823 Ridge Rd, Waterloo, IL 62298
UNDER CONTRACT
3D VIEW
0.49 ACRES
Listed by Angela D Welge, RE/MAX Preferred, (618) 624-2111

823 Ridge Rd
Waterloo, IL 62298

  • 4 Beds
  • 3.5 Baths
  • 5,124 sqft (on 0.49 acres)

$637,000

Est. Mortgage $4,171/mo*

$637,000

Est. Mortgage $4,171/mo*
4 Beds
3.5 Baths
5,124 sqft
(on 0.49 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Imagine ending your day with golf course views, a movie in your private theater, and a relaxing soak in your spa-inspired primary suite. Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for.

Home Highlights

Parking
Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$124
Listed
24 days ago

Home Details for 823 Ridge Rd

Active Status

MLS Status: Active Under Contract

Interior Features

Interior Details
Basement: Concrete,Partially Finished,Full,Sleeping Area,Walk-Out AccessNumber of Rooms: 9Wet Bar
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 3
Dimensions and Layout
Living Area: 5124 Square Feet
Appliances & Utilities
Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Oven, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 3Fireplace: Basement, Bedroom, Gas, Gas Log, Living RoomHas a Fireplace
Gas & Electric
Electric: Single Phase
Windows, Doors, Floors & Walls
Flooring: Tile, Wood
Levels, Entrance, & Accessibility
Levels: OneFloors: Tile, Wood
View
Has a ViewView: Golf Course

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Deck, PatioFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageParking Spaces: 3Parking: Attached,Garage Door Opener,Garage Faces Side
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2826 Square FeetFinished Area (below surface): 2298

Days on Market

Cumulative Days on Market: 20Days on Market: 24

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Brick, Vinyl SidingNot a New ConstructionNot Attached PropertyDoes Not Include Home Warranty
Property Information
Condition: Updated/RemodeledParcel Number: 0820317006000

Price & Status

Price
List Price: $637,000Price Per Sqft: $124
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: East Ridge
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26031303

Building

Building Area
Building Area: 5124 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 0.49 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

BasementMls Number: 26031303Zillow Contingency Status: Under ContractAbove Grade Unfinished Area: 2826Showing Requirements: Appointment Only, Occupied, Showing Service
Last check for updates: about 2 hours ago
Listing Provided by: Angela D Welge, (618) 550-9060
RE/MAX Preferred
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26031303
Also Listed on MARIS.

Market trends in Waterloo

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$331K
Sale-to-List Price
Price per sq ft
$178
Available listings
48
13
MoM

Price History for 823 Ridge Rd

DatePriceEventSource
06/08/2026$637,000ContingentMARIS #26031303
05/20/2026$637,000Listed For SaleMARIS #26031303
11/20/2020$452,000Sold
MARIS #20063692
09/04/2020$445,900PendingAgent Provided
08/31/2020$445,900Listed For SaleAgent Provided
07/02/2020$445,900ListingRemovedAgent Provided
09/19/2019$445,900Listed For SaleAgent Provided
05/08/2019$439,900ListingRemovedAgent Provided
01/06/2019$439,900PriceChange
Agent Provided
08/13/2018$449,500PriceChange
Agent Provided
07/15/2018$419,900PriceChange
N/A
06/12/2018$439,900PriceChange
N/A
03/12/2018$455,000PriceChange
Agent Provided
01/21/2018$449,900Listed For SaleN/A
11/01/2017$459,900ListingRemovedAgent Provided
09/28/2017$459,900PriceChange
Agent Provided
07/24/2017$465,900PriceChange
Agent Provided
06/14/2017$479,000Listed For SaleAgent Provided

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Property Tax and Assessment

Year2024
Tax$10,258
Assessment$509,340
Home facts updated by county records

Comparable Sales for 823 Ridge Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$790,000
09/23/25
4
3.5
5,818
0.40
Single-Family Home
$525,000
03/19/26
5
3.5
3,399
0.45
Single-Family Home
$250,000
05/27/26
3
2.5
3,570
0.52
Single-Family Home
$325,000
11/07/25
4
2.5
2,697
0.61
Single-Family Home
$410,000
07/16/25
5
3.5
3,333
0.49
Single-Family Home
$355,000
06/23/25
3
3
2,547
0.56
Single-Family Home
$675,000
05/08/26
4
3.5
3,950
0.56
Single-Family Home
$337,000
07/16/25
3
3
2,045
0.78
Single-Family Home
$315,000
07/11/25
3
3
2,437
0.52
Single-Family Home
$337,000
07/11/25
3
2
1,880

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 823 Ridge Rd.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

LGBTQ Local Legal Protections

Angela D Welge, RE/MAX Preferred
Agent Phone: (618) 550-9060
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information
823 Ridge Rd, Waterloo, IL 62298 is a 4 bedroom, 4 bathroom, 5,124 sqft single-family home built in 2002. This property is currently available for sale and was listed by MARIS on May 20, 2026. The MLS # for this home is MLS# 26031303.