645 4th St, Chipley, FL 32428
OFF MARKET

645 4th St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 2,415 sqft (on 0.65 acres)

$281,800

Trulia Estimate
as of May 28, 2026
Est. Refi. Payment $1,831/mo*
Refinance Your Home

$281,800

Trulia Estimate
as of May 28, 2026
Est. Refi. Payment $1,831/mo*
Refinance Your Home
3 Beds
2 Baths
2,415 sqft
(on 0.65 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Here's your chance to own a piece of history with this thoughtfully maintained and mint-condition 3 bedroom 2 bath home! Walk through the front door and you are greeted with immaculate hardwood floors, formal family room with natural gas fireplace and built-in shelving. Continue around the corner and you will find a newly renovated kitchen equipped with custom cabinets, tile counter tops and breakfast bar. The living room boast wooden ceiling beams and massive double pane windows allowing natural lighting. All three bedrooms are spacious and offer an abundance of storage. The back yard is your personal oasis featuring a fenced double lot, gunite in-ground pool, gazebo, stone walk-ways, storage shed and 2 car attached carport.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Pool
View
No Info
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 645 4th St

Interior Features

Heating & Cooling
Heating: Other, GasAir ConditioningCooling System: CentralHeating Fuel: Other
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Hardwood
Interior Details
Types of Rooms: Walk In Closet, Dining Room, Family RoomCeiling Fan
Appliances & Utilities
DishwasherMicrowaveRefrigerator
Fireplace & Spa
Fireplace
Windows, Doors, Floors & Walls
Double Paned Windows
Security
Security System

Exterior Features

Exterior Home Features
Roof: CompositionExterior: Other
Pool
Pool
Parking & Garage
GarageParking Spaces: 2Parking: Carport, Garage Attached

Property Information

Year Built
Year Built: 1939Year Updated: 1975
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 0.65 acres

Price History for 645 4th St

DatePriceEventSource
02/15/2021ListingRemovedN/A
05/29/2020$180,000Sold
N/A
04/11/2020$185,000PendingN/A
03/24/2020$185,000Listed For SaleN/A
05/24/2018$160,000Sold
CPAR #666582
05/17/2018$179,999PendingAgent Provided
04/17/2018$179,999PriceChange
Agent Provided
03/15/2018$189,999PriceChange
Agent Provided
01/08/2018$199,999PriceChange
Agent Provided
09/13/2017$259,900Listed For SaleAgent Provided
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Property Tax and Assessment

Year2025
Tax
Assessment$252,378
Home facts updated by county records

Comparable Sales for 645 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1314 Coggin Ave, Chipley, FL
0.13
Single-Family Home
$205,000
04/09/26
3
2
1,724
700 Main St, Chipley, FL
0.22
Single-Family Home
$209,900
06/20/25
3
2
2,030
1380 Watts Ave, Chipley, FL
0.36
Single-Family Home
$199,900
04/17/26
3
2
1,480
1342 Old Bonifay Rd, Chipley, FL
0.33
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
632 Main St, Chipley, FL
0.45
Single-Family Home
$260,000
12/19/25
4
2
2,684
643 5th St, Chipley, FL
0.07
Single-Family Home
$194,400
06/25/25
2
1
1,283
880 Main St, Chipley, FL
0.39
Single-Family Home
$90,000
06/20/25
3
3
1,934
1331 Coggin Ave, Chipley, FL
0.18
Single-Family Home
$180,000
05/05/26
3
1
1,316
576 Martin Luther King Dr, Chipley, FL
0.29
Single-Family Home
$160,000
02/13/26
3
1
1,343
1322 Coggin Ave, Chipley, FL
0.15
Single-Family Home
$158,000
12/15/25
2
1
1,383

Nearby homes

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Assigned Schools

These are the assigned schools for 645 4th St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 87 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 54 % Say kids play outside

  • 53 % Say there's wildlife

  • 52 % Say there are sidewalks

  • 51 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
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Apartments for Rent

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Homes for sale near 645 4th St

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Off Market Homes Near 645 4th St

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Homes for rent near 645 4th St

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645 4th St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 2,415 sqft single-family home built in 1939. This property is not currently available for sale. 645 4th St was last sold on May 29, 2020 for $180,000. The current Trulia Estimate for 645 4th St is $281,800.