144 River Watch Ter, Murphy, NC 28906
Property image
Property image
SOLD
APR 6, 2026

$438,500

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 2,961 sqft (on 1.74 acres)

144 River Watch Ter, Murphy, NC 28906

Est. Refi. Payment $2,618/mo*
Refinance Your Home
Currently Off Market - Sold Apr 6, 2026 for $450,000

Home Value

Trulia Estimate
$439K
Since last month
Decreased$1K (-0.3%)
Since last year
Increased$37K (+9.1%)
Since last sale
Decreased$11K (-2.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +65% in the last 10 years
MonthEstimated value
2026
September 2026$439K
August 2026$440K
July 2026$441K
June 2026$441K
May 2026$442K
April 2026$441K
March 2026$440K
February 2026$441K
January 2026$396K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
45 Flat Top Trl, Murphy, NC
0.25
Single-Family Home
$650,000
06/17/26
3
4
4,126
594 Brasstown View Rd, Murphy, NC
0.43
Single-Family Home
$850,000
05/21/26
3
4
3,242
122 Laural Ridge Lane, Murphy, NC
0.36
Single-Family Home
$799,800
05/29/26
3
2.5
3,820
405 Underwood Hill Rd, Murphy, NC
0.27
Single-Family Home
$660,000
06/05/26
2
2
1,620
45 Mountain Stream Rd, Murphy, NC
0.45
Single-Family Home
$295,000
06/01/26
2
2
1,631
615 Sheep Knob, Brasstown, NC
0.93
Single-Family Home
$550,000
06/08/26
3
3
3,567
71 Mountain Laurel Road, Murphy, NC
0.64
Single-Family Home
$265,000
07/14/26
2
2
1,422
75 Vista Cir, Murphy, NC
0.49
Single-Family Home
$295,000
12/04/25
2
2
1,080

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
Lot 1 Wild Cherry Trl, Murphy, NC 28906
0.07
-
-
-
-
Off Market
LOT 73 Brasstown View Road LOT 73, Murphy, NC 28906
0.11
-
-
-
-
Off Market
26 River Watch Ter, Murphy, NC 28906
0.10
$432,000
2
2
-
Off Market
00 Underwood Hill Road LOT 7, Murphy, NC 28906
0.08
-
-
-
-
Off Market
LT 58 Brasstown View Road LOT 58, Murphy, NC 28906
0.12
-
-
-
-
Off Market
20 Pavillion Rd, Murphy, NC 28906
0.11
$690,000
2
2
2,405
Off Market
31 Poormans Trl, Murphy, NC 28906
0.17
$374,800
2
3
-
Off Market
18 Millstone Ridge, Murphy, NC 28906
0.15
$396,200
3
3.5
2,088
Off Market
63 Poormans Trl, Murphy, NC 28906
0.19
$375,100
2
2
1,504
Off Market
85 Flat Top Trl #64, Murphy, NC 28906
0.22
$399,000
2
3
-
For Sale
85 Flat Top Trl, Murphy, NC 28906
0.22
$399,000
2
3
-
For Sale

Local Information

  • Map ViewExplore the area around 144 River Watch Ter.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1994
1.74 acre lot
2,961 sqft
$152/sqft
Garage
HOA $87/mo

About this House

What's unique:Wrap-around porchWood-burning fireplaceRiverfront homeCovered front deckUpdated interiorsUpdated kitchen
Wake each morning to the sound of the Hiawassee River and end each day with mountain views stretching across the horizon. At 144 River Watch Terrace in the River Ridge community, this riverfront home offers year-round water and mountain views in a setting known for scenic, well-maintained mountain living. Built in 1994 and thoughtfully updated throughout, the home offers nearly 3,000 square feet of inviting space designed to keep nature front and center. Expansive windows draw in natural light and frame the river and mountain backdrop, creating a constant connection to the outdoors. A wrap-around porch and covered front deck provide ideal spaces for morning coffee, quiet afternoons, and evenings spent listening to the water below. The updated kitchen flows comfortably into both breakfast and dining areas, making everyday living and entertaining feel effortless. A wood-burning fireplace anchors the main level, adding warmth and character during cooler mountain seasons. Bedrooms are thoughtfully positioned on each level—including a private owner's suite in the upper loft—offering flexibility and privacy. The finished basement expands the living space with an entertainment area, additional bedroom, and bath, creating an ideal setup for guests or extended stays. River Ridge is often associated with upscale, scenic mountain living, and this location places you just minutes from downtown Murphy, Erlanger Western Carolina Hospital, and the renowned John C. Campbell Folk School. Outdoor recreation is woven into daily life here—whether fishing, kayaking, floating the Hiawassee, or exploring nearby hiking and biking trails. For evenings out, Harrah's Cherokee Valley River Casino is just a short drive away. Properties that offer year-round mountain and river views, updated interiors, and a location this convenient to town are increasingly hard to find. Here, the setting does more than surround you—it defines the way you live.
144 River Watch Ter, Murphy, NC 28906 is a 3 bedroom, 3 bathroom, 2,961 sqft single-family home built in 1994. It last sold for the $450,000 asking price on Apr 6, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $438,500, with a rent estimate of $2,276/month.
Last check for updates: about 12 hours ago
Listed by The Mountain Life Team, (706) 745-3123
Keller Williams Elevate
Jocelyn Davenport, (706) 897-1720
Keller Williams Elevate
Bought with: Non NON-MLS MEMBER, 111-1111 x1, NON-MLS OFFICE
Source: NGBOR, MLS#424898

Home Details for 144 River Watch Ter

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2961 Square Feet
Appliances & Utilities
Appliances: Refrigerator, Cooktop, Oven, DishwasherDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated WindowsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or MoreFloors: Carpet, Luxury Vinyl
View
Has a ViewView: Mountain(s), Year Round, River

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Front Porch, CoveredOther Structures: Workshop
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas Open ParkingParking Spaces: 2Parking: Garage,Driveway,Gravel
Frontage
WaterfrontWaterfront: River FrontFrontage Type: RiverRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Hiawassee River, Hiawassee River
Surface & Elevation
Topography: Steep

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Traditional,Country,Cottage
Building
Construction Materials: Frame, Block, Vinyl SidingNot a New Construction
Property Information
Condition: ResaleParcel Number: 551103221088000

Price & Status

Price
List Price: $450,000Price Per Sqft: $152/sqft

Active Status

MLS Status: Sold

Location

Direction & Address
City: MurrayCommunity: River Ridge

Building

Building Area
Building Area: 2961 Square Feet

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $1,040/Annually

Lot Information

Lot Area: 1.74 Acres

Miscellaneous

BasementMls Number: 424898Water ViewWater View: RiverAttribution Contact: 7066238186

Price and Tax history

DateEventPrice
Apr 6, 2026
Source: NGBOR #424898
Sold
$450,000
Feb 24, 2026
Source: NGBOR #424898
Pending
$450,000
Feb 12, 2026
Source: NGBOR #424898
Listed For Sale
$450,000
Jul 19, 2024
Source: N/A
Sold
$300,000

Market trends in Murphy

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$309K
$1.73KMoM
Sale-to-List Price
96.6%
0.4%MoM
Price per sq ft
$202
$3MoM
Available listings
354
4MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 80 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
    Flag
  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

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Frequently asked questions about 144 River Watch Ter

  • What is 144 River Watch Ter estimated to be worth?
    Trulia's estimated value for 144 River Watch Ter in Murphy, NC is $438,500.
  • What is the price history for 144 River Watch Ter?
    144 River Watch Ter in Murphy, NC last sold for $450,000 in April 2026.
  • Is Murphy a buyer's or seller's market?
    Murphy is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Murphy?
    The median sale price in Murphy is $309K. That is up $1.73K from the prior month.
  • Does 144 River Watch Ter have air conditioning?
    Yes, 144 River Watch Ter in Murphy, NC has air conditioning.
  • Does 144 River Watch Ter have laundry facilities?
    Yes, 144 River Watch Ter in Murphy, NC has laundry facilities.

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