Listed by JoAnn M Meier, RE/MAX First Choice, (618) 939-6003
404 S Main St
Waterloo, IL 62298
3 Beds
2 Baths
1,484 sqft (on 0.39 acres)
3 Beds
2 Baths
1,484 sqft
(on 0.39 acres)
Home Highlights
Outdoor
Deck
Climate Control
Heating & Cooling
Price/Sqft
$154
Listed
3 days ago
Local Information
- Map ViewExplore the area around 404 S Main St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
Description
Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings.
Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point.
The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes.
Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace.
Major exterior improvements include a new roof and a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come.
If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point.
The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes.
Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace.
Major exterior improvements include a new roof and a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come.
If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
Home Details for 404 S Main St
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MLS Status: Coming Soon |
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Interior Details Basement: Cellar,Crawl SpaceNumber of Rooms: 8Types of Rooms: Primary Bedroom, Bathroom, Bathroom 2, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 1484 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Microwave, Gas Oven, Free-Standing Gas Range, Refrigerator, Water HeaterDishwasherDisposalMicrowaveRefrigerator |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Number of Fireplaces: 1Has a Fireplace |
Gas & Electric Electric: Single PhaseHas Electric on Property |
Windows, Doors, Floors & Walls Flooring: Carpet, Laminate |
Levels, Entrance, & Accessibility Levels: OneFloors: Carpet, Laminate |
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Exterior Home Features Patio / Porch: DeckFencing: None |
Parking & Garage No CarportNo Garage |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 1484 Square Feet |
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Days on Market: 3 |
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Year Built Year Built: 1908 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Vinyl SidingDoes Not Include Home Warranty |
Property Information Parcel Number: 0725434003000 |
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Price List Price: $228,500Price Per Sqft: $154 |
Status Change & Dates Possession Timing: See Remarks, Subject To Tenant Rights |
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Direction & Address City: WaterlooCommunity: Rose & Omelveneys Add |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Listing Agent Listing ID: 26045645 |
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Building Area Building Area: 1484 Square Feet |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 0.39 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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Mls Number: 26045645Above Grade Unfinished Area: 1484Showing Requirements: Appointment Only, Call Listing Agent, List Agent Accompany, Occupied |
Last check for updates: about 3 hours ago
Listing Provided by: JoAnn M Meier, (618) 779-4624
RE/MAX First Choice
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26045645
Also Listed on MARIS.
Market trends in Waterloo
Last updated June 2026
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
Price History for 404 S Main St
| Date | Price | Event | Source |
|---|---|---|---|
| 02/10/2021 | ListingRemoved | Zillow Rental Manager | |
| 02/08/2021 | $1,300 | Listed For Rent | Zillow Rental Manager |
| 12/28/2020 | ListingRemoved | N/A | |
| 12/03/2020 | $1,200 | Listed For Rent | N/A |
| 07/06/2019 | $134,900 | ListingRemoved | Agent Provided |
| 06/15/2019 | $134,900 | Pending | Agent Provided |
| 05/14/2019 | $134,900 | Listed For Sale | Agent Provided |
| 03/08/2019 | $136,900 | ListingRemoved | Agent Provided |
| 03/02/2019 | $136,500 | PriceChange | N/A |
| 11/05/2018 | $136,900 | Listed For Sale | Agent Provided |
| 02/08/2007 | $125,000 | Sold | N/A |
| 03/01/2006 | $89,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $2,629 |
| Assessment | $126,180 |
Home facts updated by county records
Comparable Sales for 404 S Main St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.13 | Single-Family Home | $250,000 | 12/15/25 | 3 | 1.5 | 1,110 | |
0.14 | Single-Family Home | $130,000 | 09/25/25 | 2 | 2 | 1,086 | |
0.24 | Single-Family Home | $230,000 | 05/07/26 | 3 | 2 | 1,829 | |
0.16 | Single-Family Home | $166,000 | 07/14/26 | 2 | 2 | 1,410 | |
0.04 | Single-Family Home | $220,000 | 08/15/25 | 2 | 1.5 | 1,316 | |
0.22 | Single-Family Home | $215,000 | 07/17/26 | 3 | 2 | 1,344 | |
0.45 | Single-Family Home | $228,000 | 06/01/26 | 3 | 2 | 1,318 | |
0.33 | Single-Family Home | $385,000 | 10/23/25 | 3 | 2 | 1,864 | |
0.59 | Single-Family Home | $167,500 | 04/02/26 | 3 | 1.5 | 1,408 | |
0.42 | Single-Family Home | $269,000 | 04/03/26 | 3 | 2 | 1,332 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
OFF MARKETMiller & Associates of Waterloo
OFF MARKETTammy Mitchell Hines & Co.
OFF MARKETKeller Williams Pinnacle
Assigned Schools
These are the assigned schools for 404 S Main St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review11y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review1y ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 404 S Main St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
JoAnn M Meier, RE/MAX First Choice
Agent Phone: (618) 779-4624
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404 S Main St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,484 sqft single-family home built in 1908. This property is currently available for sale and was listed by MARIS on Jul 17, 2026. The MLS # for this home is MLS# 26045645.