540 4th St, Chipley, FL 32428
Property image
Property image
SOLD
FEB 27, 2026

$136,100

Trulia Estimate
  • 3 Beds
  • 1 Bath
  • 1,004 sqft (on 0.36 acres)

540 4th St, Chipley, FL 32428

Est. Refi. Payment $965/mo*
Refinance Your Home
Currently Off Market - Sold Feb 27, 2026 for $136,000 (5% below list price)

Home Value

Trulia Estimate
$136K
Since last month
Decreased$400 (-0.3%)
Since last year
Decreased$3K (-2%)
Since last sale
Increased$100 (+0.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +107% in the last 10 years
MonthEstimated value
2026
September 2026$136K
August 2026$137K
July 2026$137K
June 2026$137K
May 2026$136K
April 2026$136K
March 2026$136K
January 2026$134K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
500 2nd St, Chipley, FL
0.30
Single-Family Home
$150,000
09/02/26
3
1
1,300
576 Martin Luther King Dr, Chipley, FL
0.40
Single-Family Home
$160,000
02/13/26
3
1
1,343
1222 Campbellton Ave, Chipley, FL
0.39
Single-Family Home
$60,000
08/07/26
3
1
1,064
1322 Coggin Ave, Chipley, FL
0.39
Single-Family Home
$158,000
12/15/25
2
1
1,383
1331 Coggin Ave, Chipley, FL
0.43
Single-Family Home
$180,000
05/05/26
3
1
1,316
1275 Morris Ave, Chipley, FL
0.20
Single-Family Home
$164,900
11/25/25
3
2
1,245
1239 Holley Ave, Chipley, FL
0.34
Single-Family Home
$194,500
08/11/26
2
2
1,338
1314 Coggin Ave, Chipley, FL
0.38
Single-Family Home
$205,000
04/09/26
3
2
1,724

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
555 Davis St, Chipley, FL 32428
0.17
$164,500
3
1
1,171
Off Market
632 Main St, Chipley, FL 32428
0.13
$260,000
4
2
2,684
Recently Sold
1342 Holley Ave, Chipley, FL 32428
0.14
$127,900
3
1
1,104
Off Market
525 4th St, Chipley, FL 32428
0.13
-
-
-
-
Off Market
529 5th St, Chipley, FL 32428
0.12
$99,900
3
2
1,104
For Sale
1291 Morris Ave, Chipley, FL 32428
0.16
$84,900
2
1
808
Off Market
578 Main St, Chipley, FL 32428
0.16
$101,700
3
1
1,080
Off Market
582 5th St, Chipley, FL 32428
0.21
$147,000
2
1
1,042
Off Market
Main St, Chipley, FL 32428
0.17
$9,000
-
-
-
Recently Sold
672 Main St, Chipley, FL 32428
0.20
$266,900
3
1.5
1,740
For Sale
589 1st St, Chipley, FL 32428
0.24
$137,300
2
1
1,146
Off Market

Local Information

  • Map ViewExplore the area around 540 4th St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1972
0.36 acre lot
1,004 sqft
$135/sqft

About this House

Under Contract seller accepting back up offers.//////
Exceptional find in downtown Chipley on a Generous Lot!
Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates!
With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round.
Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.
540 4th St, Chipley, FL 32428 is a 3 bedroom, 1 bathroom, 1,004 sqft single-family home built in 1972. It last sold for $136,000 on Feb 27, 2026 (5% below the $142,500 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $136,100, with a rent estimate of $1,407/month.
Last check for updates: about 15 hours ago
Listed by Tonia Hathaway, (850) 415-2806
CENTURY 21 Commander Realty
Bought with: Non Member, NON-MEMBER OFFICE
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#779075

Home Details for 540 4th St

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Bedroom, Dining Room, Full Bath, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Cooktop, Electric Oven
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Electric
Gas & Electric
Has Electric on Property

Exterior Features

Parking & Garage
No GarageNo Attached Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 285

Property Information

Year Built
Year Built: 1972
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Block, Vinyl SidingNot a New Construction
Property Information
Parcel Number: 000000000028590000

Price & Status

Price
List Price: $142,500Price Per Sqft: $135/sqft
Status Change & Dates
Off Market Date: Fri Jan 16 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: ChipleyCommunity: [No Recorded Subdiv]
School Information
Elementary School: Kate M. SmithJr High / Middle School: RoulhacHigh School: Chipley

Building

Building Area
Building Area: 1004 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.36 acres

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 779075Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000028590000-R-N

Additional Information

Short Term Rental Allowed

Price and Tax history

DateEventPrice
Feb 27, 2026
Source: CPAR #779075
Sold
$136,000
Jan 16, 2026
Source: CPAR #779075
Pending
$142,500
Dec 20, 2025
Source: CPAR #779075
PriceChange
$142,500
Price decreased by 1%
Oct 31, 2025
Source: CPAR #779075
PriceChange
$143,500
Price decreased by 1%
Sep 16, 2025
Source: CPAR #779075
Listed For Sale
$145,000

Market trends in Chipley

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
116
5MoM

Around this home

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Merissa Woods
    "I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
    1
    Flag
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
    0
    Flag
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
    Flag
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
    Flag
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Frequently asked questions about 540 4th St

  • What is 540 4th St estimated to be worth?
    Trulia's estimated value for 540 4th St in Chipley, FL is $136,100.
  • What is the price history for 540 4th St?
    540 4th St in Chipley, FL last sold for $136,000 in February 2026.
  • Is Chipley a buyer's or seller's market?
    Chipley is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
  • Does 540 4th St have air conditioning?
    Yes, 540 4th St in Chipley, FL has air conditioning.
  • How big is the lot at 540 4th St?
    The lot at 540 4th St in Chipley, FL is about 0.36 acres (15,682 sq ft).

Apartments for Rent

Skip to last item
Skip to first item

Off Market Homes Near 540 4th St

Skip to last item
Skip to first item

Homes for sale near 540 4th St

Skip to last item
Skip to first item
Skip to last item
  • Results are loading
Skip to first item