814 Ridge Rd, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Mandy McGuire, Keller Williams Pinnacle, (618) 281-0200 . Bought with Coldwell Banker Brown Realtors

814 Ridge Rd
Waterloo, IL 62298

  • 4 Beds
  • 3.5 Baths
  • 5,818 sqft (on 0.56 acres)

$736,300

Trulia Estimate
as of Aug 25, 2026
Est. Refi. Payment $4,888/mo*

$736,300

Trulia Estimate
as of Aug 25, 2026
Est. Refi. Payment $4,888/mo*
4 Beds
3.5 Baths
5,818 sqft
(on 0.56 acres)

Home Value

Trulia Estimate
$736K
Since last month
Increased$10K (+1.4%)
Since last year
Decreased$48K (-6.2%)
Since last sale
Decreased$54K (-6.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +59% in the last 10 years
MonthEstimated value
2026
August 2026$736K
July 2026$726K
June 2026$742K
May 2026$729K
April 2026$724K
March 2026$720K
February 2026$786K
January 2026$784K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$617,500
07/31/26
4
3.5
5,124
0.45
Single-Family Home
$525,000
03/19/26
5
3.5
3,399
0.60
Single-Family Home
$675,000
05/08/26
4
3.5
3,950
0.50
Single-Family Home
$250,000
05/27/26
3
2.5
3,570
0.48
Single-Family Home
$477,000
08/14/26
4
2.5
2,769
0.57
Single-Family Home
$325,000
11/07/25
4
2.5
2,697
0.73
Single-Family Home
$440,000
08/07/26
4
3.5
2,100
1.19
Single-Family Home
$830,000
12/01/25
4
2.5
2,893

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$617,500
4
3.5
5,124
Recently Sold
0.13
$833,200
4
5
5,425
Off Market
0.46
$234,900
-
-
-
Recently Sold
0.41
$331,700
-
-
-
Recently Sold
0.48
$477,000
4
2.5
2,769
Recently Sold
0.47
$320,000
2
3
2,512
Recently Sold
0.48
$363,900
3
3
2,547
Off Market
0.45
$525,000
5
3.5
3,399
Recently Sold
0.46
$394,900
3
2
2,619
For Sale
0.48
$401,900
4
2.5
3,473
Off Market
0.52
$305,000
3
3
2,464
Recently Sold

Local Information

  • Map ViewExplore the area around 814 Ridge Rd.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2005
Lot Size
0.56 acres
Living Area
5,818 sqft
Price/Sqft
$127
Parking
4 Car Garage

About this House

Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling millwork & built-ins. Expansive Great rm offers beamed ceiling, atrium windows, fireplace, Red Oak hardwood floors.The Chef's kitchen is impresses w/custom cabinetry, granite, travertine backsplash, large island, & built-in appliances all flowing into the grand hearth rm. Complete w/stone fireplace, a breathtaking wood & Beam breakfast nook, overlooking the peaceful backyard. Main lvl Primary includes custom ceiling, amber lighting, 2X closets, luxurious en suite w/walk-in shower, jetted tub, etc. 2nd story includes a loft/flex space, 2 oversized bedrms w/large walk-in closets, full bath w/dual vanity private tub/shower area. You'll find the lower lvl features a home gym, family rm w/stone fireplace, built-ins, game/rec rm w/pool table, large 4Th bedrm, full bath, & ample storage. Embrace every detail of this stunning inground pool w/jets, sun deck, fountain, a pergola, fire pit, a tranquil koi pond w/waterfall. Luxury, privacy, & craftsmanship, this estate truly has it all!
814 Ridge Rd, Waterloo, IL 62298 is a 4 bedroom, 4 bathroom, 5,818 sqft single-family home built in 2005. It last sold for the $789,900 asking price on Sep 23, 2025. It is currently off market. The Trulia Estimate is $736,300, with a rent estimate of $3,660/month.

Home Details for 814 Ridge Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Concrete,Partially Finished,Full,Sleeping Area,Storage Space,Walk-Out AccessNumber of Rooms: 14Types of Rooms: Primary Bedroom, Bedroom, Primary Bathroom, Bathroom, Breakfast Room, Dining Room, Exercise Room, Family Room, Hearth Room, Kitchen, Laundry, Living Room, Loft, Office, Other, Recreation Room
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 5818 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water ConnectedAppliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Double Oven, Oven, Gas Water Heater, Bar FridgeDishwasherDisposalLaundry: Laundry Room,Main Level,SinkMicrowave
Heating & Cooling
Heating: Dual Fuel/Off Peak,Natural Gas,ZonedHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,Dual,Electric,ZonedHas HeatingHeating Fuel: Dual Fuel Off Peak
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Basement, Dining Room, Family Room, Living Room, Stone, Wood BurningHas a Fireplace
Gas & Electric
Electric: 440 VoltsHas Electric on Property
Windows, Doors, Floors & Walls
Window: Insulated Windows, Plantation Shutters, ShuttersDoor: French Doors, Panel Door(s)Flooring: Carpet, Ceramic Tile, Hardwood, Wood
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Carpet, Ceramic Tile, Hardwood, Wood
Security
Security: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Covered, Deck, Front Porch, Patio, PorchFencing: Back Yard, Brick, Fenced, Gate, Wrought IronExterior: Fire Pit, Lighting, Private Yard, Rain GuttersFoundation: Concrete PerimeterHas a Private PoolPatio
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 4Parking: Attached,Concrete,Driveway,Enclosed,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Inside Entrance,Kitchen Level,Lighted,Off Street
Pool
Pool: Fenced, Fiberglass, In Ground, Outdoor Pool, Pool Cover, PrivatePool
Frontage
Road Frontage: City StreetRoad Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Frontage Length: 150'
Finished Area
Finished Area (above surface): 3740 Square FeetFinished Area (below surface): 2078

Days on Market

Cumulative Days on Market: 46

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional
Building
Building: Basement, Bathrooms, Kitchen Facilities, Lighting, Patio, Pool, StorageConstruction Materials: Brick, Stone, Vinyl SidingNot a New ConstructionNot Attached PropertyDoes Not Include Home Warranty
Property Information
Condition: Updated/RemodeledIncluded in Sale: Personal PropertyParcel Number: 0820317014000

Price & Status

Price
List Price: $789,900
Status Change & Dates
Off Market Date: Tue Sep 23 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: East Rdg Add 09
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 5818 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 0.56 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25053972Above Grade Unfinished Area: 3740Showing Requirements: Appointment Only, Lockbox, Occupied, Showing Service, Sign

Price and Tax history

DateEventPrice
Sep 23, 2025
Source: MARIS #25053972
Sold
$790,000
Aug 13, 2025
Source: MARIS #25053972
Contingent
$789,900
Aug 8, 2025
Source: MARIS #25053972
Listed For Sale
$789,900
Jul 12, 2025
Source: N/A
ListingRemoved
Jun 27, 2025
Source: N/A
PriceChange
$849,000
Price decreased by 6%

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5K
MoM
Sale-to-List Price
—
Price per sq ft
$165
$2
MoM
Available listings
45
14
MoM

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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Frequently asked questions about 814 Ridge Rd

  • What is 814 Ridge Rd estimated to be worth?
    Trulia's estimated value for 814 Ridge Rd in Waterloo, IL is $736,300.
  • What is the price history for 814 Ridge Rd?
    814 Ridge Rd in Waterloo, IL last sold for $790,000 in September 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 814 Ridge Rd have air conditioning?
    Yes, 814 Ridge Rd in Waterloo, IL has air conditioning.
  • Does 814 Ridge Rd have a pool?
    Yes, 814 Ridge Rd in Waterloo, IL has a pool.

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