896 Main St, Chipley, FL 32428
Property image
Property image
FOR SALE
0.36 ACRES

$650,000

Original price: $698,000
  • 5 Beds
  • 3 Baths
  • 2,184 sqft (on 0.36 acres)

896 Main St, Chipley, FL 32428

Est. Mortgage $4,170/mo*
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Home Highlights

Price/Sqft
$298
Listed
180+ days ago
Climate Control
Central Air

Local Information

  • Map ViewExplore the area around 896 Main St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

***** Neighborhood/Commercial Zoning***** Live and/or work there. The ''Stone House'' as it is known is a beautiful historical unique Office/Home built in 1919 by DR. G. C. Miller a local Chipley physician. It was designed by Dr. Miller to withstand fire and storms. The field rocks were brought in by some of his patients by mule and wagon. The interior walls were reinforced by concrete and plaster along with metallic ceilings. It is currently being used as an office with several spacious office spaces/bedrooms, a conference room, waiting area, built in eating nook, large kitchen, two full bathrooms, carport, parking spaces, and a one-of-a-kind oversized front porch to unwind when needed. The bonus is the extra Office/Apartment in the back yard. It boasts several offices/bedrooms, a cute kitchen and a full bathroom with a tile shower. With a total of 5 bedrooms and 3 baths with both homes. All of this sits on busy Hwy 77.
Last check for updates: about 6 hours ago
Listing courtesy of Wanda A Owens, (850) 527-0625
SOUTHERN WAY REALTY, INC.
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#723031
Also Listed on CPAR.

Home Details for 896 Main St

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Bedroom
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Appliances & Utilities
Utilities: Electricity Available, Water Connected
Heating & Cooling
Has CoolingAir Conditioning: Central Air
Gas & Electric
Has Electric on Property

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
No GarageNo Attached Garage
Frontage
Road Frontage: HighwayNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 1608Days on Market: 180+

Property Information

Year Built
Year Built: 1936
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman
Property Information
Parcel Number: 000000000018700000

Price & Status

Price
List Price: $650,000Price Per Sqft: $298

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: Chipley
School Information
Elementary School: Kate M. SmithJr High / Middle School: RoulhacHigh School: Chipley

Agent Information

Listing Agent
Listing ID: 723031

Building

Building Area
Building Area: 2184 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.36 acres

Listing Info

Special Conditions: Listed As-Is

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 723031Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000018700000-R-N

Additional Information

Short Term Rental Allowed

Around this home

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Merissa Woods
    "I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
    0
    Flag
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
    0
    Flag
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
    Flag
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
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Market trends in Chipley

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
111
1MoM

Home Value

Trulia Estimate
$198K
Since last month
Increased$13K (+7.2%)
Since last year
Increased$4K (+2.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +5% in the last 10 years
MonthEstimated value
2026
August 2026$198K
July 2026$184K
June 2026$202K
May 2026$212K
April 2026$201K
March 2026$205K
February 2026$182K
January 2026$195K
2025
2024

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
873 Main St, Chipley, FL
0.06
Single-Family Home
$194,900
06/10/26
4
2
2,114
1224 Church Ave, Chipley, FL
0.41
Single-Family Home
$264,900
12/11/25
4
3
2,762
716 Orange St, Chipley, FL
0.47
Single-Family Home
$65,000
01/07/26
3
2
1,878
795 1st St, Chipley, FL
0.49
Single-Family Home
$280,000
04/27/26
3
2
1,562
1314 Coggin Ave, Chipley, FL
0.54
Single-Family Home
$205,000
04/09/26
3
2
1,724
804 8th St, Chipley, FL
0.45
Single-Family Home
$155,000
03/26/26
3
2
1,428
1309 Church Ave, Chipley, FL
0.33
Single-Family Home
$199,500
07/31/26
2
2
1,064
1249 Woodrow Ave, Chipley, FL
0.65
Single-Family Home
$325,000
04/16/26
3
2
2,088

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
880 Main St, Chipley, FL 32428
0.02
$134,100
3
3
1,934
Off Market
721 5th St, Chipley, FL 32428
0.05
$230,900
4
3
3,343
Off Market
722 5th St, Chipley, FL 32428
0.08
$279,500
3
2
2,105
Off Market
873 Main St, Chipley, FL 32428
0.06
$194,900
4
2
2,114
Recently Sold
740 7th St, Chipley, FL 32428
0.08
-
-
-
-
Off Market
869 Main St, Chipley, FL 32428
0.08
$264,200
4
3.5
2,196
Off Market
Lot 7 Otis, Chipley, FL 32428
0.10
$10,500
-
-
-
For Sale
750 5th St, Chipley, FL 32428
0.18
$155,400
2
1
1,152
Off Market
1270 Forrest Ave, Chipley, FL 32428
0.18
$153,100
4
2
1,392
Off Market
941 Main St, Chipley, FL 32428
0.15
-
-
-
-
Off Market
948 Main St, Chipley, FL 32428
0.17
$251,400
4
3.5
2,616
Off Market

Price and Tax history

DateEventPrice
Feb 21, 2023
Source: CPAR #723031
PriceChange
$650,000
Price decreased by 7%
Sep 17, 2022
Source: CPAR #723031
PriceChange
$698,000
Price decreased by 6%
Mar 2, 2022
Source: CPAR #723031
Listed For Sale
$739,000

LGBTQ Local Legal Protections

Wanda A Owens, SOUTHERN WAY REALTY, INC.
Agent Phone: (850) 527-0625
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Frequently asked questions about 896 Main St

  • What is the estimated monthly payment for 896 Main St?
    Based on a $650,000 list price with 20% down at today's rates, the estimated monthly payment for 896 Main St in Chipley, FL is approximately $4,223 (about $3,357 principal & interest, $791 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Chipley, FL.
  • What are the closest schools to 896 Main St?
    The closest schools to 896 Main St in Chipley, FL are Chipley High School (rated 4/10), Kate M. Smith Elementary School (rated 4/10), Roulhac Middle School (rated 7/10).
  • What is 896 Main St estimated to be worth?
    Trulia's estimated value for 896 Main St in Chipley, FL is $197,900.
  • Does 896 Main St have air conditioning?
    Yes, 896 Main St in Chipley, FL has air conditioning.
  • How big is the lot at 896 Main St?
    The lot at 896 Main St in Chipley, FL is about 0.36 acres (15,682 sq ft).
896 Main St, Chipley, FL 32428 is a 5 bedroom, 3 bathroom, 2,184 sqft single-family home built in 1936. This property is currently available for sale and was listed by CPAR on Aug 25, 2023. The MLS # for this home is MLS# 723031.