4732 4th Street Loop NE, Saint Cloud, MN 56304
Property image
Property image
FOR SALE
0.41 ACRES

$344,900

Original price: $349,900
  • 4 Beds
  • 3 Baths
  • 2,406 sqft (on 0.41 acres)

4732 4th Street Loop NE, Saint Cloud, MN 56304

Est. Mortgage $2,259/mo*
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Home Highlights

Single-Family Home
Built in 2005
0.41 acre lot
$143/sqft
3 Car Garage
HOA $27/mo

Local Information

  • Map ViewExplore the area around 4732 4th Street Loop NE.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Maintenance free composite deck
Sauk Rapids School District. This home is situated on .414 acres that backs up to woods. The foyer has a large closet and custom bench with coat hooks. The flooring throughout the main level is vinyl plank and is easy to keep clean. Walk up 3 steps and into the dining area and kitchen with tiled floors. Large center island offers additional seating for larger gatherings. Step out onto the maintenance free composite deck and enjoy the birds or the occasional deer. turkey, or pheasants that frequently cross. The upper level has 2 bedrooms with one being the primary bedroom. A king-size bed still provides plenty of additional room for options of seating. There is a large closet with a ensuite full bathroom. The laundry room is also up on the top level. 2nd bedroom and an additional full bathroom completes the upper-level. Enter into the 3rd level which offers a bedroom, and full bathroom. This level includes a walk-out entry to a relaxing concrete patio. The basement was recently finished in 2023 and has a media room, bedroom, and office/storage. The three stall garage is heated and is 37x24 and can fit most big vehicles.
Last check for updates: about 18 hours ago
Listing courtesy of Ryan Baker, (320) 266-1415
Kerber Castle Realty Group
Mary Ellen Richter, (612) 532-7659
Source: NorthstarMLS as distributed by MLS GRID, MLS#6819124
Also Listed on NorthstarMLS as distributed by MLS GRID.

Home Details for 4732 4th Street Loop NE

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket,Sump PumpNumber of Rooms: 12Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Flex Room, Foyer, Game Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2406 Square FeetFoundation Area: 546
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), WasherDishwasherLaundry: Laundry Room,Upper LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers, 200+ Amp ServiceGas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Four or More Level SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: Composite Decking, Deck, PatioOther Structures: Storage Shed
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Other Parking: Garage Dimensions (24x37), Garage Door Height (9), Garage Door Width (16)No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Asphalt,Heated Garage,Insulated Garage
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1240 Square FeetFinished Area (below surface): 1166 Square Feet

Days on Market

Cumulative Days on Market: 110Days on Market: 180+

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Construction Materials: Block, FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170186700

Price & Status

Price
List Price: $344,900Price Per Sqft: $143

Location

Direction & Address
City: Saint CloudCommunity: Waters Edge At Don Lake
School Information
High School District: Sauk Rapids-Rice

Agent Information

Listing Agent
Listing ID: 6819124

Building

Building Area
Building Area: 2406 Square Feet

HOA

HOA Fee Includes: Shared AmenitiesHOA Name: Property Solutions, LLCHOA Phone: 763-424-0300Has an HOAHOA Fee: $324/Annually

Lot Information

Lot Area: 0.41 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6819124Above Grade Unfinished Area: 1240

Around this home

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
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  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
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  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
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  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    3
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
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  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
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  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
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  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
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  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
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  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
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  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
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  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
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  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
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  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
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  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
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  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
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  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
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  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
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  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
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  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
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  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
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  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$250K
$11KMoM
Sale-to-List Price
99.9%
0.1%MoM
Price per sq ft
$129
$2MoM
Available listings
294
14MoM

Home Value

Trulia Estimate
$340K
Since last month
Decreased$900 (-0.3%)
Since last year
Decreased$28K (-7.5%)
Since last sale
Increased$102K (+42.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +54% in the last 10 years
MonthEstimated value
2026
September 2026$340K
August 2026$341K
July 2026$341K
June 2026$341K
May 2026$347K
April 2026$345K
March 2026$346K
February 2026$345K
January 2026$360K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4724 5th St NE, Saint Cloud, MN
0.16
Single-Family Home
$369,900
02/23/26
5
3
2,578
4712 5th St NE, Saint Cloud, MN
0.14
Single-Family Home
$379,900
07/10/26
5
3
2,792
4711 4th Street Loop NE, Saint Cloud, MN
0.09
Single-Family Home
$399,900
08/31/26
5
3
2,714
672 47th Ave NE, Saint Cloud, MN
0.28
Single-Family Home
$309,900
05/29/26
4
2.5
2,087
655 47th Ave NE, Saint Cloud, MN
0.21
Single-Family Home
$344,900
10/07/25
5
3
2,590
675 47th Ave NE, Saint Cloud, MN
0.30
Single-Family Home
$340,000
04/03/26
5
3
2,285
614 47th Ave NE, Saint Cloud, MN
0.29
Single-Family Home
$319,900
12/02/25
4
2.5
2,425
4706 2nd Street Ct NE, Saint Cloud, MN
0.20
Single-Family Home
$374,900
09/18/26
5
3
2,841
4735 5th St NE, Saint Cloud, MN
0.23
Single-Family Home
$364,900
03/31/26
5
3
2,579
664 47th Ave NE, Saint Cloud, MN
0.26
Single-Family Home
$329,900
05/06/26
4
2.5
2,425

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4723 4th Street Loop NE, Saint Cloud, MN 56304
0.05
$84,900
-
-
-
For Sale
4751 4th Street Loop NE, Saint Cloud, MN 56304
0.08
$89,900
-
-
-
For Sale
4728 NE 4th Street, Saint Cloud, MN 56304
0.06
$321,500
3
3
1,851
Off Market
4748 4th Street Loop NE, Saint Cloud, MN 56304
0.09
$99,900
-
-
-
For Sale
4711 4th Street Loop NE, Saint Cloud, MN 56304
0.09
$399,900
5
3
2,714
Recently Sold
4752 4th Street Loop NE, Saint Cloud, MN 56304
0.11
$94,900
-
-
-
For Sale
4707 4th Street Loop NE, Saint Cloud, MN 56304
0.10
$364,900
5
3
2,841
For Sale
4703 4th Street Loop NE, Saint Cloud, MN 56304
0.12
$379,900
5
3
2,579
For Sale
4712 5th St NE, Saint Cloud, MN 56304
0.14
$379,900
5
3
2,792
Recently Sold
4704 4th Street Loop NE, Saint Cloud, MN 56304
0.12
-
-
-
-
Off Market
4724 5th St NE, Saint Cloud, MN 56304
0.16
$369,900
5
3
2,578
Recently Sold

Price and Tax history

DateEventPrice
Jun 3, 2026
Source: NorthstarMLS as distributed by MLS GRID #6819124
PriceChange
$344,900
Price decreased by 1%
Feb 20, 2026
Source: NorthstarMLS as distributed by MLS GRID #6819124
PriceChange
$349,900
Price decreased by 4%
Nov 18, 2025
Source: NorthstarMLS as distributed by MLS GRID #6819124
Listed For Sale
$364,000
Nov 10, 2025
Source: NorthstarMLS as distributed by MLS GRID #6758333
ListingRemoved
$364,000
Oct 18, 2025
Source: NorthstarMLS as distributed by MLS GRID #6758333
PriceChange
$364,000
Price decreased by 1%

LGBTQ Local Legal Protections

Ryan Baker, Kerber Castle Realty Group
Agent Phone: (320) 266-1415
Based on information submitted to the MLS GRID as of 2026-09-22 13:08:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement

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Frequently asked questions about 4732 4th Street Loop NE

  • What is the estimated monthly payment for 4732 4th Street Loop NE?
    Based on a $344,900 list price with 20% down at today's rates, the estimated monthly payment for 4732 4th Street Loop NE in Saint Cloud, MN is approximately $2,241 (about $1,876 principal & interest, $290 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4732 4th Street Loop NE compare to homes in Saint Cloud?
    4732 4th Street Loop NE in Saint Cloud, MN is listed at $344,900, about 38% above the $250K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, MN as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, MN.
  • What are the closest schools to 4732 4th Street Loop NE?
    The closest schools to 4732 4th Street Loop NE in Saint Cloud, MN are Mississippi Heights Elementary School (rated 6/10), Sauk Rapids-Rice Middle School (rated 4/10), Sauk Rapids-Rice Senior High School (rated 6/10).
  • Does 4732 4th Street Loop NE have air conditioning?
    Yes, 4732 4th Street Loop NE in Saint Cloud, MN has air conditioning.
  • Does 4732 4th Street Loop NE have laundry facilities?
    Yes, 4732 4th Street Loop NE in Saint Cloud, MN has laundry facilities.
4732 4th Street Loop NE, Saint Cloud, MN 56304 is a 4 bedroom, 3 bathroom, 2,406 sqft single-family home built in 2005. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Nov 18, 2025. The MLS # for this home is MLS# 6819124.