4695 3rd Street Loop NE, Saint Cloud, MN 56304
SOLD
DEC 5, 2025

$411,000

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,604 sqft (on 0.26 acres)

4695 3rd Street Loop NE, Saint Cloud, MN 56304

Est. Refi. Payment $2,646/mo*
Refinance Your Home
Currently Off Market - Sold Dec 5, 2025 for $415,000 (1% below list price)

Home Value

Trulia Estimate
$411K
Since last month
Decreased$3K (-0.7%)
Since last year
Decreased$7K (-1.7%)
Since last sale
Decreased$5K (-1.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +113% in the last 10 years
MonthEstimated value
2026
September 2026$411K
August 2026$413K
July 2026$408K
June 2026$405K
May 2026$406K
April 2026$423K
March 2026$421K
February 2026$419K
January 2026$417K
2025
2021
2020

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4637 9th St NE, Saint Cloud, MN
0.38
Single-Family Home
$471,362
09/30/25
3
2
1,401
668 47th Ave NE, Saint Cloud, MN
0.13
Single-Family Home
$289,900
06/11/26
3
2.5
1,719
4653 8th St NE, Saint Cloud, MN
0.28
Single-Family Home
$347,500
03/31/26
3
2
2,801
4711 4th Street Loop NE, Saint Cloud, MN
0.08
Single-Family Home
$399,900
08/31/26
5
3
2,714
672 47th Ave NE, Saint Cloud, MN
0.14
Single-Family Home
$309,900
05/29/26
4
2.5
2,087
4617 8th St NE, Saint Cloud, MN
0.33
Single-Family Home
$380,000
05/15/26
3
2
2,720
618 47th Ave NE, Saint Cloud, MN
0.15
Single-Family Home
$270,000
01/02/26
3
2.5
1,719
655 47th Ave NE, Saint Cloud, MN
0.09
Single-Family Home
$344,900
10/07/25
5
3
2,590
4631 9th St NE, Saint Cloud, MN
0.39
Single-Family Home
$358,000
06/10/26
3
2
2,623

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4687 3rd Street Loop NE, Saint Cloud, MN 56304
0.03
$510,100
5
3.5
3,162
Off Market
4703 4th Street Loop NE, Saint Cloud, MN 56304
0.05
$379,900
5
3
2,579
For Sale
4704 4th Street Loop NE, Saint Cloud, MN 56304
0.07
-
-
-
-
Off Market
4735 2nd St NE, Saint Cloud, MN 56304
0.09
$448,800
5
3.5
3,192
Off Market
4702 2nd Street Ct NE, Saint Cloud, MN 56304
0.10
$364,900
5
3
2,579
For Sale
4707 4th Street Loop NE, Saint Cloud, MN 56304
0.06
$364,900
5
3
2,841
For Sale
4711 4th Street Loop NE, Saint Cloud, MN 56304
0.08
$399,900
5
3
2,714
Recently Sold
4706 2nd Street Ct NE, Saint Cloud, MN 56304
0.12
$374,900
5
3
2,841
Recently Sold
4728 NE 4th Street, Saint Cloud, MN 56304
0.10
$321,500
3
3
1,851
Off Market
655 47th Ave NE, Saint Cloud, MN 56304
0.09
$341,400
5
3
2,590
Off Market
4693 1st St NE, Saint Cloud, MN 56304
0.14
$357,400
4
3.5
2,736
Off Market

Local Information

  • Map ViewExplore the area around 4695 3rd Street Loop NE.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2025
0.26 acre lot
1,604 sqft
$259/sqft
4 Car Garage
HOA $24/mo

About this House

What's unique:Spacious center islandVaulted main levelFull sodIrrigation systemOpen and airy feelPrivate primary suite
Built by local builder Heartland Homes, this stunning 3-bedroom, 2-bathroom rambler offers modern finishes and a thoughtfully designed layout. The vaulted main level enhances the open and airy feel, with the kitchen, dining, and living areas flowing seamlessly together. A spacious center island, quartz countertops, and ample cabinet space make the kitchen both stylish and functional, accented by black hardware and Sherwin Williams' Drift of Mist neutral gray paint throughout. The private primary suite features a ¾ bath with a dual vanity, while a shared full bath serves the additional bedrooms. Durable laminate flooring extends through the kitchen, dining, entry, and hall, with carpet in the bedrooms and vinyl in the bathrooms and laundry for easy maintenance. 3 beds on one level! Situated on a lookout lot, this home includes a 4-stall garage, concrete driveway, irrigation system, and full sod.The unfinished basement offers endless possibilities for future expansion. Enjoy miles of neighborhood trails, a park just down the road, and quick access to downtown St. Cloud, all while being less than 3 miles from Territory Golf Club!
4695 3rd Street Loop NE, Saint Cloud, MN 56304 is a 3 bedroom, 2 bathroom, 1,604 sqft single-family home built in 2025. It last sold for $415,000 on Dec 5, 2025 (1% below the $419,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $411,000, with a rent estimate of $2,401/month.
Last check for updates: about 4 hours ago
Listed by Christopher Fritch, (763) 746-3997
eXp Realty
Carly Beach, (651) 285-7896
Bought with: Tracy Hadler, (320) 282-2998, Central MN Realty LLC
Source: NorthstarMLS as distributed by MLS GRID, MLS#6677530

Home Details for 4695 3rd Street Loop NE

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: UnfinishedNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1604 Square FeetFoundation Area: 1604
Appliances & Utilities
Appliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Gas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: None
View
No View

Exterior Features

Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4Other Parking: Garage Dimensions (26x37)No CarportHas a GarageHas an Attached GarageParking Spaces: 4Parking: Attached
Frontage
Not on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1604 Square Feet

Days on Market

Cumulative Days on Market: 185

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Is a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170185400

Price & Status

Price
List Price: $419,900Price Per Sqft: $259/sqft
Status Change & Dates
Off Market Date: Fri Oct 31 2025

Location

Direction & Address
City: Saint CloudCommunity: Waters Edge At Don Lake
School Information
High School District: Sauk Rapids-Rice

Building

Building Details
Builder Name: HEARTLAND ACRES INC
Building Area
Building Area: 1604 Square Feet

HOA

HOA Fee Includes: OtherHOA Name: First Service Residential MinnesotaHOA Phone: 952-641-9355Has an HOAHOA Fee: $287/Annually

Lot Information

Lot Area: 0.26 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6677530Above Grade Unfinished Area: 1604

Price and Tax history

DateEventPrice
Dec 5, 2025
Source: NorthstarMLS as distributed by MLS GRID #6677530
Sold
$415,000
Oct 31, 2025
Source: NorthstarMLS as distributed by MLS GRID #6677530
Pending
$419,900
Sep 5, 2025
Source: NorthstarMLS as distributed by MLS GRID #6677530
PriceChange
$419,900
Price decreased by 1%
Jun 27, 2025
Source: NorthstarMLS as distributed by MLS GRID #6677530
PriceChange
$424,900
Price decreased by 2%
Feb 28, 2025
Source: NorthstarMLS as distributed by MLS GRID #6677530
Listed For Sale
$434,900

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$250K
$11KMoM
Sale-to-List Price
99.9%
0.1%MoM
Price per sq ft
$129
$2MoM
Available listings
294
14MoM

Around this home

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
    Flag
  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    3
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
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  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
    Flag
  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
    Flag
  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
    Flag
  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
    Flag
  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-22 13:38:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 4695 3rd Street Loop NE

  • What is 4695 3rd Street Loop NE estimated to be worth?
    Trulia's estimated value for 4695 3rd Street Loop NE in Saint Cloud, MN is $411,000.
  • What is the price history for 4695 3rd Street Loop NE?
    4695 3rd Street Loop NE in Saint Cloud, MN last sold for $415,000 in December 2025.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $250K. That is down $11K from the prior month.
  • Does 4695 3rd Street Loop NE have air conditioning?
    Yes, 4695 3rd Street Loop NE in Saint Cloud, MN has air conditioning.
  • How big is the lot at 4695 3rd Street Loop NE?
    The lot at 4695 3rd Street Loop NE in Saint Cloud, MN is about 0.26 acres (11,456 sq ft).

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