977 45th Ave NE, Saint Cloud, MN 56304
Property image
Property image
SOLD
FEB 18, 2026

977 45th Ave NE
Saint Cloud, MN 56304

  • 4 Beds
  • 3.5 Baths
  • 2,545 sqft

$406,500

Last Sold: Feb 18, 2026
1% below list $410K
$160/sqft
Est. Refi. Payment $2,513/mo*
Refinance Your Home

$406,500

Last Sold: Feb 18, 2026
1% below list $410K
$160/sqft
Est. Refi. Payment $2,513/mo*
Refinance Your Home
4 Beds
3.5 Baths
2,545 sqft

Local Information

  • Map ViewExplore the area around 977 45th Ave NE.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2025
Living Area
2,545 sqft
Price/Sqft
$160/sqft
Parking
2 Car Garage
HOA
None

About this House

Stunning New Construction Two-Story Home Overlooking Natural Wetlands - Welcome to this elegant, newly built two-story home that blends modern style with timeless comfort. Designed with an open-concept layout, this residence features soft gray interior paint, crisp white cabinetry, and expansive windows that fill the home with natural light. The spacious main level offers seamless flow between the kitchen, dining area, and living room, perfect for both everyday living and entertaining. The kitchen showcases beautiful white cabinets, a large center island, quartz tops, quality finishes, and a bright, clean aesthetic. Upstairs, primary bedroom suite with trey vault ceiling, large private bathroom, granite vanity top, and walk in closet provide peaceful retreats, with delivers comfort and privacy. Two additional bedrooms and guest bath. Different than other builders, The lower level walkout is fully finished, with a comfortable family room, additional 4th bedroom and bathroom. Throughout the home, thoughtful design and contemporary touches create a warm, inviting atmosphere. Step outside and enjoy serene views of the surrounding wetlands and open fields, where deer roam freely and nature becomes part of your everyday backdrop. This unique setting offers both tranquility and beauty—ideal for those seeking a quiet escape with easy access to modern conveniences. Don’t miss your chance to own this exceptional new construction home in a truly breathtaking location!
977 45th Ave NE, Saint Cloud, MN 56304 is a 4 bedroom, 4 bathroom, 2,545 sqft single-family home built in 2025. It last sold for $406,500 on Feb 18, 2026 (1% below the $410,000 asking price). It is currently off market. The Trulia Estimate is $409,400, with a rent estimate of $2,947/month.

Home Details for 977 45th Ave NE

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Block,Daylight,Drain Tiled,Finished,Full,Sump Pump,Walk-Out AccessNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Dining Room, Family Room, Foyer, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2545 Square FeetFoundation Area: 860
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), WasherDishwasherDisposalDryerLaundry: Laundry Room,Upper LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers, 100 Amp ServiceGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: Front PorchFencing: NoneNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (23x20), Garage Door Height (7), Garage Door Width (16)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Concrete
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1720 Square FeetFinished Area (below surface): 825 Square Feet

Days on Market

Cumulative Days on Market: 54

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, FrameIs a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170247800

Price & Status

Price
List Price: $410,000Price Per Sqft: $160/sqft
Status Change & Dates
Off Market Date: Mon Feb 02 2026

Location

Direction & Address
City: Saint CloudCommunity: Whispering Meadows
School Information
High School District: Sauk Rapids-Rice

Building

Building Details
Builder Name: BML BUILDERS INC
Building Area
Building Area: 2545 Square Feet

HOA

No HOA

Lot Information

Lot Area: 5445 sqft

Offer

Contingencies: None

Rental Terms, Policies & Fees

Miscellaneous

BasementMls Number: 6825836Above Grade Unfinished Area: 1720
Last check for updates: about 1 hour ago
Listed by Rebecca S Nielsen, (763) 244-6264
RE/MAX Results
Bought with: Rebecca S Nielsen, (763) 244-6264, RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID, MLS#6825836

Price History for 977 45th Ave NE

DatePriceEventSource
07/07/2026$410,000ListingRemovedNorthstarMLS as distributed by MLS GRID #7087609
06/08/2026$410,000Listed For SaleNorthstarMLS as distributed by MLS GRID #7087609
02/18/2026$406,500Sold
NorthstarMLS as distributed by MLS GRID #6825836
02/02/2026$410,000PendingNorthstarMLS as distributed by MLS GRID #6825836
12/10/2025$410,000Listed For SaleNorthstarMLS as distributed by MLS GRID #6825836

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$277K
$14.35KMoM
Sale-to-List Price
100.0%
0.5%MoM
Price per sq ft
$129
$6MoM
Available listings
244
7MoM
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Property Tax and Assessment

Year2025
Tax$268
Assessment$15,000
Home facts updated by county records

Comparable Sales for 977 45th Ave NE

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4605 8th St NE, Saint Cloud, MN
0.19
Single-Family Home
$390,800
05/29/26
5
3
2,720
4646 9th St NE, Saint Cloud, MN
0.16
Single-Family Home
$402,000
08/15/25
5
3
2,360
4745 8th Street Loop NE, Saint Cloud, MN
0.22
Single-Family Home
$385,000
01/01/26
5
3
2,865
4622 9th St NE, Saint Cloud, MN
0.17
Single-Family Home
$385,000
05/22/26
5
3
2,720
4739 8th Street Loop NE, Saint Cloud, MN
0.22
Single-Family Home
$376,900
02/06/26
5
3
2,871
621 47th Ave NE, Saint Cloud, MN
0.33
Single-Family Home
$349,900
08/18/25
5
3
2,590
609 47th Ave NE, Saint Cloud, MN
0.33
Single-Family Home
$349,900
07/02/26
5
3
2,579
4616 9th St NE, Saint Cloud, MN
0.18
Single-Family Home
$403,000
03/13/26
5
3
2,720
664 47th Ave NE, Saint Cloud, MN
0.39
Single-Family Home
$329,900
05/06/26
4
2.5
2,425

Nearby homes

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Assigned Schools

These are the assigned schools for 977 45th Ave NE.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    2
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
    Flag
  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
    Flag
  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

62 pet-friendly rentals in Saint Cloud, MN

Explore by feature - Garage

53 rentals with a garage in Saint Cloud, MN

Explore by feature - Air Conditioning

83 rentals with air conditioning in Saint Cloud, MN

Explore by feature - Pool

12 rentals with a pool in Saint Cloud, MN

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66 rentals with a washer/dryer in Saint Cloud, MN

Homes for sale near 977 45th Ave NE

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Off Market Homes Near 977 45th Ave NE

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Based on information submitted to the MLS GRID as of 2026-08-03 12:53:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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