144 River Watch Ter, Murphy, NC 28906
SOLD
APR 6, 2026

144 River Watch Ter
Murphy, NC 28906

  • 3 Beds
  • 3 Baths
  • 2,961 sqft (on 1.74 acres)

$450,000

Last Sold: Apr 6, 2026
$152/sqft
Est. Refi. Payment $2,357/mo*

$450,000

Last Sold: Apr 6, 2026
$152/sqft
Est. Refi. Payment $2,357/mo*
3 Beds
3 Baths
2,961 sqft
(on 1.74 acres)

Homes for sale near 144 River Watch Ter

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Apartments for Rent

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Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Wake each morning to the sound of the Hiawassee River and end each day with mountain views stretching across the horizon. At 144 River Watch Terrace in the River Ridge community, this riverfront home offers year-round water and mountain views in a setting known for scenic, well-maintained mountain living. Built in 1994 and thoughtfully updated throughout, the home offers nearly 3,000 square feet of inviting space designed to keep nature front and center. Expansive windows draw in natural light and frame the river and mountain backdrop, creating a constant connection to the outdoors. A wrap-around porch and covered front deck provide ideal spaces for morning coffee, quiet afternoons, and evenings spent listening to the water below. The updated kitchen flows comfortably into both breakfast and dining areas, making everyday living and entertaining feel effortless. A wood-burning fireplace anchors the main level, adding warmth and character during cooler mountain seasons. Bedrooms are thoughtfully positioned on each level—including a private owner's suite in the upper loft—offering flexibility and privacy. The finished basement expands the living space with an entertainment area, additional bedroom, and bath, creating an ideal setup for guests or extended stays. River Ridge is often associated with upscale, scenic mountain living, and this location places you just minutes from downtown Murphy, Erlanger Western Carolina Hospital, and the renowned John C. Campbell Folk School. Outdoor recreation is woven into daily life here—whether fishing, kayaking, floating the Hiawassee, or exploring nearby hiking and biking trails. For evenings out, Harrah's Cherokee Valley River Casino is just a short drive away. Properties that offer year-round mountain and river views, updated interiors, and a location this convenient to town are increasingly hard to find. Here, the setting does more than surround you—it defines the way you live.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from April 08, 2026

Home Highlights

Parking
Garage
Outdoor
Porch
A/C
Heating & Cooling
HOA
$87/Monthly
Price/Sqft
$152/sqft
Listed
86 days ago

Home Details for 144 River Watch Ter

Active Status

MLS Status: Sold

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2961 Square Feet
Appliances & Utilities
Appliances: Refrigerator, Cooktop, Oven, DishwasherDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated WindowsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or MoreFloors: Carpet, Luxury Vinyl
View
Has a ViewView: Mountain(s), Year Round, River

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Front Porch, CoveredOther Structures: Workshop
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas Open ParkingParking Spaces: 2Parking: Garage,Driveway,Gravel
Frontage
WaterfrontWaterfront: River FrontFrontage Type: RiverRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Hiawassee River, Hiawassee River
Surface & Elevation
Topography: Steep

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Traditional,Country,Cottage
Building
Construction Materials: Frame, Block, Vinyl SidingNot a New Construction
Property Information
Condition: ResaleParcel Number: 551103221088000

Price & Status

Price
List Price: $450,000Price Per Sqft: $152/sqft

Location

Direction & Address
City: MurrayCommunity: River Ridge

Building

Building Area
Building Area: 2961 Square Feet

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $1,040/Annually

Lot Information

Lot Area: 1.74 Acres

Miscellaneous

BasementMls Number: 424898Water ViewWater View: RiverAttribution Contact: 7066238186
Last check for updates: about 19 hours ago
Listed by The Mountain Life Team, (706) 745-3123
Keller Williams Elevate
Jocelyn Davenport, (706) 897-1720
Keller Williams Elevate
Bought with: Non NON-MLS MEMBER, 111-1111 x1, NON-MLS OFFICE
Source: NGBOR, MLS#424898

Price History for 144 River Watch Ter

DatePriceEventSource
04/06/2026$450,000Sold
NGBOR #424898
02/24/2026$450,000PendingNGBOR #424898
02/12/2026$450,000Listed For SaleNGBOR #424898
07/19/2024$300,000Sold
N/A
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Property Tax and Assessment

Year2025
Tax
Assessment$236,320
Home facts updated by county records

Comparable Sales for 144 River Watch Ter

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.15
Single-Family Home
$400,000
06/02/25
3
3.5
2,088
0.21
Single-Family Home
$363,000
08/08/25
2
2
1,280
0.52
Single-Family Home
$225,000
09/19/25
3
2
1,400
0.91
Single-Family Home
$421,000
10/09/25
3
3
2,343

Assigned Schools

These are the assigned schools for 144 River Watch Ter.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.
  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 32 % Say there are community events

  • 23 % Say streets are well-lit

  • 21 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 13 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Homes for rent near 144 River Watch Ter

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Off Market Homes Near 144 River Watch Ter

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144 River Watch Ter, Murphy, NC 28906 is a 3 bedroom, 3 bathroom, 2,961 sqft single-family home built in 1994. This property is not currently available for sale. 144 River Watch Ter was last sold on Apr 6, 2026 for $450,000 (0% higher than the asking price of $450,000). The current Trulia Estimate for 144 River Watch Ter is $440,500.