645 3rd St, Chipley, FL 32428
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Property image
OFF MARKET

645 3rd St
Chipley, FL 32428

  • 4 Beds
  • 3 Baths
  • 2,649 sqft (on 0.90 acres)

$343,400

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $2,237/mo*
Refinance Your Home

$343,400

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $2,237/mo*
Refinance Your Home
4 Beds
3 Baths
2,649 sqft
(on 0.90 acres)

Local Information

  • Map ViewExplore the area around 645 3rd St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1967
Lot Size
0.9 acres
Living Area
2,649 sqft
Price/Sqft
$130
Parking
Garage

About this House

SELLER WILL CONTRIBUTE 5% TO BUYERS CLOSING COSTS and just reduced price $10,000! Spacious brick home with attached Mother-in-Law apartment and in-ground POOL on almost an acre in Chipley city limits. Desirable layout with entrance through the heated & cooled breezeway (new flooring installed 9-11-18) with the 3/2 home on one side and the M-I-L apartment (1496 SF) on the other. Home features a carpeted formal living and dining area, plus tiled living & dining area is between the kitchen & breezeway Beautiful kidney shaped in-ground pool in back yard has a screened pool room & is fenced. Private sun patio, 2-carport with extra storage, 2 metal sheds all on a landscaped corner lot with irrigation system in the front yard. Only 3 blocks west of Hwy 77. SELLER IS MOTIVATED!
645 3rd St, Chipley, FL 32428 is a 4 bedroom, 3 bathroom, 2,649 sqft single-family home built in 1967. It last sold for $175,000 on Nov 16, 2018. It is currently off market. The Trulia Estimate is $343,400, with a rent estimate of $3,111/month.

Home Details for 645 3rd St

Interior Features

Interior Details
BasementTypes of Rooms: Dining RoomCeiling Fan
Heating & Cooling
Heating: OtherAir ConditioningCooling System: CentralHeating Fuel: Other
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet, Laminate
Appliances & Utilities
DishwasherRefrigerator
Windows, Doors, Floors & Walls
Double Paned Windows
Security
Security System

Exterior Features

Exterior Home Features
Roof: CompositionExterior: BrickPatioPorch
Pool
Pool
Parking & Garage
GarageParking Spaces: 10Parking: Carport, Garage Attached

Property Information

Year Built
Year Built: 1967Year Updated: 1972
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 0.90 acres

Price History for 645 3rd St

DatePriceEventSource
11/16/2018$175,000Sold
CPAR #671073
10/17/2018$189,000PendingAgent Provided
09/11/2018$189,000PriceChange
Agent Provided
07/06/2018$199,000PriceChange
Agent Provided
04/26/2018$229,000Listed For SaleAgent Provided
05/26/2017$170,000Sold
CPAR #651393
05/04/2017$172,000PendingAgent Provided
02/27/2017$172,000PriceChange
Agent Provided
10/12/2016$182,000Listed For SaleAgent Provided
07/06/2000$110,000Sold
N/A

Market trends in Chipley

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
14MoM
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Property Tax and Assessment

Year2025
Tax$1,773
Assessment$281,093
Home facts updated by county records

Comparable Sales for 645 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1342 Old Bonifay Rd, Chipley, FL
0.29
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
1314 Coggin Ave, Chipley, FL
0.12
Single-Family Home
$205,000
04/09/26
3
2
1,724
873 Main St, Chipley, FL
0.42
Single-Family Home
$194,900
06/10/26
4
2
2,114
1224 Church Ave, Chipley, FL
0.43
Single-Family Home
$264,900
12/11/25
4
3
2,762
632 Main St, Chipley, FL
0.46
Single-Family Home
$260,000
12/19/25
4
2
2,684
1380 Watts Ave, Chipley, FL
0.30
Single-Family Home
$199,900
04/17/26
3
2
1,480
1309 Church Ave, Chipley, FL
0.12
Single-Family Home
$199,500
07/31/26
2
2
1,064
1331 Coggin Ave, Chipley, FL
0.13
Single-Family Home
$180,000
05/05/26
3
1
1,316
1322 Coggin Ave, Chipley, FL
0.12
Single-Family Home
$158,000
12/15/25
2
1
1,383
576 Martin Luther King Dr, Chipley, FL
0.34
Single-Family Home
$160,000
02/13/26
3
1
1,343

Nearby homes

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Assigned Schools

These are the assigned schools for 645 3rd St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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    Flag
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
    Flag
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
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LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 645 3rd St

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Off Market Homes Near 645 3rd St

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Frequently asked questions about 645 3rd St

  • What is 645 3rd St estimated to be worth?
    Trulia's estimated value for 645 3rd St in Chipley, FL is $343,400.
  • What is the price history for 645 3rd St?
    645 3rd St in Chipley, FL last sold for $175,000 in November 2018.
  • Is Chipley a buyer's or seller's market?
    Chipley is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
  • Does 645 3rd St have air conditioning?
    Yes, 645 3rd St in Chipley, FL has air conditioning.
  • Does 645 3rd St have a pool?
    Yes, 645 3rd St in Chipley, FL has a pool.