704 Ridge Rd, Waterloo, IL 62298
Property image
Property image
NEW
COMING SOON
Listed by Caleb A Davis, Keller Williams Marquee, (618) 401-8198

$300,000

  • 2 Beds
  • 3 Baths
  • 1,681 sqft

704 Ridge Rd, Waterloo, IL 62298

Est. Mortgage $2,154/mo*
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Home Highlights

Condo
Built in 2002
$178/sqft
Attached Garage

Local Information

  • Map ViewExplore the area around 704 Ridge Rd.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this spacious 2-bedroom, 3-bath condo offering an open floor plan, plenty of natural light, and room to spread out! Both bedrooms feature private en-suite bathrooms, while the primary suite offers two separate vanities and large walk-in closets for added storage and convenience.

The open main living area is filled with natural light from oversized windows and flows seamlessly into the kitchen, featuring a walk-in pantry, abundant cabinet space, and appliances that stay with the home.

The partially finished basement provides additional living space with plenty of possibilities for a family room, home office, workout area, or entertaining space. Walk directly outside to the covered patio and fenced-in backyard, perfect for relaxing or enjoying some fresh air.

With generous storage, a functional layout, and comfortable living spaces throughout, this condo is ready to welcome its next owner. Schedule your showing today!

Buyer to independently verify all MLS information, including but not limited to square footage, room measurements, lot size, taxes, and school district.

Home Details for 704 Ridge Rd

Interior Features

Interior Details
Basement: Partially Finished,Full,Walk-Out AccessNumber of Rooms: 8
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1681 Square Feet
Appliances & Utilities
Utilities: Electricity Available, Sewer Connected, Water AvailableAppliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, WasherDishwasherDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living RoomHas a Fireplace
Gas & Electric
Electric: AmerenHas Electric on Property
Levels, Entrance, & Accessibility
Levels: One

Exterior Features

Exterior Home Features
Patio / Porch: Deck, PatioFencing: Full, Privacy
Parking & Garage
No CarportHas a GarageHas an Attached GarageParking: Garage Attached
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1691 Square Feet

Days on Market

Days on Market: 1

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: CondominiumArchitecture: Ranch
Building
Construction Materials: Brick Veneer, Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0820301010101

Price & Status

Price
List Price: $300,000Price Per Sqft: $178

Active Status

MLS Status: Coming Soon

Location

Direction & Address
City: WaterlooCommunity: East Ridge
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26061263

Building

Building Area
Building Area: 1681 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 6534 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: 26061263Above Grade Unfinished Area: 1691Showing Requirements: Combination Lock Box, Vacant

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4
MoM

Home Value

Trulia Estimate
$291K
Since last month
Decreased$9K (-3.1%)
Since last year
Decreased$24K (-7.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +31% in the last 10 years
MonthEstimated value
2026
September 2026$282K
August 2026$291K
July 2026$292K
June 2026$307K
May 2026$306K
April 2026$311K
March 2026$318K
February 2026$309K
January 2026$305K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.17
Condo
$320,000
03/26/26
2
3
2,512
2.06
Condo
$275,000
10/10/25
3
3
2,318

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.17
$320,000
2
3
2,512
Recently Sold
0.17
$363,500
3
3
2,547
Off Market
0.18
$305,000
3
3
2,464
Recently Sold
0.20
$316,900
2
2.5
1,628
Off Market
0.27
$330,200
2
2
1,675
Off Market
0.30
$75,000
-
-
-
Recently Sold
0.27
$651,300
Studio
-
4,191
Off Market
0.32
-
-
-
-
Off Market
0.37
$740,100
4
3.5
5,818
Off Market
0.35
$579,800
3
2.5
2,232
Off Market
0.40
$617,500
4
3.5
5,124
Recently Sold

Price and Tax history

YearProperty taxTax assessment
2025
$5,064
$280,620
Home facts updated by county records

LGBTQ Local Legal Protections

Caleb A Davis, Keller Williams Marquee
Agent Phone: (618) 401-8198
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 704 Ridge Rd

  • What is the estimated monthly payment for 704 Ridge Rd?
    Based on a $300,000 list price with 20% down at today's rates, the estimated monthly payment for 704 Ridge Rd in Waterloo, IL is approximately $2,176 (about $1,676 principal & interest, $425 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Waterloo, IL.
  • What are the closest schools to 704 Ridge Rd?
    The closest schools to 704 Ridge Rd in Waterloo, IL are Gardner Elementary School (rated 6/10), Rogers Elementary School (rated 10/10), W J Zahnow Elementary School (Pre-K).
  • Does 704 Ridge Rd have air conditioning?
    Yes, 704 Ridge Rd in Waterloo, IL has air conditioning.
  • Does 704 Ridge Rd have laundry facilities?
    Yes, 704 Ridge Rd in Waterloo, IL has in-unit laundry.
704 Ridge Rd, Waterloo, IL 62298 is a 2 bedroom, 3 bathroom, 1,681 sqft condo built in 2002. This property is currently available for sale and was listed by MARIS on Sep 25, 2026. The MLS # for this home is MLS# 26061263.