527 Settlement Dr, Lancaster, KY 40444
Property image
Property image
SOLD
FEB 17, 2026

$635,000

Last sold price
  • 3 Beds
  • 3 Baths
  • 2,412 sqft (on 6.92 acres)

527 Settlement Dr, Lancaster, KY 40444

Est. Refi. Payment $3,836/mo*
Refinance Your Home
Currently Off Market - Sold Feb 17, 2026 for $635,000

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1003 Settlement Dr, Lancaster, KY
0.47
Single-Family Home
$525,000
11/25/25
3
3
3,103
923 Settlement Dr, Lancaster, KY
0.34
Single-Family Home
$366,500
10/02/25
3
2
1,750
207 S Homestead Ln, Lancaster, KY
0.43
Single-Family Home
$350,000
05/14/26
4
2
2,469
146 S Homestead Ln, Lancaster, KY
0.58
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
520 S Homestead Ln, Lancaster, KY
0.64
Single-Family Home
$685,000
06/03/26
4
3
3,880
221 N Homestead Ln, Lancaster, KY
0.73
Single-Family Home
$463,000
07/14/26
3
2.5
2,045
225 S Homestead Ln, Lancaster, KY
0.50
Single-Family Home
$345,000
09/24/26
3
2
1,558
836 N Homestead Ln, Lancaster, KY
0.86
Single-Family Home
$655,000
02/20/26
6
3
4,203
693 Swope Ln, Lancaster, KY
1.42
Single-Family Home
$700,000
08/14/26
4
2.5
2,700

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
392 Settlement Dr, Lancaster, KY 40444
0.15
$408,900
3
2
2,320
Off Market
696 Settlement Dr, Lancaster, KY 40444
0.22
$406,100
4
3
2,399
Off Market
734 Settlement Dr, Lancaster, KY 40444
0.26
$414,200
3
2.5
2,708
Off Market
699 Settlement Dr, Lancaster, KY 40444
0.27
$574,300
4
3
3,256
Off Market
923 Settlement Dr, Lancaster, KY 40444
0.34
-
3
2
1,750
Off Market
2574 Sutton Ln, Lancaster, KY 40444
0.41
-
3
2
1,620
Off Market
207 S Homestead Ln, Lancaster, KY 40444
0.43
$350,000
4
2
2,469
Recently Sold
1003 Settlement Dr, Lancaster, KY 40444
0.47
$531,100
3
3
3,103
Off Market
225 S Homestead Ln, Lancaster, KY 40444
0.50
$345,000
3
2
1,558
Recently Sold
146 S Homestead Ln, Lancaster, KY 40444
0.58
$485,000
3
3.5
2,100
Recently Sold
464 S Homestead Ln, Lancaster, KY 40444
0.59
$804,400
6
4.5
4,344
Off Market

Local Information

  • Map ViewExplore the area around 527 Settlement Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2010
6.92 acre lot
2,412 sqft
$263/sqft
Garage

About this House

What's unique:Stunning stone fireplaceBeautiful landscapingCharming wraparound front porchEnormous walk-out basementLarge workshopQuiet picturesque neighborhood
Nestled in a quiet, picturesque neighborhood that backs up to a serene creek and open farmland, this beautifully crafted home blends timeless style with modern comfort. Just a short 25-minute drive to Lexington and 20 minutes to Danville, you'll enjoy the perfect balance of peaceful country living and convenient access to city amenities—plus you're just minutes from the marina at Lake Herrington. Step inside to discover a spacious open-concept living room and kitchen, filled with natural light from soaring ceilings and expansive windows. The stunning stone fireplace adds warmth and character, while the eat-in kitchen features a walk-in pantry and flows seamlessly into the formal dining area—perfect for entertaining. The oversized, updated primary suite is a true sanctuary, complete with a luxurious ensuite bathroom and a massive walk-in closet. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, and a dedicated home office provides a quiet space for work or study. The enormous walk-out basement offers endless potential with plumbing for an additional bathroom, a large workshop, and a separate garage for tool and lawn equipment storage. You'll also find a secure storm shelter with concrete walls for peace of mind. Enjoy sweeping views of rolling hills from the expansive back deck and covered porch, or relax on the charming wraparound front porch that captures the essence of classic Craftsman design. This home is situated on over six acres of beautiful rolling hills, and there is also an additional lot with 3.34 acres available for purchase if interested. Additional highlights include geothermal heating and air (with a never-used basement unit), a large laundry room, and beautiful landscaping. This one-of-a-kind home is a rare gem—offering space, style, and serenity in an unbeatable location.
527 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 3 bathroom, 2,412 sqft single-family home built in 2010. It last sold for the $635,000 asking price on Feb 17, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate rent is $2,411/month.
Last check for updates: about 23 hours ago
Listed by Kelly R Gray, (859) 691-0161
Dexter Real Estate
Bought with: Joe Marcum, (606) 875-8703, CENTURY 21 Advantage Realty
Source: Imagine MLS, MLS#25501269

Home Details for 527 Settlement Dr

Interior Features

Interior Details
Basement: Bath/Stubbed,Concrete,Exterior Entry,Interior Entry,Partial,Walk-Out AccessNumber of Rooms: 10Types of Rooms: Master Bedroom, Master Bathroom, Bathroom 2, Bathroom 3, Dining Room, Foyer, Kitchen, Living Room, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2412 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Self Cleaning OvenDishwasherDryerLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: GeothermalHas CoolingAir Conditioning: GeothermalHas HeatingHeating Fuel: Geothermal
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas Log, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Concrete, Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Floors: Concrete, Ceramic Tile, Hardwood
View
Has a ViewView: Trees/Woods, Neighborhood, Farm
Security
Security: Security System Owned

Exterior Features

Exterior Home Features
Roof: Dimensional StyleExterior: Outdoor GrillFoundation: BlockNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 3Parking: Attached Garage,Driveway,Garage Faces Rear,Garage Faces Side
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Not Allowed to Raise Horses
Finished Area
Finished Area (above surface): 2412 Square Feet

Property Information

Year Built
Year Built: 2010
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman
Building
Construction Materials: Stone, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 05C45

Price & Status

Price
List Price: $635,000Price Per Sqft: $263/sqft
Status Change & Dates
Off Market Date: Sat Jan 10 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 2412 Square Feet

HOA

No HOA

Lot Information

Lot Area: 6.917 Acres

Miscellaneous

BasementMls Number: 25501269Above Grade Unfinished Area: 2412

Price and Tax history

DateEventPrice
Feb 17, 2026
Source: Imagine MLS #25501269
Sold
$635,000
Jan 12, 2026
Source: Imagine MLS #25501269
Pending
$635,000
Jan 4, 2026
Source: Imagine MLS #25501269
PendingToActive
$635,000
Oct 1, 2025
Source: Imagine MLS #25501269
Contingent
$695,000
Sep 14, 2025
Source: Imagine MLS #25501269
Listed For Sale
$695,000

Market trends in Lancaster

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
78
1MoM

Around this home

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.

  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 69 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
    0
    Flag
  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
    0
    Flag
  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
    0
    Flag
  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
    2
    Flag
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
    0
    Flag
  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
    0
    Flag
  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
    0
    Flag
  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 527 Settlement Dr

  • What is the price history for 527 Settlement Dr?
    527 Settlement Dr in Lancaster, KY last sold for $635,000 in February 2026.
  • Is Lancaster a buyer's or seller's market?
    Lancaster is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Lancaster?
    Residents describe Lancaster, KY as well-kept, quiet, and easy to park in. Most residents say you need a car. See recently sold homes in Lancaster, KY.
  • What are the closest schools to 527 Settlement Dr?
    The closest schools to 527 Settlement Dr in Lancaster, KY are Camp Dick Robinson Elementary School (Pre-K, rated 8/10), Garrard County High School (rated 8/10), Garrard Middle School (rated 5/10).
  • Does 527 Settlement Dr have air conditioning?
    Yes, 527 Settlement Dr in Lancaster, KY has air conditioning.
  • Does 527 Settlement Dr have laundry facilities?
    Yes, 527 Settlement Dr in Lancaster, KY has in-unit laundry.

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