699 Settlement Dr, Lancaster, KY 40444
OFF MARKET

699 Settlement Dr
Lancaster, KY 40444

  • 4 Beds
  • 3 Baths
  • 3,256 sqft (on 3 acres)

$580,000

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $3,399/mo*

$580,000

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $3,399/mo*
4 Beds
3 Baths
3,256 sqft
(on 3 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Bring your boat and live the good life! This immaculate ranch home with a basement and a large workshop garage is situated on 3 acres in Homestead Herrington Development. Enjoy being only 5 minutes away from Herrington Lake\Marina. The main floor features real hardwood floors, a 1st-floor master suite, updated kitchen with granite countertops and all appliances, a security system, a home office/bedroom, and a guest room. The finished basement includes a Rec Room with a fireplace, a bathroom, and another full kitchen with appliances, a Samsung washer and steamer dryer, additional storage, a bonus room, bedroom, and a safe room. The large back patio offers covered seating and a grilling area, perfect for relaxation and entertainment. The property also boasts pristine landscaping on a level lot, a large attached side entrance garage with pull-down steps for attic storage, and an oversized workshop behind the house with a security system, a drive-through garage to house vehicles, boats, RVs, and more. If you've been searching for privacy, lake life, and a meticulously-maintained home, look no further!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from August 29, 2025

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 699 Settlement Dr

Interior Features

Interior Details
Basement: Concrete,Finished,Full,Interior Entry,Walk-Out AccessNumber of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 1, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room, Dining Room, Foyer, Kitchen, Living Room, Other, Recreation Room, Utility Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3256 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Not Available, Water Connected, Propane ConnectedAppliances: Disposal, Dishwasher, Microwave, Refrigerator, Trash Compactor, Oven, RangeDishwasherDisposalLaundry: Electric Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Electric,Heat PumpHas CoolingAir Conditioning: Attic Fan,Electric,Heat PumpHas HeatingHeating Fuel: Electric
Fireplace & Spa
Fireplace: Basement, Free Standing, Living Room, Propane, VentlessHas a Fireplace
Windows, Doors, Floors & Walls
Window: BlindsFlooring: Hardwood, Other
Levels, Entrance, & Accessibility
Levels: OneFloors: Hardwood, Other
View
Has a ViewView: Trees/Woods, Neighborhood
Security
Security: Security System Owned

Exterior Features

Exterior Home Features
Roof: Dimensional Style ShinglePatio / Porch: Patio, PorchFencing: PartialOther Structures: OtherFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
No CarportHas a GarageNo Attached GarageHas Open ParkingParking: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 1737 Square FeetFinished Area (below surface): 1519 Square Feet

Property Information

Year Built
Year Built: 1992
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: Brick VeneerNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 0019383N

Price & Status

Price
List Price: $585,000
Status Change & Dates
Off Market Date: Sat Aug 31 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 3256 Square Feet

Lot Information

Lot Area: 3 Acres

Miscellaneous

BasementMls Number: 24017351Above Grade Unfinished Area: 1737
Last check for updates: about 11 hours ago
Listed by Lizette Fitzpatrick, (859) 979-2834
Lizette Realty
Bought with: Kim Hurst, (859) 983-6051, Kentucky Properties Realty Group
Source: Imagine MLS, MLS#24017351

Price History for 699 Settlement Dr

DatePriceEventSource
01/08/2025$554,000Sold
Imagine MLS #24017351
10/07/2024$585,000PendingImagine MLS #24017351
08/31/2024$585,000ContingentImagine MLS #24017351
08/19/2024$585,000Listed For SaleImagine MLS #24017351
07/24/2017$330,000Sold
Imagine MLS #1711797
06/19/2017$345,000PendingAgent Provided
05/27/2017$345,000Listed For SaleAgent Provided

Market trends in Lancaster

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
65
6
MoM
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Property Tax and Assessment

Year2024
Tax$3,037
Assessment$330,000
Home facts updated by county records

Homeowner tools

Estimated monthly rent$2,428/mo

Homes for rent near 699 Settlement Dr

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Comparable Sales for 699 Settlement Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$400,000
07/07/25
4
3
2,399
0.21
Single-Family Home
$525,000
11/25/25
3
3
3,103
0.27
Single-Family Home
$350,000
05/14/26
4
2
2,469
0.27
Single-Family Home
$635,000
02/17/26
3
3
2,412
0.52
Single-Family Home
$685,000
06/03/26
4
3
3,880
0.37
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
0.10
Single-Family Home
$366,500
10/02/25
3
2
1,750
0.67
Single-Family Home
$655,000
02/20/26
6
3
4,203
0.57
Single-Family Home
$630,000
10/16/25
5
3.5
4,043

Nearby homes

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Assigned Schools

These are the assigned schools for 699 Settlement Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.
  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 68 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 56 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 699 Settlement Dr

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Off Market Homes Near 699 Settlement Dr

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
699 Settlement Dr, Lancaster, KY 40444 is a 4 bedroom, 3 bathroom, 3,256 sqft single-family home built in 1992. This property is not currently available for sale. 699 Settlement Dr was last sold on Jan 8, 2025 for $554,000 (5% lower than the asking price of $585,000). The current Trulia Estimate for 699 Settlement Dr is $580,000.