4728 4th Street Loop NE, Saint Cloud, MN 56304
Property image
Property image
FOR SALE
OPEN SAT, 1-3PM
0.48 ACRES

$329,900

  • 3 Beds
  • 3 Baths
  • 1,851 sqft (on 0.48 acres)

4728 4th Street Loop NE, Saint Cloud, MN 56304

Get Pre-Qualified
We estimate this home will sell faster than 98% nearby.

Home Highlights

Parking
3 Car Garage
Outdoor
Deck
HOA
$27/Monthly
Price/Sqft
$178
Climate Control
Forced Air, Fireplace & Central Air
Listed
17 days ago

Local Information

  • Map ViewExplore the area around 4728 4th Street Loop NE.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas. The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level. Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more. The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026. Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year. Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!
Last check for updates: about 9 hours ago
Listing courtesy of Nikki Theisen, (320) 309-0058
Central MN Realty LLC
Source: NorthstarMLS as distributed by MLS GRID, MLS#7125092
Also Listed on NorthstarMLS as distributed by MLS GRID.
We estimate this home will sell faster than 98% nearby.

Open House

Saturday, August 29
1:00 PM to 3:00 PM

Home Details for 4728 4th Street Loop NE

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Block,Drain Tiled,Sump Pump,Walk-Out AccessNumber of Rooms: 12Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom, Dining Room, Family Room, Kitchen, Laundry, Living Room, Walk In Closet
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1851 Square FeetFoundation Area: 1234
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), WasherDishwasherDryerLaundry: Laundry Room,Sink,Upper LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Fireplace(s)Has CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Brick, Family Room, GasHas a Fireplace
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service, Power Company: East Central EnergyGas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Four or More Level SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less Asphalt PitchedPatio / Porch: DeckFencing: NoneNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Other Parking: Garage Dimensions (26' x 32')No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Heated Garage,Insulated Garage
Pool
Pool: None
Frontage
Road Frontage: City Street, Curbs, Sidewalks, Street Lights, Storm SewerResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1234 Square FeetFinished Area (below surface): 617 Square Feet

Days on Market

Days on Market: 17

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Construction Materials: Block, Brick, Concrete, Steel SidingNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170186600

Price & Status

Price
List Price: $329,900Price Per Sqft: $178

Location

Direction & Address
City: Saint CloudCommunity: Waters Edge At Don Lake
School Information
High School District: Sauk Rapids-Rice

Agent Information

Listing Agent
Listing ID: 7125092

Building

Building Area
Building Area: 2396 Square Feet

HOA

HOA Fee Includes: Shared AmenitiesHOA Name: Property Solutions, LLCHOA Phone: 763-424-0300Has an HOAHOA Fee: $324/Annually

Lot Information

Lot Area: 0.48 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7125092Above Grade Unfinished Area: 1234

Around this home

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
    Flag
  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    3
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
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  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
    Flag
  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
    Flag
  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
    Flag
  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
    Flag
  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
    Flag

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$262K
$15.02KMoM
Sale-to-List Price
100.0%
Price per sq ft
$127
$2MoM
Available listings
280
36MoM

Home Value

Trulia Estimate
$329K
Since last month
Decreased$9K (-2.8%)
Since last year
Decreased$10K (-2.8%)
Since last sale
Increased$167K (+103.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +45% in the last 10 years
MonthEstimated value
2026
August 2026$329K
July 2026$338K
June 2026$340K
May 2026$341K
April 2026$338K
March 2026$333K
February 2026$327K
January 2026$324K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4712 5th St NE, Saint Cloud, MN
0.13
Single-Family Home
$379,900
07/10/26
5
3
2,792
668 47th Ave NE, Saint Cloud, MN
0.25
Single-Family Home
$289,900
06/11/26
3
2.5
1,719
618 47th Ave NE, Saint Cloud, MN
0.26
Single-Family Home
$270,000
01/02/26
3
2.5
1,719
672 47th Ave NE, Saint Cloud, MN
0.26
Single-Family Home
$309,900
05/29/26
4
2.5
2,087
4724 5th St NE, Saint Cloud, MN
0.16
Single-Family Home
$369,900
02/23/26
5
3
2,578
4695 3rd Street Loop NE, Saint Cloud, MN
0.14
Single-Family Home
$415,000
12/05/25
3
2
1,604
610 47th Ave NE, Saint Cloud, MN
0.28
Single-Family Home
$267,900
01/26/26
3
2.5
1,719
655 47th Ave NE, Saint Cloud, MN
0.19
Single-Family Home
$344,900
10/07/25
5
3
2,590
675 47th Ave NE, Saint Cloud, MN
0.28
Single-Family Home
$340,000
04/03/26
5
3
2,285
622 47th Ave NE, Saint Cloud, MN
0.25
Single-Family Home
$299,900
02/01/26
4
2.5
2,087

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4723 4th Street Loop NE, Saint Cloud, MN 56304
0.03
$84,900
-
-
-
For Sale
4719 4th Street Loop NE, Saint Cloud, MN 56304
0.04
$389,900
5
3
2,579
For Sale
4732 4th Street Loop NE, Saint Cloud, MN 56304
0.02
$344,900
4
3
2,406
For Sale
4728 NE 4th Street, Saint Cloud, MN 56304
0.04
$318,200
3
3
1,851
Off Market
4751 4th Street Loop NE, Saint Cloud, MN 56304
0.06
$89,900
-
-
-
For Sale
4748 4th Street Loop NE, Saint Cloud, MN 56304
0.09
$99,900
-
-
-
For Sale
4707 4th Street Loop NE, Saint Cloud, MN 56304
0.08
$379,900
5
3
2,841
For Sale
4752 4th Street Loop NE, Saint Cloud, MN 56304
0.10
$94,900
-
-
-
For Sale
4704 4th Street Loop NE, Saint Cloud, MN 56304
0.09
-
-
-
-
Off Market
4712 5th St NE, Saint Cloud, MN 56304
0.13
$379,900
5
3
2,792
Recently Sold
4695 3rd Street Loop NE, Saint Cloud, MN 56304
0.14
$415,000
3
2
1,604
Recently Sold

Price and Tax history

DateEventPrice
Aug 12, 2026
Source: NorthstarMLS as distributed by MLS GRID #7125092
Listed For Sale
$329,900
Aug 4, 2010
Source: N/A
Sold
$161,700
Jul 11, 2010
Source: Agent Provided
PriceChange
$161,680
Price decreased by 5%
Jun 23, 2010
Source: Agent Provided
PriceChange
$170,185
Price decreased by 5%
Jun 3, 2010
Source: Agent Provided
Listed For Sale
$179,140

LGBTQ Local Legal Protections

Nikki Theisen, Central MN Realty LLC
Agent Phone: (320) 309-0058
Based on information submitted to the MLS GRID as of 2026-08-29 01:08:09 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 4728 4th Street Loop NE

  • What is the estimated monthly payment for 4728 4th Street Loop NE?
    Based on a $329,900 list price with 20% down at today's rates, the estimated monthly payment for 4728 4th Street Loop NE in Saint Cloud, MN is approximately $2,090 (about $1,737 principal & interest, $278 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4728 4th Street Loop NE compare to homes in Saint Cloud?
    4728 4th Street Loop NE in Saint Cloud, MN is listed at $329,900, about 26% above the $262K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, MN as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, MN.
  • What are the closest schools to 4728 4th Street Loop NE?
    The closest schools to 4728 4th Street Loop NE in Saint Cloud, MN are Mississippi Heights Elementary School (rated 6/10), Sauk Rapids-Rice Middle School (rated 4/10), Sauk Rapids-Rice Senior High School (rated 6/10).
  • Does 4728 4th Street Loop NE have air conditioning?
    Yes, 4728 4th Street Loop NE in Saint Cloud, MN has air conditioning.
  • Does 4728 4th Street Loop NE have laundry facilities?
    Yes, 4728 4th Street Loop NE in Saint Cloud, MN has in-unit laundry.
4728 4th Street Loop NE, Saint Cloud, MN 56304 is a 3 bedroom, 3 bathroom, 1,851 sqft single-family home built in 2005. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Aug 12, 2026. The MLS # for this home is MLS# 7125092.