned Schools
These are the assigned schools for 656 4th St.
- Chipley High School
- 9-12
- Public
- 534 Students
3/10GreatSchools RatingParent Rating AverageAvoid all Washington County schools. They can't get ride of all the bullies in schoolParent Review5mo ago - Kate M. Smith Elementary School
- PK-5
- Public
- 874 Students
4/10GreatSchools RatingParent Rating AverageBus system is extremely unsafe, they don't care about bullying, favoritism is huge here, terrible lack of communication with parents, and teachers are always on their phones.We just took our child out recently.Parent Review6mo ago - Vernon High School
- 9-12
- Public
- 295 Students
3/10GreatSchools RatingParent Rating AverageNo new age schools' here in Washington CountyParent Review5mo ago - Roulhac Middle School
- 6-8
- Public
- 386 Students
7/10GreatSchools RatingParent Rating AverageI feel that this school has a great plan for our students acedemic future. The staff has shown great concern for our kids.Parent Review15y ago - Vernon Elementary School
- PK-5
- Public
- 623 Students
4/10GreatSchools RatingParent Rating AverageDisrespectfulWill not listen to you with your concerns and take them seriously. Don't move your children here not what it seems to be. Very judgemental woman here that wants to talk drama not school or their job. Public schools are supposed to be a safe haven. Not safe here.Other Review1mo ago - Vernon Middle School
- 6-8
- Public
- 267 Students
4/10GreatSchools RatingParent Rating AverageVernon Middle School is a great school but there's always room for improvement!!! I like the fact that it's an family oriented school and for the most part everyone gets a alone, and if not the problem or issue is always handled in a professional manner. As far as improvements the academics area needs some help, but we have good teachers that care about our students and they will help anyway they can.Parent Review12y ago - Washington Virtual Instruction Program
- K-12
- Public
NAGreatSchools RatingParent Rating Average
No reviews available for this school. - Washington Virtual Franchise
- 4-12
- Public
- 12 Students
NAGreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 656 4th St.
What Locals Say about Chipley
At least 24 Trulia users voted on each feature.
92 % Say yards are well-kept
87 % Say car is needed
86 % Say parking is easy
86 % Say there's holiday spirit
83 % Say it's quiet
64 % Say people would walk alone at night
62 % Say it's dog friendly
54 % Say kids play outside
53 % Say there's wildlife
52 % Say there are sidewalks
51 % Say neighbors are friendly
50 % Say they plan to stay for at least 5 years
42 % Say it's walkable to grocery stores
34 % Say streets are well-lit
31 % Say it's walkable to restaurants
29 % Say there are community events
Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Seamus J O'neill, SOUTHERN WAY REALTY, INC.
Agent Phone: (850) 260-5851
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
656 4th St, Chipley, FL 32428 is a 4 bedroom, 4 bathroom, 3,494 sqft single-family home built in 1930. This property is currently available for sale and was listed by CPAR on Apr 25, 2026. The MLS # for this home is MLS# 788906.