527 Settlement Dr, Lancaster, KY 40444
SOLD
FEB 17, 2026

527 Settlement Dr
Lancaster, KY 40444

  • 3 Beds
  • 3 Baths
  • 2,412 sqft (on 6.92 acres)

$635,000

Last Sold: Feb 17, 2026
$263/sqft
Est. Refi. Payment $3,650/mo*
Refinance Your Home

$635,000

Last Sold: Feb 17, 2026
$263/sqft
Est. Refi. Payment $3,650/mo*
Refinance Your Home
3 Beds
3 Baths
2,412 sqft
(on 6.92 acres)

Local Information

  • Map ViewExplore the area around 527 Settlement Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Nestled in a quiet, picturesque neighborhood that backs up to a serene creek and open farmland, this beautifully crafted home blends timeless style with modern comfort. Just a short 25-minute drive to Lexington and 20 minutes to Danville, you'll enjoy the perfect balance of peaceful country living and convenient access to city amenities—plus you're just minutes from the marina at Lake Herrington. Step inside to discover a spacious open-concept living room and kitchen, filled with natural light from soaring ceilings and expansive windows. The stunning stone fireplace adds warmth and character, while the eat-in kitchen features a walk-in pantry and flows seamlessly into the formal dining area—perfect for entertaining. The oversized, updated primary suite is a true sanctuary, complete with a luxurious ensuite bathroom and a massive walk-in closet. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, and a dedicated home office provides a quiet space for work or study. The enormous walk-out basement offers endless potential with plumbing for an additional bathroom, a large workshop, and a separate garage for tool and lawn equipment storage. You'll also find a secure storm shelter with concrete walls for peace of mind. Enjoy sweeping views of rolling hills from the expansive back deck and covered porch, or relax on the charming wraparound front porch that captures the essence of classic Craftsman design. This home is situated on over six acres of beautiful rolling hills, and there is also an additional lot with 3.34 acres available for purchase if interested. Additional highlights include geothermal heating and air (with a never-used basement unit), a large laundry room, and beautiful landscaping. This one-of-a-kind home is a rare gem—offering space, style, and serenity in an unbeatable location.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from March 20, 2026

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$263/sqft
Listed
180+ days ago

Home Details for 527 Settlement Dr

Interior Features

Interior Details
Basement: Bath/Stubbed,Concrete,Exterior Entry,Interior Entry,Partial,Walk-Out AccessNumber of Rooms: 10Types of Rooms: Master Bedroom, Master Bathroom, Bathroom 2, Bathroom 3, Dining Room, Foyer, Kitchen, Living Room, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2412 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Self Cleaning OvenDishwasherDryerLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: GeothermalHas CoolingAir Conditioning: GeothermalHas HeatingHeating Fuel: Geothermal
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas Log, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Concrete, Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Floors: Concrete, Ceramic Tile, Hardwood
View
Has a ViewView: Trees/Woods, Neighborhood, Farm
Security
Security: Security System Owned

Exterior Features

Exterior Home Features
Roof: Dimensional StyleExterior: Outdoor GrillFoundation: BlockNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 3Parking: Attached Garage,Driveway,Garage Faces Rear,Garage Faces Side
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Not Allowed to Raise Horses
Finished Area
Finished Area (above surface): 2412 Square Feet

Property Information

Year Built
Year Built: 2010
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman
Building
Construction Materials: Stone, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 05C45

Price & Status

Price
List Price: $635,000Price Per Sqft: $263/sqft
Status Change & Dates
Off Market Date: Sat Jan 10 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 2412 Square Feet

HOA

No HOA

Lot Information

Lot Area: 6.917 Acres

Miscellaneous

BasementMls Number: 25501269Above Grade Unfinished Area: 2412
Last check for updates: about 7 hours ago
Listed by Kelly R Gray, (859) 691-0161
Dexter Real Estate
Bought with: Joe Marcum, (606) 875-8703, CENTURY 21 Advantage Realty
Source: Imagine MLS, MLS#25501269

Price History for 527 Settlement Dr

DatePriceEventSource
02/17/2026$635,000Sold
Imagine MLS #25501269
01/12/2026$635,000PendingImagine MLS #25501269
01/04/2026$635,000PendingToActiveImagine MLS #25501269
10/01/2025$695,000ContingentImagine MLS #25501269
09/14/2025$695,000Listed For SaleImagine MLS #25501269

Market trends in Lancaster

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
65
6MoM
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Property Tax and Assessment

Year2024
Tax$2,275
Assessment$220,000
Home facts updated by county records

Comparable Sales for 527 Settlement Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1003 Settlement Dr, Lancaster, KY
0.47
Single-Family Home
$525,000
11/25/25
3
3
3,103
696 Settlement Dr, Lancaster, KY
0.22
Single-Family Home
$400,000
07/07/25
4
3
2,399
923 Settlement Dr, Lancaster, KY
0.34
Single-Family Home
$366,500
10/02/25
3
2
1,750
207 S Homestead Ln, Lancaster, KY
0.43
Single-Family Home
$350,000
05/14/26
4
2
2,469
146 S Homestead Ln, Lancaster, KY
0.58
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
520 S Homestead Ln, Lancaster, KY
0.64
Single-Family Home
$685,000
06/03/26
4
3
3,880
836 N Homestead Ln, Lancaster, KY
0.86
Single-Family Home
$655,000
02/20/26
6
3
4,203

Nearby homes

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Assigned Schools

These are the assigned schools for 527 Settlement Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.

  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 69 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
    0
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  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
    0
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  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
    0
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  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
    2
    Flag
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
    0
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  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
    0
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  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
    0
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  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "
    0
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Apartments for Rent

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Homes for sale near 527 Settlement Dr

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Off Market Homes Near 527 Settlement Dr

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
527 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 3 bathroom, 2,412 sqft single-family home built in 2010. This property is not currently available for sale. 527 Settlement Dr was last sold on Feb 17, 2026 for $635,000 (0% higher than the asking price of $635,000).