$465,000
Original price: $475,000
4 Beds
3 Baths
3,756 sqft (on 1.15 acres)
620 4th St, Chipley, FL 32428
Est. Mortgage $3,046/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1980
1.15 acre lot
$124/sqft
Garage
Local Information
- Map ViewExplore the area around 620 4th St.
- Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
- Shop & Eat
-- mins to
About this House
What's unique:Screened pool enclosureStone fireplaceIn-ground swimming poolAttached two-car garageConveniently located pool bathGenerous storage
Space, versatility, and an incredible outdoor setup come together in this impressive home! Offering approximately 3,700+ square feet of living space, this home provides an abundance of room with a layout that easily adapts to everyday living, entertaining, working from home, and more. Tucked away at the quiet end of a dead-end street, the home enjoys a peaceful setting away from through traffic.Inside, multiple living areas give everyone room to spread out without sacrificing the spaces that bring people together. The inviting family room is filled with character, featuring a stone fireplace and wood beams that create a warm focal point for the space. Just steps away, the kitchen offers abundant white cabinetry, generous counter space and stainless steel appliances, with the dining area conveniently located nearby. An oversized separate living room adds even more flexibility and is perfect for creating an additional gathering, entertaining, or relaxation space. Need a dedicated space beyond the traditional bedrooms? The approximately 15' x 15' office with built-ins is a standout feature. Its size makes it equally well suited for a home office, homeschool room, playroom, craft room, library, or study area, allowing the home to easily evolve with your needs. The primary suite provides a comfortable place to unwind with a oversized walk-in closet and private bath featuring a double vanity, separate shower, and jetted soaking tub. An additional bedroom includes its own private ensuite bath, offering a wonderful setup for guests, extended family, or anyone who appreciates added privacy. The outdoor living space may quickly become a favorite part of the home. A large covered patio opens to the screened pool enclosure, creating a seamless transition from indoor to outdoor entertaining. The in-ground swimming pool is surrounded by an expansive deck with plenty of room for lounge seating, dining, and gathering with friends and family, while a conveniently located pool bath makes days spent outside even easier. Additional features include an attached two-car garage, circular driveway, dedicated laundry room, generous storage, and mature landscaping. This home offers a combination of space, functionality, and versatility that is difficult to find in Chipley. If room to live, gather, entertain, and make a home truly your own is what you've been searching for, this one is ready to impress.
Last check for updates: about 9 hours ago
Listing courtesy of Seamus J O'neill, (850) 260-5851
SOUTHERN WAY REALTY, INC.
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#794569
Home Details for 620 4th St
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Interior Details Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Dining Room, Family Room, Kitchen, Living Room, Office |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Appliances & Utilities Appliances: Electric Oven, Electric Range |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Fireplace & Spa Has a SpaJetted Bath Tub |
Security Security: Security System |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, PorchExterior: Outdoor ShowerFoundation: SlabHas a Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Garage |
Pool Pool: Gunite, In Ground, Screen Enclosure, PrivatePool |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 64Days on Market: 75 |
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Year Built Year Built: 1980 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Country |
Building Construction Materials: Vinyl SidingNot a New Construction |
Property Information Parcel Number: 000000000014980001 |
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Price List Price: $465,000Price Per Sqft: $124 |
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MLS Status: Active |
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Direction & Address City: ChipleyCommunity: [No Recorded Subdiv] |
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Listing Agent Listing ID: 794569 |
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Building Area Building Area: 3756 Square Feet |
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Association for this Listing: Central Panhandle Association of REALTORSNo HOA |
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Lot Area: 1.15 Acres |
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Are Units Furnished: None |
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Mls Number: 794569Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000014980001-R-N |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Oct 28, 2026 Source: CPAR #794569 | PriceChange | $465,000 Price decreased by 2% |
Sep 16, 2026 Source: CPAR #794569 | PriceChange | $475,000 Price decreased by 2% |
Aug 25, 2026 Source: CPAR #794569 | Listed For Sale | $485,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $3,909 | $383,942 |
Home facts updated by county records
Around this home
What Locals Say about Chipley
At least 24 Trulia users voted on each feature.
92 % Say yards are well-kept
88 % Say car is needed
86 % Say parking is easy
86 % Say there's holiday spirit
83 % Say it's quiet
64 % Say people would walk alone at night
62 % Say it's dog friendly
55 % Say kids play outside
53 % Say there's wildlife
51 % Say neighbors are friendly
50 % Say there are sidewalks
48 % Say they plan to stay for at least 5 years
41 % Say it's walkable to grocery stores
34 % Say streets are well-lit
31 % Say it's walkable to restaurants
29 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Chipley
Last updated September 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
104
12MoM
Sourced by Trulia Market Trends
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.19 | Single-Family Home | $284,999 | 09/15/26 | 3 | 2 | 2,140 | |
0.30 | Single-Family Home | $260,000 | 12/19/25 | 4 | 2 | 2,684 | |
0.05 | Single-Family Home | $205,000 | 04/09/26 | 3 | 2 | 1,724 | |
0.45 | Single-Family Home | $264,900 | 12/11/25 | 4 | 3 | 2,762 | |
0.11 | Single-Family Home | $106,000 | 10/16/26 | 3 | 2 | 1,823 | |
0.54 | Single-Family Home | $194,900 | 06/10/26 | 4 | 2 | 2,114 | |
0.36 | Single-Family Home | $199,900 | 04/17/26 | 3 | 2 | 1,480 | |
0.32 | Single-Family Home | $189,150 | 08/11/26 | 4 | 2 | 1,320 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $143,700 | 3 | 2 | 1,104 | Off Market | |
0.04 | $216,000 | Studio | 2 | 2,548 | Off Market | |
0.04 | $278,400 | 3 | 2 | 2,214 | Off Market | |
0.04 | - | Studio | 2 | 1,902 | Off Market | |
0.04 | $314,300 | 3 | 2.5 | 2,228 | Off Market | |
0.04 | $20,000 | - | - | - | Recently Sold | |
0.04 | $174,900 | 3 | 2 | 1,520 | Off Market | |
0.05 | $176,000 | Studio | 2 | 2,126 | Off Market | |
0.05 | $205,000 | 3 | 2 | 1,724 | Recently Sold | |
0.05 | - | - | - | - | Off Market | |
0.05 | $170,000 | 3 | 2 | 1,750 | Off Market | |
0.06 | $155,100 | 2 | 1 | 1,015 | Off Market | |
0.06 | $202,500 | 3 | 3 | 1,809 | Off Market | |
0.06 | - | - | - | - | Off Market | |
0.06 | - | 2 | 1 | 1,285 | Off Market | |
0.06 | $300,600 | Studio | 3 | 3,311 | Off Market | |
0.06 | $102,300 | 1 | 1 | 1,435 | Off Market | |
0.07 | - | Studio | 1 | 1,696 | Off Market | |
0.08 | $157,700 | 2 | 1 | 1,383 | Off Market | |
0.08 | - | - | - | - | Off Market |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Seamus J O'neill, SOUTHERN WAY REALTY, INC.
Agent Phone: (850) 260-5851
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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Frequently asked questions about 620 4th St
- What is the estimated monthly payment for 620 4th St?Based on a $465,000 list price with 20% down at today's rates, the estimated monthly payment for 620 4th St in Chipley, FL is approximately $3,141 (about $2,500 principal & interest, $566 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Chipley?Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Chipley, FL.
- What are the closest schools to 620 4th St?The closest schools to 620 4th St in Chipley, FL are Chipley High School (rated 3/10), Kate M. Smith Elementary School (rated 3/10), Roulhac Middle School (rated 7/10).
- Does 620 4th St have air conditioning?Yes, 620 4th St in Chipley, FL has air conditioning.
- Does 620 4th St have a pool?Yes, 620 4th St in Chipley, FL has a pool.
- How big is the lot at 620 4th St?The lot at 620 4th St in Chipley, FL is about 1.2 acres.
620 4th St, Chipley, FL 32428 is a 4 bedroom, 3 bathroom, 3,756 sqft single-family home built in 1980. This property is currently available for sale and was listed by CPAR on Aug 25, 2026. The MLS # for this home is MLS# 794569.