704 Main St, Chipley, FL 32428
Property image
Property image
FOR SALE
0.32 ACRES

$175,000

  • 3 Beds
  • 2 Baths
  • 1,644 sqft (on 0.32 acres)

704 Main St, Chipley, FL 32428

Est. Mortgage $1,218/mo*
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Home Highlights

Single-Family Home
Built in 1940
0.32 acre lot
$106/sqft

Local Information

  • Map ViewExplore the area around 704 Main St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:High ceilingsLarge covered front porchSpacious rooms
Under contract seller will consider taking backup offers. An investor special located in the heart of Chipley, this three bedroom two bath home offers 1644 ft.² of living space and is full of character and potential. The property features high ceilings, spacious rooms, and a large covered front porch that adds to its classic charm. Whether you're looking to renovate, restore, or add to your rental portfolio or take on your next flip project, this property presents a great opportunity for investors located, conveniently near shopping, dining schools, and local amenities. Bring your vision and unlock the possibilities.
Last check for updates: about 4 hours ago
Listing courtesy of Tiffany M Davies, (850) 866-6549
Coldwell Banker Realty
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#789720
Also Listed on CPAR.

Home Details for 704 Main St

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Bedroom
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Cooktop, Electric Range
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Gas & Electric
Has Electric on Property

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, PorchOther Structures: Shed(s)Foundation: Slab
Parking & Garage
No GarageNo Attached Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront

Days on Market

Cumulative Days on Market: 116Days on Market: 134

Property Information

Year Built
Year Built: 1940
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Other, Vinyl SidingNot a New Construction
Property Information
Parcel Number: 000000000012460000

Price & Status

Price
List Price: $175,000Price Per Sqft: $106

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: Chipley

Agent Information

Listing Agent
Listing ID: 789720

Building

Building Area
Building Area: 1644 Square Feet

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: Listed As-Is

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 789720Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000012460000-R-N

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.
  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Merissa Woods
    "I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "

Market trends in Chipley

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
116
5
MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.16
Single-Family Home
$205,000
04/09/26
3
2
1,724
0.31
Single-Family Home
$60,000
08/07/26
3
1
1,064
0.13
Single-Family Home
$160,000
02/13/26
3
1
1,343
0.35
Single-Family Home
$80,000
01/28/26
3
2
1,080
0.73
Single-Family Home
$65,000
01/07/26
3
2
1,878
0.20
Single-Family Home
$158,000
12/15/25
2
1
1,383
0.29
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
0.33
Single-Family Home
$136,000
02/27/26
3
1
1,004
0.35
Single-Family Home
$199,500
07/31/26
2
2
1,064

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.01
$207,500
3
2
2,030
Off Market
0.10
$294,500
4
3
3,121
Off Market
0.13
$160,000
3
1
1,343
Recently Sold
0.11
$151,900
3
2
1,340
Off Market
0.09
-
-
-
-
Off Market
0.13
$147,000
2
1
1,042
Off Market
0.15
$266,900
3
1.5
1,740
For Sale
0.12
$475,000
4
3
3,756
For Sale
0.15
$20,000
-
-
-
Recently Sold
0.21
$268,800
3
2
1,804
Off Market
0.16
$192,300
2
1
1,283
Off Market

Price and Tax history

DateEventPrice
Sep 5, 2026
Source: CPAR #789720
PendingToActive
$175,000
Sep 2, 2026
Source: CPAR #789720
Pending
$175,000
May 11, 2026
Source: CPAR #789720
Listed For Sale
$175,000
Oct 10, 2019
Source: Agent Provided
ListingRemoved
$99,900
Aug 27, 2019
Source: Agent Provided
Listed For Sale
$99,900

LGBTQ Local Legal Protections

Tiffany M Davies, Coldwell Banker Realty
Agent Phone: (850) 866-6549
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Frequently asked questions about 704 Main St

  • What is the estimated monthly payment for 704 Main St?
    Based on a $175,000 list price with 20% down at today's rates, the estimated monthly payment for 704 Main St in Chipley, FL is approximately $1,235 (about $947 principal & interest, $213 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Chipley, FL.
  • What are the closest schools to 704 Main St?
    The closest schools to 704 Main St in Chipley, FL are Chipley High School (rated 4/10), Kate M. Smith Elementary School (rated 4/10), Roulhac Middle School (rated 7/10).
  • Does 704 Main St have air conditioning?
    Yes, 704 Main St in Chipley, FL has air conditioning.
  • How big is the lot at 704 Main St?
    The lot at 704 Main St in Chipley, FL is about 0.32 acres (13,939 sq ft).
704 Main St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 1,644 sqft single-family home built in 1940. This property is currently available for sale and was listed by CPAR on May 11, 2026. The MLS # for this home is MLS# 789720.