1104 45th Ave NE, Saint Cloud, MN 56304
Property image
Property image
FOR SALE
NEW - 1 DAY AGO
NEW CONSTRUCTION

1104 45th Ave NE
Saint Cloud, MN 56304

  • 2 Beds
  • 1 Bath
  • 1,144 sqft

$274,900

Est. Mortgage $1,894/mo*
Get Pre-Qualified

$274,900

Est. Mortgage $1,894/mo*
Get Pre-Qualified
2 Beds
1 Bath
1,144 sqft

Local Information

  • Map ViewExplore the area around 1104 45th Ave NE.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Welcome home to this stunning townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. Step inside to a spacious foyer with a coat closet! Upstairs enjoy a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & laminate counter space, a center island, rustic maple dark walnut cabinetry, black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find 2 nicely sized bedrooms and a full bath featuring a dual sink vanity with cultured marble countertops. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
$225/Monthly
Price/Sqft
$240
Listed
1 day ago

Home Details for 1104 45th Ave NE

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: UnfinishedNumber of Rooms: 5Types of Rooms: Bedroom, Bedroom 2, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1144 Square FeetFoundation Area: 673
Appliances & Utilities
Appliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Gas: Natural Gas
Levels, Entrance, & Accessibility
Levels: Three Level SplitAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (20x19)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Tuckunder Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1144 Square Feet

Days on Market

Cumulative Days on Market: 106Days on Market: 1

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: (TH) Side x Side
Building
Is a New ConstructionAttached To Another StructureNo Additional Parcels
Property Information
Parcel Number: 170215700

Price & Status

Price
List Price: $274,900Price Per Sqft: $240

Location

Direction & Address
City: Saint CloudCommunity: Waters Edge At Don Lake 4th Add
School Information
High School District: Sauk Rapids-Rice

Agent Information

Listing Agent
Listing ID: 7107759

Building

Building Details
Builder Name: HEARTLAND ACRES INC
Building Area
Building Area: 1817 Square Feet

HOA

HOA Fee Includes: Maintenance Structure, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Snow RemovalHOA Name: Waters Edge at Donovan Lake Townhome AssociationHOA Phone: 763-567-8340Has an HOAHOA Fee: $225/Monthly

Lot Information

Lot Area: 2352.24 sqft

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7107759Above Grade Unfinished Area: 1144
Last check for updates: about 23 hours ago
Listing courtesy of Christopher Fritch, (763) 746-3997
eXp Realty
Carly Beach, (651) 285-7896
Source: NorthstarMLS as distributed by MLS GRID, MLS#7107759
Also Listed on NorthstarMLS as distributed by MLS GRID, eXp Realty.

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$277K
$14.35KMoM
Sale-to-List Price
100.0%
0.5%MoM
Price per sq ft
$129
$6MoM
Available listings
244
7MoM

Price History for 1104 45th Ave NE

DatePriceEventSource
07/10/2026$274,900Listed For SaleNorthstarMLS as distributed by MLS GRID #7107759
06/02/2026$274,900ListingRemovedeXp Realty #6805533
01/28/2026$274,900PriceChange
eXp Realty #6805533
10/24/2025$284,900Listed For SaleNorthstarMLS as distributed by MLS GRID #6805533

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Property Tax and Assessment

Year2025
Tax$278
Assessment$10,000
Home facts updated by county records

Comparable Sales for 1104 45th Ave NE

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1226 45th Ave NE, Saint Cloud, MN
0.06
Townhouse
$231,000
12/01/25
3
2
1,632
2253 Park View Ln NE, Sauk Rapids, MN
3.12
Townhouse
$215,000
10/24/25
2
1
1,098
1566 14th St SE, Saint Cloud, MN
3.39
Townhouse
$159,000
06/17/26
2
2
1,290
2565 20th Ave SE, Saint Cloud, MN
4.10
Townhouse
$212,750
11/14/25
2
2
1,554
2573 20th Ave SE, Saint Cloud, MN
4.11
Townhouse
$235,000
05/18/26
2
2
1,554
2233 Liberty Glen Loop, Saint Cloud, MN
4.31
Townhouse
$223,000
07/16/25
3
2.5
1,597
1944 27th St SE #A, Saint Cloud, MN
4.19
Townhouse
$238,000
07/16/25
3
3
2,004
1904 27th St SE #F, Saint Cloud, MN
4.50
Townhouse
$242,500
05/13/26
3
3
2,228
538 Brook Ln, Saint Cloud, MN
5.94
Townhouse
$290,000
03/13/26
2
2.5
2,840
503 Brook Ln, Saint Cloud, MN
5.86
Townhouse
$425,000
05/20/26
2
2.5
3,349

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 1104 45th Ave NE.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 38 % Say it's walkable to restaurants

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
    Flag
  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
    Flag
  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    7
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    1
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
    Flag
  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
    Flag
  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
    Flag
  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
    Flag
  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
    Flag
  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
    Flag
  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
    Flag
  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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LGBTQ Local Legal Protections

Christopher Fritch, eXp Realty
Agent Phone: (763) 746-3997
Based on information submitted to the MLS GRID as of 2026-07-11 09:38:06 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement
1104 45th Ave NE, Saint Cloud, MN 56304 is a 2 bedroom, 1 bathroom, 1,144 sqft townhouse built in 2025. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Jul 10, 2026. The MLS # for this home is MLS# 7107759.