1003 Settlement Dr, Lancaster, KY 40444
Property image
Property image
SOLD
NOV 25, 2025

1003 Settlement Dr
Lancaster, KY 40444

  • 3 Beds
  • 3 Baths
  • 3,103 sqft (on 5 acres)

$525,000

Last Sold: Nov 25, 2025
$169/sqft
Est. Refi. Payment $3,045/mo*

$525,000

Last Sold: Nov 25, 2025
$169/sqft
Est. Refi. Payment $3,045/mo*
3 Beds
3 Baths
3,103 sqft
(on 5 acres)

Local Information

  • Map ViewExplore the area around 1003 Settlement Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Interior photos coming soon. Outstanding opportunity! Renovated 3,100 sf Custom Ranch with a wraparound porch overlooking 5 beautiful acres with views of flowers, wildlife, rolling hills and just minutes away from Lake Herrington and the Marina in the beautiful Homestead Herrington. This home features 3 generously sized Bedrooms with a split floor plan design for the ultimate privacy and 2 Full and 2 Half Baths, a gourmet Eat-in Kitchen with large bar and pantry plus a separate formal Dining area, vaulted Greatroom, Home Office, Utility room and Bonus Room. Some of the additional features include bamboo floors, oversized side entry 2 car garage, decks all around, lots of storage areas, large closets, French doors and walls of windows. The sellers have made so many improvements...the list is too long for the space allowed here. Please request a copy. If you like the idea of boating, fishing, privacy and more, This is a must see.
1003 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 4 bathroom, 3,103 sqft single-family home built in 2006. It last sold for the $525,000 asking price on Nov 25, 2025. It is currently off market. The Trulia Estimate is $542,400, with a rent estimate of $2,699/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
$4/Monthly
Price/Sqft
$169/sqft
Listed
180+ days ago

Home Details for 1003 Settlement Dr

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 13Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Master Bathroom, Bathroom 2, Bathroom 3, Bathroom 4, Bonus Room, Dining Room, Great Room, Kitchen, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 3103 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Water AvailableAppliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, OvenDishwasherDryerLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Electric,Heat PumpHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, BlindsDoor: Storm Door(s)Flooring: Ceramic Tile, Hardwood, Other, Vinyl
Levels, Entrance, & Accessibility
Levels: OneFloors: Ceramic Tile, Hardwood, Other, Vinyl
View
Has a ViewView: Rural

Exterior Features

Exterior Home Features
Roof: Dimensional Style ShingleExterior: OtherFoundation: Block, Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Allowed to Raise Horses
Finished Area
Finished Area (above surface): 3103 Square Feet

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: Other, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 05C40

Price & Status

Price
List Price: $525,000Price Per Sqft: $169/sqft
Status Change & Dates
Off Market Date: Mon Nov 03 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 3103 Square Feet

HOA

HOA Fee Includes: OtherHas an HOAHOA Fee: $50/Annually

Lot Information

Lot Area: 5 Acres

Miscellaneous

Mls Number: 25504203Above Grade Unfinished Area: 3103

Additional Information

HOA Amenities: None
Last check for updates: about 3 hours ago
Listed by Kitty G Lane, (859) 489-4356
Bluegrass Sotheby's International Realty
K Meredith Lane, (859) 539-9169
Bluegrass Sotheby's International Realty
Bought with: Lynn East Ransdell, (859) 621-9812, RE/MAX Creative Realty
Source: Imagine MLS, MLS#25504203

Price History for 1003 Settlement Dr

DatePriceEventSource
11/25/2025$525,000Sold
Imagine MLS #25504203
11/03/2025$525,000PendingImagine MLS #25504203
11/03/2025$525,000Listed For SaleImagine MLS #25504203
06/16/2022$399,000Sold
Imagine MLS #22004739
05/22/2022$399,900PendingImagine MLS #22004739
05/13/2022$399,900PendingToActiveImagine MLS #22004739
04/09/2022$399,900PendingImagine MLS #22004739
04/07/2022$399,900ContingentImagine MLS #22004739
03/21/2022$399,900PendingToActiveImagine MLS #22004739
03/18/2022$399,900ContingentImagine MLS #22004739
03/18/2022$399,900Listed For SaleImagine MLS #22004739
07/12/2019$258,000Sold
N/A
06/09/2019$259,900PendingAgent Provided
06/03/2019$259,900PendingToActiveAgent Provided
06/03/2019$259,900PendingAgent Provided
04/11/2019$259,900Listed For SaleAgent Provided
01/29/2019$259,900ListingRemovedAgent Provided
01/15/2019$259,900PriceChange
Agent Provided
10/22/2018$264,900PriceChange
Agent Provided
07/20/2018$274,500PriceChange
Agent Provided
05/09/2018$279,900Listed For SaleAgent Provided
11/07/2017$299,000ListingRemovedAgent Provided
07/16/2017$299,000PriceChange
Agent Provided
05/12/2017$309,000Listed For SaleAgent Provided
05/20/2005$30,000Sold
N/A

Market trends in Lancaster

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
65
6
MoM
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Property Tax and Assessment

Year2024
Tax$3,647
Assessment$399,000
Home facts updated by county records

Comparable Sales for 1003 Settlement Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.47
Single-Family Home
$635,000
02/17/26
3
3
2,412
0.19
Single-Family Home
$350,000
05/14/26
4
2
2,469
0.19
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
0.12
Single-Family Home
$366,500
10/02/25
3
2
1,750
0.41
Single-Family Home
$685,000
06/03/26
4
3
3,880
0.67
Single-Family Home
$655,000
02/20/26
6
3
4,203
0.52
Single-Family Home
$630,000
10/16/25
5
3.5
4,043
0.55
Single-Family Home
$510,000
10/08/25
3
2
1,654

Nearby homes

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Assigned Schools

These are the assigned schools for 1003 Settlement Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.
  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 69 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "

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Apartments for Rent

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Homes for sale near 1003 Settlement Dr

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Off Market Homes Near 1003 Settlement Dr

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.