392 Settlement Dr, Lancaster, KY 40444
Property image
Property image
OFF MARKET

$407,700

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 2,320 sqft (on 1 acre)

392 Settlement Dr, Lancaster, KY 40444

Est. Refi. Payment $2,477/mo*
Refinance Your Home
Currently Off Market - Sold Aug 31, 2023 for $349,800

Home Value

Trulia Estimate
$408K
Since last month
Decreased$2K (-0.4%)
Since last year
Increased$37K (+10%)
Since last sale
Increased$58K (+16.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +113% in the last 10 years
MonthEstimated value
2026
August 2026$408K
August 2026$408K
July 2026$409K
June 2026$411K
May 2026$408K
April 2026$395K
January 2026$365K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
207 S Homestead Ln, Lancaster, KY
0.51
Single-Family Home
$350,000
05/14/26
4
2
2,469
527 Settlement Dr, Lancaster, KY
0.15
Single-Family Home
$635,000
02/17/26
3
3
2,412
221 N Homestead Ln, Lancaster, KY
0.71
Single-Family Home
$463,000
07/14/26
3
2.5
2,045
146 S Homestead Ln, Lancaster, KY
0.63
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
923 Settlement Dr, Lancaster, KY
0.37
Single-Family Home
$366,500
10/02/25
3
2
1,750
1003 Settlement Dr, Lancaster, KY
0.49
Single-Family Home
$525,000
11/25/25
3
3
3,103
520 S Homestead Ln, Lancaster, KY
0.74
Single-Family Home
$685,000
06/03/26
4
3
3,880
633 N Homestead Ln, Lancaster, KY
0.71
Single-Family Home
$630,000
10/16/25
5
3.5
4,043
1786 Paradise Camp Rd, Harrodsburg, KY
0.96
Single-Family Home
$510,000
10/08/25
3
2
1,654

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
527 Settlement Dr, Lancaster, KY 40444
0.15
$635,000
3
3
2,412
Recently Sold
696 Settlement Dr, Lancaster, KY 40444
0.20
$410,600
4
3
2,399
Off Market
734 Settlement Dr, Lancaster, KY 40444
0.23
$418,000
3
2.5
2,708
Off Market
699 Settlement Dr, Lancaster, KY 40444
0.27
$573,300
4
3
3,256
Off Market
923 Settlement Dr, Lancaster, KY 40444
0.37
-
3
2
1,750
Off Market
1003 Settlement Dr, Lancaster, KY 40444
0.49
$525,000
3
3
3,103
Recently Sold
207 S Homestead Ln, Lancaster, KY 40444
0.51
$350,000
4
2
2,469
Recently Sold
2574 Sutton Ln, Lancaster, KY 40444
0.52
-
3
2
1,620
Off Market
100 Homestead Ln, Lancaster, KY 40444
0.63
$524,500
3
2.5
2,578
Off Market
146 S Homestead Ln, Lancaster, KY 40444
0.63
$485,000
3
3.5
2,100
Recently Sold
542 N Homestead Ln, Lancaster, KY 40444
0.66
$405,500
4
3
2,932
Off Market

Local Information

  • Map ViewExplore the area around 392 Settlement Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1999
1 acre lot
2,320 sqft
$176/sqft
Garage

About this House

This property is located in North Garrard County just one mile from the Herrington Marina and is ready for its new owner. Situated just minutes from U.S. Highway 27 with easy access in any direction. The main floor features a semi-open floor plan with a newly renovated Kitchen. Also on the main floor is the Dining Room, Primary Bedroom and full Bath a Large Home Office or 4th Bedroom, Laundry Room and a 2 car oversized garage. Upstairs features 2 more bedrooms and a Full Bath as well as a walk-in floored attic storage space above the garage. The property offers a private road, vacant lots on each side, fenced back yard, and an above ground pool with deck, plenty of room for a garden and beautiful 360 views. Lots of updates on this one including HVAC. Seller is providing a home warranty. Schedule your private showing today!
392 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 2 bathroom, 2,320 sqft single-family home built in 1999. It last sold for the $349,800 asking price on Aug 31, 2023. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $407,700, with a rent estimate of $1,752/month.
Last check for updates: 1 day ago
Listed by M Cindy Miller, (859) 625-7264
RE Solutions Bluegrass
Bought with: C Gale Fulton, (859) 312-6864, United Real Estate Bluegrass
Source: Imagine MLS, MLS#23005312

Home Details for 392 Settlement Dr

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 12Types of Rooms: Master Bedroom, Bedroom 1, Bedroom 2, Bathroom 1, Bathroom 2, Dining Room, Kitchen, Living Room, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2320 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Water Connected, Propane ConnectedAppliances: Dishwasher, Microwave, Refrigerator, RangeDishwasherLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Electric,Forced Air,Heat Pump,Propane Tank OwnedHas CoolingAir Conditioning: Electric,Heat Pump,Window Unit(s)Has HeatingHeating Fuel: Electric
Fireplace & Spa
Fireplace: Free Standing, Gas Log, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, BlindsFlooring: Carpet, Laminate, Vinyl
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Carpet, Laminate, Vinyl
View
Has a ViewView: Rural, Trees/Woods, Neighborhood
Security
Security: Security System Leased

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, PorchFencing: Other, WoodOther Structures: Shed(s)Foundation: BlockHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached Garage,Driveway,Off Street,Garage Faces Front
Pool
Pool: Above GroundPool
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 2320 Square Feet

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Cape Cod
Building
Construction Materials: Vinyl SidingNot a New ConstructionIncludes Home Warranty
Property Information
Parcel Number: 583

Price & Status

Price
List Price: $349,800
Status Change & Dates
Off Market Date: Sun Jul 16 2023Possession Timing: Close Plus 2 Days

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 2320 Square Feet

Lot Information

Lot Area: 1 Acres

Miscellaneous

Mls Number: 23005312Above Grade Unfinished Area: 2320

Price and Tax history

DateEventPrice
Aug 31, 2023
Source: Imagine MLS #23005312
Sold
$349,800
Jul 31, 2023
Source: Imagine MLS #23005312
Pending
$349,800
Jul 18, 2023
Source: Imagine MLS #23005312
Contingent
$349,800
Jun 14, 2023
Source: Imagine MLS #23005312
PriceChange
$349,800
Price decreased by 0%
May 6, 2023
Source: Imagine MLS #23005312
PriceChange
$349,900
Price decreased by 0%

Market trends in Lancaster

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
77
6MoM

Around this home

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.

  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 69 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
    0
    Flag
  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
    0
    Flag
  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
    0
    Flag
  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
    2
    Flag
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
    0
    Flag
  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
    0
    Flag
  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
    0
    Flag
  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 392 Settlement Dr

  • What is 392 Settlement Dr estimated to be worth?
    Trulia's estimated value for 392 Settlement Dr in Lancaster, KY is $407,700.
  • What is the price history for 392 Settlement Dr?
    392 Settlement Dr in Lancaster, KY last sold for $349,800 in August 2023.
  • Is Lancaster a buyer's or seller's market?
    Lancaster is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Lancaster?
    Residents describe Lancaster, KY as well-kept, quiet, and easy to park in. Most residents say you need a car. See recently sold homes in Lancaster, KY.
  • Does 392 Settlement Dr have air conditioning?
    Yes, 392 Settlement Dr in Lancaster, KY has air conditioning.
  • Does 392 Settlement Dr have a pool?
    Yes, 392 Settlement Dr in Lancaster, KY has a pool.

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