Listed by Angela D Welge, RE/MAX Preferred, (618) 550-9060 . Bought with Keller Williams Pinnacle
$617,500
- 4 Beds
- 3.5 Baths
- 5,124 sqft (on 0.49 acres)
823 Ridge Rd, Waterloo, IL 62298
Est. Refi. Payment $4,223/mo*
Refinance Your HomeCurrently Off Market - Sold Jul 31, 2026 for $617,500 (2% below list price)
Home Value
Trulia Estimate
$618KSince last month
Increased$7K (+1.1%)Since last year
Increased$50K (+8.7%)Since last sale
Increased$900 (+0.1%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +63% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $618K |
| August 2026 | $617K |
| July 2026 | $612K |
| June 2026 | $618K |
| May 2026 | $630K |
| April 2026 | $579K |
| March 2026 | $574K |
| February 2026 | $566K |
| January 2026 | $553K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.05 | Single-Family Home | $790,000 | 09/23/25 | 4 | 3.5 | 5,818 | |
0.40 | Single-Family Home | $525,000 | 03/19/26 | 5 | 3.5 | 3,399 | |
0.45 | Single-Family Home | $433,000 | 08/13/26 | 3 | 2.5 | 3,570 | |
0.56 | Single-Family Home | $675,000 | 05/08/26 | 4 | 3.5 | 3,950 | |
0.52 | Single-Family Home | $325,000 | 11/07/25 | 4 | 2.5 | 2,697 | |
0.68 | Single-Family Home | $440,000 | 08/07/26 | 4 | 3.5 | 2,100 | |
0.53 | Single-Family Home | $477,000 | 08/14/26 | 4 | 2.5 | 2,769 | |
0.55 | Single-Family Home | $305,000 | 06/08/26 | 3 | 3 | 2,464 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.06 | $745,200 | 4 | 3.5 | 5,818 | Off Market | |
0.11 | $829,600 | 4 | 5 | 5,425 | Off Market | |
0.37 | $331,700 | - | - | - | Recently Sold | |
0.40 | $525,000 | 5 | 3.5 | 3,399 | Recently Sold | |
0.42 | $401,500 | 4 | 2.5 | 3,473 | Off Market | |
0.45 | $433,000 | 3 | 2.5 | 3,570 | Recently Sold | |
0.48 | $320,000 | 2 | 3 | 2,512 | Recently Sold | |
0.51 | $234,900 | - | - | - | Recently Sold | |
0.49 | $330,800 | 3 | 2 | 1,852 | Off Market | |
0.52 | $180,000 | - | - | - | Recently Sold | |
0.49 | $362,800 | 3 | 3 | 2,547 | Off Market |
Local Information
-- mins to
Home Highlights
Single-Family Home
Built in 2002
0.49 acre lot
5,124 sqft
$121/sqft
Garage
About this House
Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one.
823 Ridge Rd, Waterloo, IL 62298 is a 4 bedroom, 4 bathroom, 5,124 sqft single-family home built in 2002. It last sold for $617,500 on Jul 31, 2026 (2% below the $629,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $617,500, with a rent estimate of $4,201/month.
Home Details for 823 Ridge Rd
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MLS Status: Closed |
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Interior Details Basement: Concrete,Partially Finished,Full,Sleeping Area,Walk-Out AccessNumber of Rooms: 14Wet Bar |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 3 |
Dimensions and Layout Living Area: 5124 Square Feet |
Appliances & Utilities Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Oven, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Number of Fireplaces: 3Fireplace: Basement, Bedroom, Gas, Gas Log, Living RoomHas a Fireplace |
Gas & Electric Electric: Single Phase |
Windows, Doors, Floors & Walls Flooring: Tile, Wood |
Levels, Entrance, & Accessibility Levels: OneFloors: Tile, Wood |
View Has a ViewView: Golf Course |
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Exterior Home Features Roof: Architectural ShinglePatio / Porch: Deck, PatioFoundation: Concrete Perimeter |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageParking Spaces: 3Parking: Attached,Garage Door Opener,Garage Faces Side |
Pool Pool: None |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 2826 Square FeetFinished Area (below surface): 2298 |
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Cumulative Days on Market: 73 |
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Year Built Year Built: 2002 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Brick, Vinyl SidingNot a New ConstructionNot Attached PropertyDoes Not Include Home Warranty |
Property Information Condition: Updated/RemodeledParcel Number: 0820317006000 |
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Price List Price: $629,900Price Per Sqft: $121/sqft |
Status Change & Dates Off Market Date: Fri Jul 31 2026Possession Timing: Close Of Escrow |
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Direction & Address City: WaterlooCommunity: East Ridge |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 5124 Square Feet |
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Not Senior Community |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 0.49 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, VA Loan |
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BasementMls Number: 26031303Above Grade Unfinished Area: 2826Showing Requirements: Appointment Only, Occupied, Showing Service |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jul 31, 2026 Source: MARIS #26031303 | Sold | $617,500 |
Jul 18, 2026 Source: MARIS #26031303 | Contingent | $629,900 |
Jul 17, 2026 Source: MARIS #26031303 | PriceChange | $629,900 Price decreased by 1% |
Jun 22, 2026 Source: MARIS #26031303 | PendingToActive | $637,000 |
Jun 8, 2026 Source: MARIS #26031303 | Contingent | $637,000 |
May 20, 2026 Source: MARIS #26031303 | Listed For Sale | $637,000 |
Nov 20, 2020 Source: MARIS #20063692 | Sold | $452,000 |
Sep 4, 2020 Source: Agent Provided | Pending | $445,900 |
Aug 31, 2020 Source: Agent Provided | Listed For Sale | $445,900 |
Jul 2, 2020 Source: Agent Provided | ListingRemoved | $445,900 |
Sep 19, 2019 Source: Agent Provided | Listed For Sale | $445,900 |
May 8, 2019 Source: Agent Provided | ListingRemoved | $439,900 |
Jan 6, 2019 Source: Agent Provided | PriceChange | $439,900 Price decreased by 2% |
Aug 13, 2018 Source: Agent Provided | PriceChange | $449,500 Price increased by 7% |
Jul 15, 2018 Source: N/A | PriceChange | $419,900 Price decreased by 5% |
Jun 12, 2018 Source: N/A | PriceChange | $439,900 Price decreased by 3% |
Mar 12, 2018 Source: Agent Provided | PriceChange | $455,000 Price increased by 1% |
Jan 21, 2018 Source: N/A | Listed For Sale | $449,900 |
Nov 1, 2017 Source: Agent Provided | ListingRemoved | $459,900 |
Sep 28, 2017 Source: Agent Provided | PriceChange | $459,900 Price decreased by 1% |
Jul 24, 2017 Source: Agent Provided | PriceChange | $465,900 Price decreased by 3% |
Jun 14, 2017 Source: Agent Provided | Listed For Sale | $479,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2024 | $10,258 | $509,340 |
Home facts updated by county records
Market trends in Waterloo
Last updated August 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
41
4MoM
Around this home
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
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Frequently asked questions about 823 Ridge Rd
- What is 823 Ridge Rd estimated to be worth?Trulia's estimated value for 823 Ridge Rd in Waterloo, IL is $617,500.
- What is the price history for 823 Ridge Rd?823 Ridge Rd in Waterloo, IL last sold for $617,500 in July 2026.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What do residents say about Waterloo?Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
- Does 823 Ridge Rd have air conditioning?Yes, 823 Ridge Rd in Waterloo, IL has air conditioning.
- Does 823 Ridge Rd have laundry facilities?Yes, 823 Ridge Rd in Waterloo, IL has in-unit laundry.

