640 3rd St, Chipley, FL 32428
OFF MARKET

640 3rd St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 2,529 sqft (on 0.48 acres)

$210,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,401/mo*
Refinance Your Home

$210,700

Trulia Estimate
as of Aug 9, 2026
Est. Refi. Payment $1,401/mo*
Refinance Your Home
3 Beds
2 Baths
2,529 sqft
(on 0.48 acres)

Local Information

  • Map ViewExplore the area around 640 3rd St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1962
Lot Size
0.48 acres
Living Area
2,529 sqft
Price/Sqft
$83
Parking
Garage

About this House

Well maintained 3/1.5 brick home located in the heart of Chipley. Home offers plenty of room. Kitchen has wood cabinets and is open to the den with built in book shelves and some tongue and groove walls. At the front of the house is the formal living room and dining area with a large picture window. 2 bedrooms have original hardwood flooring. Spacious master bedroom with half bath and walk in closet. Sun porch with laundry hookups leads to the attached double carport with storage and outside deck great for cooking out and get togethers. Nicely landscaped lawn. Large back yard with outside storage building. CH/A installed in 2011. Must see to appreciate the charm in this home. Brokered And Advertised By: SOUTHERN WAY REALTY, INC. Listing Agent: Tracey Kent
640 3rd St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 2,529 sqft single-family home built in 1962. It last sold for $90,000 on Nov 18, 2014. It is currently off market. The Trulia Estimate is $210,700, with a rent estimate of $1,630/month.

Home Details for 640 3rd St

Interior Features

Heating & Cooling
Heating: OtherAir ConditioningCooling System: CentralHeating Fuel: Other
Appliances & Utilities
Cable Ready
Levels, Entrance, & Accessibility
Floors: Hardwood
Interior Details
Ceiling Fan

Exterior Features

Exterior Home Features
Roof: CompositionDeckExterior: BrickPatio
Parking & Garage
GarageParking Spaces: 2Parking: Garage Attached

Property Information

Year Built
Year Built: 1962Year Updated: 1987
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 0.48 acres

Price History for 640 3rd St

DatePriceEventSource
11/18/2014$90,000Sold
CPAR #642065
08/15/2014$99,900ListingRemovedAgent Provided
06/21/2014$99,900Listed For SaleAgent Provided

Market trends in Chipley

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
14MoM
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Property Tax and Assessment

Year2025
Tax$1,075
Assessment$180,179
Home facts updated by county records

Comparable Sales for 640 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1314 Coggin Ave, Chipley, FL
0.11
Single-Family Home
$205,000
04/09/26
3
2
1,724
1380 Watts Ave, Chipley, FL
0.25
Single-Family Home
$199,900
04/17/26
3
2
1,480
1342 Old Bonifay Rd, Chipley, FL
0.25
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
1352 Watts Ave, Chipley, FL
0.11
Single-Family Home
$38,100
02/16/26
3
2
1,420
1294 Old Bonifay Rd, Chipley, FL
0.26
Single-Family Home
$55,000
01/07/26
3
2
1,337
873 Main St, Chipley, FL
0.47
Single-Family Home
$194,900
06/10/26
4
2
2,114
632 Main St, Chipley, FL
0.45
Single-Family Home
$260,000
12/19/25
4
2
2,684
1322 Coggin Ave, Chipley, FL
0.09
Single-Family Home
$158,000
12/15/25
2
1
1,383
1309 Church Ave, Chipley, FL
0.16
Single-Family Home
$199,500
07/31/26
2
2
1,064
1331 Coggin Ave, Chipley, FL
0.08
Single-Family Home
$180,000
05/05/26
3
1
1,316

Nearby homes

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Assigned Schools

These are the assigned schools for 640 3rd St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
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Apartments for Rent

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Homes for sale near 640 3rd St

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Off Market Homes Near 640 3rd St

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Frequently asked questions about 640 3rd St

  • What is 640 3rd St estimated to be worth?
    Trulia's estimated value for 640 3rd St in Chipley, FL is $210,700.
  • What is the price history for 640 3rd St?
    640 3rd St in Chipley, FL last sold for $90,000 in November 2014.
  • Is Chipley a buyer's or seller's market?
    Chipley is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
  • Does 640 3rd St have air conditioning?
    Yes, 640 3rd St in Chipley, FL has air conditioning.
  • How big is the lot at 640 3rd St?
    The lot at 640 3rd St in Chipley, FL is about 0.48 acres (20,908 sq ft).