1044 Settlement Dr, Lancaster, KY 40444
OFF MARKET

1044 Settlement Dr
Lancaster, KY 40444

  • 3 Beds
  • 2 Baths
  • 1,902 sqft (on 10.50 acres)

$374,100

Trulia Estimate
as of Jun 15, 2026
Est. Refi. Payment $2,218/mo*
Refinance Your Home

$374,100

Trulia Estimate
as of Jun 15, 2026
Est. Refi. Payment $2,218/mo*
Refinance Your Home
3 Beds
2 Baths
1,902 sqft
(on 10.50 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Lovely little ranch home on over 10 acres in Garrod Co.! This house boasts of 3 bedrooms and 2 bathrooms with the laundry room included in the primary suite. The real draw, however, is the view! With a picturesque pond and accompanying gazebo with electric already hooked up, you won't have any trouble enjoying those warm summer nights in the coming months. The land is also home to a 36x48 barn with water, electric, 3 stalls plus 2 open stalls, a tack room, and a workshop.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from August 26, 2025

Home Highlights

Parking
Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 1044 Settlement Dr

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 1, Bedroom 2, Bathroom 1, Bathroom 2, Kitchen, Living Room, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1902 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Microwave, Refrigerator, RangeDishwasherLaundry: Electric Dryer Hookup,Gas Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Electric,Heat Pump,Natural GasHas CoolingAir Conditioning: Electric,Heat PumpHas HeatingHeating Fuel: Electric
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, BlindsDoor: Storm Door(s)Flooring: Hardwood
Levels, Entrance, & Accessibility
Levels: OneFloors: Hardwood
View
Has a ViewView: Rural

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: DeckOther Structures: Shed(s)Foundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 1902 Square Feet

Property Information

Year Built
Year Built: 1996
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 05C07

Price & Status

Price
List Price: $325,000
Status Change & Dates
Off Market Date: Tue May 02 2023Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: LancasterCommunity: Herrington
School Information
Elementary School: Camp DickJr High / Middle School: Garrard CoHigh School: Garrard CoHigh School District: Garrard County - 23

Building

Building Area
Building Area: 1902 Square Feet

Lot Information

Lot Area: 10.5 Acres

Miscellaneous

Mls Number: 23006345Above Grade Unfinished Area: 1902
Last check for updates: about 21 hours ago
Listed by Christopher T Swartz
Keller Williams Bluegrass Realty
Bought with: Mimi Iverson, (859) 310-2814, EXP Realty, LLC
Source: Imagine MLS, MLS#23006345

Price History for 1044 Settlement Dr

DatePriceEventSource
05/25/2023$290,000Sold
Imagine MLS #23006345
05/02/2023$325,000PendingImagine MLS #23006345
04/25/2023$325,000PriceChange
Imagine MLS #23006345
04/12/2023$350,000Listed For SaleImagine MLS #23006345

Market trends in Lancaster

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
65
6MoM
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Property Tax and Assessment

Year2024
Tax$1,589
Assessment$200,000
Home facts updated by county records

Homeowner tools

Estimated monthly rent$1,754/mo
List your home for rent

Comparable Sales for 1044 Settlement Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
923 Settlement Dr, Lancaster, KY
0.24
Single-Family Home
$366,500
10/02/25
3
2
1,750
1003 Settlement Dr, Lancaster, KY
0.13
Single-Family Home
$525,000
11/25/25
3
3
3,103
207 S Homestead Ln, Lancaster, KY
0.30
Single-Family Home
$350,000
05/14/26
4
2
2,469
146 S Homestead Ln, Lancaster, KY
0.24
Single-Family Home
$485,000
01/15/26
3
3.5
2,100
527 Settlement Dr, Lancaster, KY
0.58
Single-Family Home
$635,000
02/17/26
3
3
2,412
696 Settlement Dr, Lancaster, KY
0.38
Single-Family Home
$400,000
07/07/25
4
3
2,399
1786 Paradise Camp Rd, Harrodsburg, KY
0.42
Single-Family Home
$510,000
10/08/25
3
2
1,654
1390 Paradise Camp Rd, Harrodsburg, KY
0.73
Single-Family Home
$386,500
10/22/25
2
2
1,390

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Assigned Schools

These are the assigned schools for 1044 Settlement Dr.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lancaster

At least 28 Trulia users voted on each feature.

  • 94 % Say yards are well-kept

  • 86 % Say car is needed

  • 76 % Say it's quiet

  • 68 % Say parking is easy

  • 68 % Say there's holiday spirit

  • 61 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 56 % Say it's dog friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say it's walkable to restaurants

  • 31 % Say there are community events

  • 29 % Say streets are well-lit

  • 22 % Say there are sidewalks

  • 19 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Becky
    "It’s not far from Lexington, yet it’s a little bit in the country. People are friendly and helpful. "
    0
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  • Trulia User
    "I've lived here for year and I love it here people here are friendly and go out there way to help you my"
    0
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  • Kaela G.
    "There is plenty of yard space but most are not fenced in. There aren't a lot of kids in the neighborhood though, so you don't have to worry if your dog is not kid friendly."
    0
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  • Kaela G.
    "wild animals eat dogs all the time between the gangs drugs and wild animals the area is very scary and I wish I didn't have to live in crime ridden Lancaster "
    2
    Flag
  • Becky
    "Everything-lots of dog lovers here. They walk them on a leash and pick up after them. Nice walkable neighborhood."
    0
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  • Sondra
    "We have lived in this area 2 years, no issues, at the moment several homes are empty would like to see honest working families move in, who will take the time to up keep the homes and care about where they live."
    0
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  • hanneloreg
    "Great part of Herrington Lake. Quiet, walking trails at the Cliffview Center. Best boat ramp is just down the street. Close to Lexington, Shelbyville & Louisville."
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  • Dgmalayne
    "I LIVE HERE. iT IS A VERY CLEAN, SAFE, AND FRIENDLY NEIGHBORHOOD WITH EASY ACCESS TO SHOOLS AND SHOPING. EASY ACCESS TO HWY 27-SOON TO BE A 4-LANE TO LEXINGTON ( 25-30 MINUTES TO LEXINGTON,KY NOW) "
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Apartments for Rent

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Homes for sale near 1044 Settlement Dr

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Off Market Homes Near 1044 Settlement Dr

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
1044 Settlement Dr, Lancaster, KY 40444 is a 3 bedroom, 2 bathroom, 1,902 sqft single-family home built in 1996. This property is not currently available for sale. 1044 Settlement Dr was last sold on May 25, 2023 for $290,000 (11% lower than the asking price of $325,000). The current Trulia Estimate for 1044 Settlement Dr is $374,100.