995 45th Ave NE, Saint Cloud, MN 56304
OFF MARKET

995 45th Ave NE
Saint Cloud, MN 56304

  • 3 Beds
  • 2.5 Baths
  • 1,953 sqft

$352,100

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $2,135/mo*
Refinance Your Home

$352,100

Trulia Estimate
as of Jun 17, 2026
Est. Refi. Payment $2,135/mo*
Refinance Your Home
3 Beds
2.5 Baths
1,953 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

3.5% interest rate options with Seller financing. New Construction Granite counters thru out, custom cabinets with kitchen island, unique floor plan, concrete drive, $100 association reserve required at closing. Tax $ is on lot value only. Landscaping includes: sprinkler system, seeded blanket, final grade & top soil.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from May 06, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
$118/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 995 45th Ave NE

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Block,Daylight,Drain Tiled,Finished,Sump Pump,Walk-Out AccessNumber of Rooms: 7Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1953 Square FeetFoundation Area: 723
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), WasherDishwasherDisposalDryerLaundry: Electric Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Power Company: East Central EnergyGas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Three Level SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less Asphalt
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Concrete
Frontage
Responsible for Road Maintenance: Association Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1417 Square FeetFinished Area (below surface): 536 Square Feet

Days on Market

Cumulative Days on Market: 235

Property Information

Year Built
Year Built: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Is a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170248900

Price & Status

Price
List Price: $349,900
Status Change & Dates
Off Market Date: Sun Oct 15 2023

Location

Direction & Address
City: Saint CloudCommunity: Whispering Meadows
School Information
High School District: Sauk Rapids-Rice

Building

Building Details
Builder Name: BML BUILDERS INC
Building Area
Building Area: 1953 Square Feet

HOA

HOA Fee Includes: Lawn Care, Other, Snow RemovalHOA Name: Whispering Meadows HOAHOA Phone: 763-228-3446Has an HOAHOA Fee: $118/Monthly

Lot Information

Lot Area: 5227 sqft

Offer

Contingencies: None

Rental Terms, Policies & Fees

Miscellaneous

BasementMls Number: 6317331Above Grade Unfinished Area: 1417
Last check for updates: about 2 hours ago
Listed by Susan Rossing, (763) 228-3446
Merit Realty
Nicole Philippi, (320) 428-9448
Bought with: Nicole Philippi, (320) 428-9448, Smart Choice Realty
Source: NorthstarMLS as distributed by MLS GRID, MLS#6317331

Price History for 995 45th Ave NE

DatePriceEventSource
09/13/2024$2,295ListingRemovedZillow Rentals
08/27/2024$2,295PriceChange
Zillow Rentals
06/24/2024$2,395Listed For RentZillow Rentals
10/27/2023$349,900Sold
NorthstarMLS as distributed by MLS GRID #6317331
10/15/2023$349,900PendingNorthstarMLS as distributed by MLS GRID #6317331
08/20/2023$349,900PriceChange
NorthstarMLS as distributed by MLS GRID #6317331
07/31/2023$353,900PriceChange
NorthstarMLS as distributed by MLS GRID #6317331
07/06/2023$354,900PriceChange
NorthstarMLS as distributed by MLS GRID #6317331
05/01/2023$359,900PriceChange
NorthstarMLS as distributed by MLS GRID #6317331
03/15/2023$364,900PriceChange
NorthstarMLS as distributed by MLS GRID #6317331
12/15/2022$374,900Listed For SaleNorthstarMLS as distributed by MLS GRID #6317331

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$263K
$5.76KMoM
Sale-to-List Price
99.5%
Price per sq ft
$123
$2MoM
Available listings
237
12MoM
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Property Tax and Assessment

Year2025
Tax$4,744
Assessment$329,900
Home facts updated by county records

Homeowner tools

Estimated monthly rent$2,616/mo
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Homes for rent near 995 45th Ave NE

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Comparable Sales for 995 45th Ave NE

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
977 45th Ave NE, Saint Cloud, MN
0.08
Single-Family Home
$406,500
02/18/26
4
3.5
2,580
4631 9th St NE, Saint Cloud, MN
0.19
Single-Family Home
$358,000
06/10/26
3
2
2,623
4617 8th St NE, Saint Cloud, MN
0.26
Single-Family Home
$380,000
05/15/26
3
2
2,720
4637 9th St NE, Saint Cloud, MN
0.19
Single-Family Home
$471,362
09/30/25
3
2
1,401
610 47th Ave NE, Saint Cloud, MN
0.43
Single-Family Home
$267,900
01/26/26
3
2.5
1,719
4653 8th St NE, Saint Cloud, MN
0.30
Single-Family Home
$347,500
03/31/26
3
2
2,801
606 47th Ave NE, Saint Cloud, MN
0.44
Single-Family Home
$299,900
10/15/25
4
2.5
2,087
618 47th Ave NE, Saint Cloud, MN
0.43
Single-Family Home
$270,000
01/02/26
3
2.5
1,719
622 47th Ave NE, Saint Cloud, MN
0.44
Single-Family Home
$299,900
02/01/26
4
2.5
2,087
668 47th Ave NE, Saint Cloud, MN
0.46
Single-Family Home
$289,900
06/11/26
3
2.5
1,719

Nearby homes

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Assigned Schools

These are the assigned schools for 995 45th Ave NE.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 38 % Say it's walkable to restaurants

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    7
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    1
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
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  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
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  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
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  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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Homes for sale near 995 45th Ave NE

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Off Market Homes Near 995 45th Ave NE

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Based on information submitted to the MLS GRID as of 2026-06-17 00:48:07 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
995 45th Ave NE, Saint Cloud, MN 56304 is a 3 bedroom, 3 bathroom, 1,953 sqft single-family home built in 2023. This property is not currently available for sale. 995 45th Ave NE was last sold on Oct 27, 2023 for $349,900 (0% higher than the asking price of $349,900). The current Trulia Estimate for 995 45th Ave NE is $352,100.