540 4th St, Chipley, FL 32428
SOLD
FEB 27, 2026

540 4th St
Chipley, FL 32428

  • 3 Beds
  • 1 Bath
  • 1,004 sqft (on 0.36 acres)

$136,000

Last Sold: Feb 27, 2026
5% below list $143K
$135/sqft
Est. Refi. Payment $899/mo*
Refinance Your Home

$136,000

Last Sold: Feb 27, 2026
5% below list $143K
$135/sqft
Est. Refi. Payment $899/mo*
Refinance Your Home
3 Beds
1 Bath
1,004 sqft
(on 0.36 acres)

Homes for sale near 540 4th St

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Apartments for Rent

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Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Under Contract seller accepting back up offers.//////
Exceptional find in downtown Chipley on a Generous Lot!
Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates!
With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round.
Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 28, 2026

Home Highlights

Parking
No Info
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
$135/sqft
Listed
180+ days ago

Home Details for 540 4th St

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Bedroom, Dining Room, Full Bath, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Cooktop, Electric Oven
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Electric
Gas & Electric
Has Electric on Property

Exterior Features

Parking & Garage
No GarageNo Attached Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 285

Property Information

Year Built
Year Built: 1972
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Block, Vinyl SidingNot a New Construction
Property Information
Parcel Number: 000000000028590000

Price & Status

Price
List Price: $142,500Price Per Sqft: $135/sqft
Status Change & Dates
Off Market Date: Fri Jan 16 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: ChipleyCommunity: [No Recorded Subdiv]
School Information
Elementary School: Kate M. SmithJr High / Middle School: RoulhacHigh School: Chipley

Building

Building Area
Building Area: 1004 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.36 acres

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 779075Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000028590000-R-N

Additional Information

Short Term Rental Allowed
Last check for updates: about 6 hours ago
Listed by Tonia Hathaway, (850) 415-2806
CENTURY 21 Commander Realty
Bought with: Non Member, NON-MEMBER OFFICE
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#779075

Price History for 540 4th St

DatePriceEventSource
02/27/2026$136,000Sold
CPAR #779075
01/16/2026$142,500PendingCPAR #779075
12/20/2025$142,500PriceChange
CPAR #779075
10/31/2025$143,500PriceChange
CPAR #779075
09/16/2025$145,000Listed For SaleCPAR #779075
08/18/2025$145,000ListingRemovedCPAR #774032
05/27/2025$145,000Listed For SaleCPAR #774032
05/16/2025$125,000ListingRemovedCPAR #764110
01/13/2025$125,000ContingentCPAR #764110
10/22/2024$125,000Listed For SaleECAOR #961537
07/01/2024ListingRemovedECAOR #945026
04/17/2024$125,000PriceChange
CPAR #754405
03/18/2024$130,000Listed For SaleECAOR #945026
10/13/2008$59,000Sold
N/A
03/15/2007$52,900Sold
N/A
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Property Tax and Assessment

Year2025
Tax
Assessment$93,727
Home facts updated by county records

Comparable Sales for 540 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
576 Martin Luther King Dr, Chipley, FL
0.40
Single-Family Home
$160,000
02/13/26
3
1
1,343
1322 Coggin Ave, Chipley, FL
0.39
Single-Family Home
$158,000
12/15/25
2
1
1,383
1331 Coggin Ave, Chipley, FL
0.43
Single-Family Home
$180,000
05/05/26
3
1
1,316
1275 Morris Ave, Chipley, FL
0.20
Single-Family Home
$164,900
11/25/25
3
2
1,245
643 5th St, Chipley, FL
0.48
Single-Family Home
$194,400
06/25/25
2
1
1,283
1314 Coggin Ave, Chipley, FL
0.38
Single-Family Home
$205,000
04/09/26
3
2
1,724
700 Main St, Chipley, FL
0.32
Single-Family Home
$209,900
06/20/25
3
2
2,030
1342 Old Bonifay Rd, Chipley, FL
0.29
Single-Family Home
$130,000
10/10/25
3
2.5
1,896

Assigned Schools

These are the assigned schools for 540 4th St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 87 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 54 % Say kids play outside

  • 53 % Say there's wildlife

  • 52 % Say there are sidewalks

  • 51 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Homes for rent near 540 4th St

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Off Market Homes Near 540 4th St

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540 4th St, Chipley, FL 32428 is a 3 bedroom, 1 bathroom, 1,004 sqft single-family home built in 1972. This property is not currently available for sale. 540 4th St was last sold on Feb 27, 2026 for $136,000 (5% lower than the asking price of $142,500). The current Trulia Estimate for 540 4th St is $135,500.