652 2nd St, Chipley, FL 32428
FOR SALE
0.86 ACRES

652 2nd St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 2,284 sqft (on 0.86 acres)

$298,000

Original price: $299,900
Est. Mortgage $1,883/mo*

$298,000

Original price: $299,900
Est. Mortgage $1,883/mo*
3 Beds
2 Baths
2,284 sqft
(on 0.86 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Experience the perfect blend of small-town charm and expansive outdoor space with this stunning three-bedroom, two-bathroom brick home situated on nearly an acre in the heart of Chipley, Florida. Perfectly suited for a growing family or those looking to retire. Just an hour from the world-class beaches of the Emerald Coast, this residence offers a rare combination of comfort and convenience. The interior radiates quality, boasting beautiful wood flooring throughout and custom ceramic tile in the bathrooms, including elegantly tiled shower and tub surrounds. A versatile bonus room provides the ideal footprint for a formal dining area, home office, fitness room, or playroom, ensuring the floor plan adapts to your specific lifestyle.
The home is designed for seamless entertaining, featuring distinct formal living, family, and dining rooms that flow into a perfectly sized kitchen complete with stainless steel appliances, refinished cabinetry, and ample pantry storage. Venture down the hall and you will find two oversized guest rooms and a guest bathroom, updated in recent years. The functional laundry room is accented by a stylish barn door, leading the way to a spacious master suite that serves as a private retreat with its own walk-in closet and custom-tiled shower.
The exterior of the property is just as impressive as the interior, offering an attached carport supplemented by a secondary detached carport for additional parking. Outdoor living is made easy with a tiled front porch for morning coffee, as well as a Sunroom that overlooks a massive, privacy-fenced backyard--a true rarity for a property located in the center of town. Spanning approximately .86 acres, the grounds include a 16x24 storage building and plenty of room for gardening or recreation. Located in a friendly, growing community, this home puts you minutes away from great schools and Churches, shopping, premier fishing, hunting, boating, and local parks, offering a high quality of life in a picturesque Florida setting. Call to schedule your showing today! (***Back on Market due to no fault of Seller***)

Home Highlights

Parking
4 Parking Spaces
Outdoor
Patio
View
No Info
HOA
None
Price/Sqft
$130
Listed
114 days ago

Home Details for 652 2nd St

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Dining Room, Family Room, Full Bath, Kitchen, Living Room, Recreation, Sunroom
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Cooktop, Electric Oven, Electric Water Heater
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property
Levels, Entrance, & Accessibility
Accessibility: Accessible Approach with Ramp
Security
Security: Security Fence, Security System

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, PatioFencing: PrivacyOther Structures: WorkshopExterior: Fire Pit, Rain Gutters
Parking & Garage
Number of Covered Spaces: 4No GarageNo Attached GarageParking Spaces: 4
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 104Days on Market: 114

Property Information

Year Built
Year Built: 1961
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Country
Building
Construction Materials: BrickNot a New Construction
Property Information
Parcel Number: 000000000015650000

Price & Status

Price
List Price: $298,000Price Per Sqft: $130

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: No Named Subdivision
School Information
Elementary School: Kate M. SmithJr High / Middle School: RoulhacHigh School: Chipley

Agent Information

Listing Agent
Listing ID: 783678

Building

Building Area
Building Area: 2284 Square Feet

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.86 acres

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 783678Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000015650000-R-N
Last check for updates: about 14 hours ago
Listing courtesy of Michael F Tadlock, (850) 768-0445
Elite Realty
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#783678
Also Listed on CPAR.

Price History for 652 2nd St

DatePriceEventSource
04/28/2026$298,000PriceChange
CPAR #783678
04/03/2026$299,900PriceChange
CPAR #783678
03/19/2026$314,900PriceChange
CPAR #783678
03/12/2026$317,400PriceChange
CPAR #783678
02/20/2026$319,900PendingToActiveCPAR #783678
02/09/2026$319,900PendingCPAR #783678
01/14/2026$319,900Listed For SaleCPAR #783678
05/14/2015$72,000Sold
N/A
09/13/2007$188,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax
Assessment$216,533
Home facts updated by county records

Comparable Sales for 652 2nd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.20
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
0.06
Single-Family Home
$38,100
02/16/26
3
2
1,420
0.18
Single-Family Home
$199,900
04/17/26
3
2
1,480
0.15
Single-Family Home
$205,000
04/09/26
3
2
1,724
0.34
Single-Family Home
$50,000
06/30/25
3
1
1,841
0.53
Single-Family Home
$90,000
06/20/25
3
3
1,934
0.31
Single-Family Home
$209,900
06/20/25
3
2
2,030
0.05
Single-Family Home
$180,000
05/05/26
3
1
1,316
0.47
Single-Family Home
$260,000
12/19/25
4
2
2,684

Assigned Schools

These are the assigned schools for 652 2nd St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.
  • 92 % Say yards are well-kept

  • 87 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 54 % Say kids play outside

  • 53 % Say there's wildlife

  • 52 % Say there are sidewalks

  • 51 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "

LGBTQ Local Legal Protections

Michael F Tadlock, Elite Realty
Agent Phone: (850) 768-0445
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
652 2nd St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 2,284 sqft single-family home built in 1961. This property is currently available for sale and was listed by CPAR on Jan 14, 2026. The MLS # for this home is MLS# 783678.