1003 Settlement Dr, Lancaster, KY 40444
Property image
Property image
SOLD
NOV 25, 2025

$534,100

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 3,103 sqft (on 5 acres)

1003 Settlement Dr, Lancaster, KY 40444

Est. Refi. Payment $3,229/mo*
Refinance Your Home
Currently Off Market - Sold Nov 25, 2025 for $525,000

Home Value

Trulia Estimate
$534K
Since last month
Increased$3K (+0.5%)
Since last year
Increased$13K (+2.5%)
Since last sale
Increased$11K (+2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
August 2026$536K
August 2026$536K
July 2026$533K
June 2026$543K
May 2026$539K
April 2026$538K
March 2026$532K
February 2026$528K
January 2026$527K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
527 Settlement Dr, Lancaster, KY
0.47
Single-Family Home
$635,000
02/17/26
3
3
2,412
207 S Homestead Ln, Lancaster, KY
0.19
Single-Family Home
$350,000
05/14/26
4
2
2,469
146 S Homestead Ln, Lancaster, KY
0.19
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
923 Settlement Dr, Lancaster, KY
0.12
Single-Family Home
$366,500
10/02/25
3
2
1,750
221 N Homestead Ln, Lancaster, KY
0.31
Single-Family Home
$463,000
07/14/26
3
2.5
2,045
520 S Homestead Ln, Lancaster, KY
0.41
Single-Family Home
$685,000
06/03/26
4
3
3,880
836 N Homestead Ln, Lancaster, KY
0.67
Single-Family Home
$655,000
02/20/26
6
3
4,203
633 N Homestead Ln, Lancaster, KY
0.52
Single-Family Home
$630,000
10/16/25
5
3.5
4,043
1786 Paradise Camp Rd, Harrodsburg, KY
0.55
Single-Family Home
$510,000
10/08/25
3
2
1,654

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1 S Homestead Ln, Lancaster, KY 40444
0.18
$115,000
-
-
-
For Sale
923 Settlement Dr, Lancaster, KY 40444
0.12
-
3
2
1,750
Off Market
146 S Homestead Ln, Lancaster, KY 40444
0.19
$485,000
3
3.5
2,100
Recently Sold
100 Homestead Ln, Lancaster, KY 40444
0.20
$524,500
3
2.5
2,578
Off Market
207 S Homestead Ln, Lancaster, KY 40444
0.19
$350,000
4
2
2,469
Recently Sold
699 Settlement Dr, Lancaster, KY 40444
0.21
$573,300
4
3
3,256
Off Market
221 N Homestead Ln, Lancaster, KY 40444
0.31
$463,000
3
2.5
2,045
Recently Sold
734 Settlement Dr, Lancaster, KY 40444
0.27
$418,000
3
2.5
2,708
Off Market
696 Settlement Dr, Lancaster, KY 40444
0.29
$410,600
4
3
2,399
Off Market
291 N Homestead Ln, Lancaster, KY 40444
0.35
$535,500
3
2.5
1,762
Off Market
464 S Homestead Ln, Lancaster, KY 40444
0.38
$811,600
6
4.5
4,344
Off Market

Local Information

  • Map ViewExplore the area around 1003 Settlement Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2006
5 acre lot
3,103 sqft
$169/sqft
Garage
HOA $4/mo

About this House

Interior photos coming soon. Outstanding opportunity! Renovated 3,100 sf Custom Ranch with a wraparound porch overlooking 5 beautiful acres with views of flowers, wildlife, rolling hills and just minutes away from Lake Herrington and the Marina in the beautiful Homestead Herrington. This home features 3 generously sized Bedrooms with a split floor plan design for the ultimate privacy and 2 Full and 2 Half Baths, a gourmet Eat-in Kitchen with large bar and pantry plus a separate formal Dining area, vaulted Greatroom, Home Office, Utility room and Bonus Room. Some of the additional features include bamboo floors, oversized side entry 2 car garage, decks all around, lots of storage areas, large closets, French doors and walls of windows. The sellers have made so many improvements...the list is too long for the space allowed here. Please request a copy. If you like the idea of boating, fishing, privacy and more, This is a must see.
1003 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 4 bathroom, 3,103 sqft single-family home built in 2006. It last sold for the $525,000 asking price on Nov 25, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $534,100, with a rent estimate of $2,467/month.
Last check for updates: about 3 hours ago
Listed by Kitty G Lane, (859) 489-4356
Bluegrass Sotheby's International Realty
K Meredith Lane, (859) 539-9169
Bluegrass Sotheby's International Realty
Bought with: Lynn East Ransdell, (859) 621-9812, RE/MAX Creative Realty
Source: Imagine MLS, MLS#25504203

Home Details for 1003 Settlement Dr

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 13Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Master Bathroom, Bathroom 2, Bathroom 3, Bathroom 4, Bonus Room, Dining Room, Great Room, Kitchen, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 3103 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Water AvailableAppliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, OvenDishwasherDryerLaundry: Electric Dryer Hookup,Main Level,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Electric,Heat PumpHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, BlindsDoor: Storm Door(s)Flooring: Ceramic Tile, Hardwood, Other, Vinyl
Levels, Entrance, & Accessibility
Levels: OneFloors: Ceramic Tile, Hardwood, Other, Vinyl
View
Has a ViewView: Rural

Exterior Features

Exterior Home Features
Roof: Dimensional Style ShingleExterior: OtherFoundation: Block, Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Allowed to Raise Horses
Finished Area
Finished Area (above surface): 3103 Square Feet

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: Other, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 05C40

Price & Status

Price
List Price: $525,000Price Per Sqft: $169/sqft
Status Change & Dates
Off Market Date: Mon Nov 03 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Homestead Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 3103 Square Feet

HOA

HOA Fee Includes: OtherHas an HOAHOA Fee: $50/Annually

Lot Information

Lot Area: 5 Acres

Miscellaneous

Mls Number: 25504203Above Grade Unfinished Area: 3103

Additional Information

HOA Amenities: None

Price and Tax history

DateEventPrice
Nov 25, 2025
Source: Imagine MLS #25504203
Sold
$525,000
Nov 3, 2025
Source: Imagine MLS #25504203
Pending
$525,000
Nov 3, 2025
Source: Imagine MLS #25504203
Listed For Sale
$525,000
Jun 16, 2022
Source: Imagine MLS #22004739
Sold
$399,000
May 22, 2022
Source: Imagine MLS #22004739
Pending
$399,900

Market trends in Lancaster

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
78
1MoM

Around this home

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.

  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 69 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
    0
    Flag
  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
    0
    Flag
  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
    0
    Flag
  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
    2
    Flag
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
    0
    Flag
  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
    0
    Flag
  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
    0
    Flag
  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 1003 Settlement Dr

  • What is 1003 Settlement Dr estimated to be worth?
    Trulia's estimated value for 1003 Settlement Dr in Lancaster, KY is $534,100.
  • What is the price history for 1003 Settlement Dr?
    1003 Settlement Dr in Lancaster, KY last sold for $525,000 in November 2025.
  • Is Lancaster a buyer's or seller's market?
    Lancaster is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Lancaster?
    Residents describe Lancaster, KY as well-kept, quiet, and easy to park in. Most residents say you need a car. See recently sold homes in Lancaster, KY.
  • Does 1003 Settlement Dr have air conditioning?
    Yes, 1003 Settlement Dr in Lancaster, KY has air conditioning.
  • Does 1003 Settlement Dr have laundry facilities?
    Yes, 1003 Settlement Dr in Lancaster, KY has in-unit laundry.

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