652 2nd St, Chipley, FL 32428
Property image
Property image
FOR SALE
0.86 ACRES

652 2nd St
Chipley, FL 32428

  • 3 Beds
  • 2 Baths
  • 2,140 sqft (on 0.86 acres)

$284,999

Est. Mortgage $1,874/mo*

$284,999

Est. Mortgage $1,874/mo*
3 Beds
2 Baths
2,140 sqft
(on 0.86 acres)

Home Highlights

Parking
3 Parking Spaces
Outdoor
Porch
Price/Sqft
$133
Listed
20 days ago
Climate Control
Central, Ductless & Central Air, Ceiling Fans

Local Information

  • Map ViewExplore the area around 652 2nd St.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

Discover the perfect combination of space, comfort, and versatility in this well designed 3 bedroom, 2 bath brick home situated on a generous 0.86+/- acre lot within the city limits. Offering over 2,100 square feet of living space, this home provides a functional layout with room for everyone both inside and out! The welcoming living room flows seamlessly into the dining area and spacious kitchen, creating an ideal setting for everyday living and entertaining. The kitchen features abundant cabinetry, generous counter space, stainless steel appliances and plenty of room to gather. Just off the kitchen, a versatile bonus room offers endless flexibility as a home office, playroom, fitness space, or additional den. All three bedrooms are conveniently located together down the hallway, including the spacious primary suite featuring a walk-in closet and private bath with a large walk-in shower. The two guest bedrooms are generously sized and share a well-appointed full bathroom. At the rear of the home, a heated and cooled Florida room provides additional year-round living space, making it the perfect spot to enjoy your morning coffee, entertain guests, or simply relax while overlooking the backyard. The outdoor space continues with a gazebo, fire pit area, and detached workshop, offering endless opportunities for entertaining, hobbies, storage, or weekend projects. The large backyard provides plenty of room for children, pets, gardening, or simply enjoying the open space. This property offers the convenience of town with the rare benefit of nearly an acre of land. With a functional layout, flexible bonus room, abundant outdoor living spaces, and a spacious yard, this home is ready to accommodate a variety of lifestyles.
Last check for updates: about 9 hours ago
Listing courtesy of Seamus J O'neill, (850) 260-5851
SOUTHERN WAY REALTY, INC.
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#793424
Also Listed on CPAR.

Home Details for 652 2nd St

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom, Bonus Room, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Range
Heating & Cooling
Heating: Central,Ductless,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, PorchFencing: Partial, PrivacyOther Structures: Shed(s)Exterior: Fire Pit
Parking & Garage
Number of Covered Spaces: 3No GarageNo Attached GarageParking Spaces: 3
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 2Days on Market: 20

Property Information

Year Built
Year Built: 1961
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Country
Building
Construction Materials: BrickNot a New Construction
Property Information
Parcel Number: 000000000015650000

Price & Status

Price
List Price: $284,999Price Per Sqft: $133

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: [No Recorded Subdiv]

Agent Information

Listing Agent
Listing ID: 793424

Building

Building Area
Building Area: 2140 Square Feet

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 0.86 acres

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 793424Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000015650000-R-N

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.
  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Merissa Woods
    "I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "

Market trends in Chipley

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
111
1
MoM

Home Value

Trulia Estimate
$281K
Since last month
Decreased$300 (-0.1%)
Since last year
Increased$2K (+0.7%)
Since last sale
Increased$218K (+302.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +3% in the last 10 years
MonthEstimated value
2026
August 2026$290K
July 2026$290K
June 2026$288K
May 2026$288K
April 2026$290K
March 2026$306K
February 2026$309K
January 2026$306K
2025
2024
2023
2022

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.20
Single-Family Home
$130,000
10/10/25
3
2.5
1,896
0.18
Single-Family Home
$199,900
04/17/26
3
2
1,480
0.15
Single-Family Home
$205,000
04/09/26
3
2
1,724
0.20
Single-Family Home
$189,150
08/11/26
4
2
1,320
0.05
Single-Family Home
$180,000
05/05/26
3
1
1,316
0.55
Single-Family Home
$194,900
06/10/26
4
2
2,114
0.11
Single-Family Home
$158,000
12/15/25
2
1
1,383
0.47
Single-Family Home
$260,000
12/19/25
4
2
2,684
0.31
Single-Family Home
$156,500
12/01/25
3
1.5
1,056

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$180,000
3
1
1,316
Recently Sold
0.09
$168,500
3
1
1,136
Off Market
0.06
$159,200
3
2.5
1,488
Off Market
0.10
$259,900
4
3
2,736
For Sale
0.10
$189,000
4
2
2,299
For Sale
0.11
$158,000
2
1
1,383
Recently Sold
0.13
$205,500
3
2
1,296
Off Market
0.14
$210,400
3
2
1,533
Off Market
0.15
$205,000
3
2
1,724
Recently Sold
0.13
$294,100
3
2
1,200
Off Market
0.16
$20,000
-
-
-
Recently Sold

Price and Tax history

DateEventPrice
Aug 1, 2026
Source: CPAR #793424
Listed For Sale
$284,999
May 10, 2026
Source: CPAR #783678
ListingRemoved
$298,000
Apr 28, 2026
Source: CPAR #783678
PriceChange
$298,000
Price decreased by 1%
Apr 3, 2026
Source: CPAR #783678
PriceChange
$299,900
Price decreased by 5%
Mar 19, 2026
Source: CPAR #783678
PriceChange
$314,900
Price decreased by 1%

LGBTQ Local Legal Protections

Seamus J O'neill, SOUTHERN WAY REALTY, INC.
Agent Phone: (850) 260-5851
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Frequently asked questions about 652 2nd St

  • What is the estimated monthly payment for 652 2nd St?
    Based on a $284,999 list price with 20% down at today's rates, the estimated monthly payment for 652 2nd St in Chipley, FL is approximately $1,903 (about $1,481 principal & interest, $347 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Chipley, FL.
  • What are the closest schools to 652 2nd St?
    The closest schools to 652 2nd St in Chipley, FL are Chipley High School (rated 4/10), Kate M. Smith Elementary School (rated 4/10), Roulhac Middle School (rated 7/10).
  • What is 652 2nd St estimated to be worth?
    Trulia's estimated value for 652 2nd St in Chipley, FL is $281,400.
  • Does 652 2nd St have air conditioning?
    Yes, 652 2nd St in Chipley, FL has air conditioning.
  • How big is the lot at 652 2nd St?
    The lot at 652 2nd St in Chipley, FL is about 0.86 acres (37,462 sq ft).
652 2nd St, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 2,140 sqft single-family home built in 1961. This property is currently available for sale and was listed by CPAR on Aug 1, 2026. The MLS # for this home is MLS# 793424.