85 Flat Top Trl, Murphy, NC 28906
Property image
Property image
FOR SALE
3D VIEW
1.37 ACRES

$399,000

  • 2 Beds
  • 3 Baths

85 Flat Top Trl, Murphy, NC 28906

Est. Mortgage $2,525/mo*
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Home Highlights

Single-Family Home
Built in 2006
1.37 acre lot
Open Parking
HOA $83/mo

Local Information

  • Map ViewExplore the area around 85 Flat Top Trl.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Gas burning stone fireplaceSpacious loftWood flooringOpen floor plan
This Chalet has unobstructed views of the NC mountains and is located in the popular Highland Creek community, close to Murphy, NC, Harrah's Cherokee Valley River Casino , Nantahala National Forest, Joyce Kilmer Memorial Forest, Nottely River and Crane Creek Wineries. The home has an open floor plan featuring a great room with wooden vaulted ceiling, wood flooring and gas burning stone fireplace. Main floor includes a bedroom, bath and laundry area. Enjoy the 3 sided deck that offers plenty of room for outside dining/grilling, and rocking chairs for relaxing. Upstairs is a spacious loft with primary ensuite bedroom complete with walk-in closet and views of the mountains. Two additional rooms on the basement level with Jack & Jill bath, this area has a separate entrance and it's own covered deck that leads to the firepit. Enjoy the wildlife and spectacular sunsets from the spacious outdoor living area.
Last check for updates: about 17 hours ago
Listing courtesy of Donna Cowart Mousa, (706) 781-9237
Mountain Aire Realty, Inc.
Source: NGBOR, MLS#431159
Also Listed on NGBOR.

Home Details for 85 Flat Top Trl

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 3
Appliances & Utilities
Appliances: Refrigerator, Range, Dishwasher, Washer, DryerDishwasherDryerLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Central,Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Wood, Carpet
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Wood, Carpet
View
Has a ViewView: Mountain(s), Year Round

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, DeckExterior: Fire Pit
Parking & Garage
No CarportNo GarageHas Open ParkingParking: Driveway,Gravel
Frontage
Frontage Type: RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Surface & Elevation
Topography: Sloping

Days on Market

Days on Market: 123

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Chalet
Building
Construction Materials: Frame, Wood SidingNot a New Construction
Property Information
Condition: ResaleParcel Number: 551103107779000

Price & Status

Price
List Price: $399,000

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: Murphy

Agent Information

Listing Agent
Listing ID: 431159

Community

Community Features: River Access, PavilionNot Senior Community

HOA

Has an HOAHOA Fee: $1,000/Annually

Lot Information

Lot Area: 1.37 Acres

Miscellaneous

Mls Number: 431159Attribution Contact: 7062761122, mountainaire@ellijay.com

Additional Information

River AccessPavilion

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 80 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Don Mozitis
    "10 miles to downtown Murphy. easy driving!"
    0
    Flag
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
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  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
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  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
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  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
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  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

Market trends in Murphy

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$309K
$1.73KMoM
Sale-to-List Price
96.6%
0.4%MoM
Price per sq ft
$202
$3MoM
Available listings
354
4MoM

Home Value

Trulia Estimate
$384K
Since last month
Decreased$1K (-0.4%)
Since last year
Decreased$7K (-1.7%)
Since last sale
Increased$121K (+46.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +104% in the last 10 years
MonthEstimated value
2026
October 2026$381K
September 2026$381K
August 2026$383K
July 2026$385K
June 2026$387K
May 2026$399K
April 2026$391K
March 2026$386K
February 2026$386K
January 2026$376K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
144 River Watch Ter, Murphy, NC
0.22
Single-Family Home
$450,000
04/06/26
3
3
2,961
45 Flat Top Trl, Murphy, NC
0.03
Single-Family Home
$650,000
06/17/26
3
4
4,126
45 Mountain Stream Rd, Murphy, NC
0.40
Single-Family Home
$295,000
06/01/26
2
2
1,631
594 Brasstown View Rd, Murphy, NC
0.21
Single-Family Home
$850,000
05/21/26
3
4
3,242
75 Vista Cir, Murphy, NC
0.44
Single-Family Home
$295,000
12/04/25
2
2
1,080
209 Seldom Seen Ln, Murphy, NC
0.57
Single-Family Home
$265,000
12/12/25
2
2
-
4315 Harshaw Rd, Murphy, NC
0.71
Single-Family Home
$242,000
10/06/25
2
2
912
196 Briarwood Drive, Murphy, NC
0.39
Single-Family Home
$171,000
10/23/25
2
2
1,608
71 Mountain Laurel Road, Murphy, NC
0.80
Single-Family Home
$265,000
07/14/26
2
2
1,422

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
85 Flat Top Trl #64, Murphy, NC 28906
0.00
$399,000
2
3
-
For Sale
Lot 45 Chimney Top Trail LOT 45, Murphy, NC 28906
0.03
-
-
-
-
Off Market
Flat Top Trl #70, Murphy, NC 28906
0.03
-
Studio
-
-
Off Market
Flat Top Trl, Murphy, NC 28906
0.03
-
-
-
-
Off Market
45 Flat Top Trl, Murphy, NC 28906
0.03
$650,000
3
4
4,126
Recently Sold
Flat Top Trl, NC 28906
0.05
-
-
-
-
Off Market
Flat Top Trl, NC 28906
0.05
-
-
-
-
Off Market
Flat Top Trl, NC 28906
0.05
$4,000
Studio
-
-
Recently Sold
Flat Top Trl, Murphy, NC 28906
0.05
-
-
-
-
Off Market
Flat Top Trl, NC 28906
0.05
-
Studio
-
-
Off Market
Flat Top Trl, NC 28906
0.05
-
-
-
-
Off Market
Flat Top Trl, NC 28906
0.05
-
-
-
-
Off Market
Flat Top Trl, Murphy, NC 28906
0.05
-
-
-
-
Off Market
126 Flat Top Trl, Murphy, NC 28906
0.05
$551,100
3
3.5
2,472
Off Market
126 Flat Top Trl #53, Murphy, NC 28906
0.05
$503,100
3
3.5
-
Off Market
135 Flat Top Trl, Murphy, NC 28906
0.06
$324,900
2
2
2,484
Off Market
Flat Top Trl, NC 28906
0.07
$28,500
-
-
-
Recently Sold
380 Brasstown View Rd, Murphy, NC 28906
0.07
$490,600
3
3
4,975
Off Market
190 Brasstown View Rd, Murphy, NC 28906
0.07
$439,300
3
3
3,336
Off Market
294 Brasstown View Rd, Murphy, NC 28906
0.08
$612,200
4
3
3,000
Off Market

Price and Tax history

DateEventPrice
Jun 2, 2026
Source: NGBOR #431159
Listed For Sale
$399,000
Nov 9, 2020
Source: Hive MLS #98531867
Sold
$260,000
Oct 20, 2020
Source: Agent Provided
Listed For Sale
$259,800
Nov 27, 2007
Source: Hive MLS #98500062
Sold
$210,000
Jun 9, 2006
Source: N/A
Sold
$183,500

LGBTQ Local Legal Protections

Donna Cowart Mousa, Mountain Aire Realty, Inc.
Agent Phone: (706) 781-9237
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 85 Flat Top Trl

  • What is the estimated monthly payment for 85 Flat Top Trl?
    Based on a $399,000 list price with 20% down at today's rates, the estimated monthly payment for 85 Flat Top Trl in Murphy, NC is approximately $2,473 (about $2,232 principal & interest, $166 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 85 Flat Top Trl compare to homes in Murphy?
    85 Flat Top Trl in Murphy, NC is listed at $399,000, about 29% above the $309K median sale price in Murphy.
  • What do residents say about Murphy?
    Residents describe Murphy, NC as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Murphy, NC.
  • What are the closest schools to 85 Flat Top Trl?
    The closest schools to 85 Flat Top Trl in Murphy, NC are Murphy Elementary (Pre-K, rated 8/10), Murphy High (rated 7/10), Murphy Middle (rated 5/10).
  • Does 85 Flat Top Trl have air conditioning?
    Yes, 85 Flat Top Trl in Murphy, NC has air conditioning.
  • Does 85 Flat Top Trl have laundry facilities?
    Yes, 85 Flat Top Trl in Murphy, NC has in-unit laundry.
85 Flat Top Trl, Murphy, NC 28906 is a 2 bedroom, 3 bathroom single-family home built in 2006. This property is currently available for sale and was listed by NGBOR on Jun 2, 2026. The MLS # for this home is MLS# 431159.