523 Mary Dr, Waterloo, IL 62298
Property image
Property image
FOR SALE
NEW
OPEN SUN, 12-2PM
Listed by Sam Row, Keller Williams Pinnacle, (618) 972-6030

$264,900

  • 3 Beds
  • 2 Baths
  • 2,080 sqft

523 Mary Dr, Waterloo, IL 62298

Est. Mortgage $1,833/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 1983
$127/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 523 Mary Dr.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this charming 3-bedroom, 2-bath home located in the Waterloo School District! Full of warmth and character, this inviting home offers abundant natural light, beautiful wood details, and plenty of space to make your own. The spacious living room is a standout with its impressive exposed beams, wood-accent ceiling, and cozy fireplace—the perfect place to relax or gather with family and friends. A separate dining room provides a dedicated space for meals and entertaining, while the spacious kitchen offers abundant cabinetry and workspace. Both bathrooms continue the home’s unique character with beautiful wood-accent ceilings. Upstairs, you’ll find a versatile bonus room perfect for a home office, craft room, playroom, or additional hangout space. The partially finished basement provides even more usable space and possibilities. Outside, enjoy attractive landscaping, a level backyard, and a stamped patio ready for summer cookouts and entertaining. With its cozy feel, charming architectural details, functional layout, and flexible living spaces, this Waterloo home is one you won’t want to miss!

Open House

Sunday, September 13
12:00 PM to 2:00 PM

Home Details for 523 Mary Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Partially FinishedNumber of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom, Bathroom, Bonus Room, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2080 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Gas Oven, RefrigeratorLaundry: In BasementRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living RoomNo Fireplace
Gas & Electric
Electric: OtherHas Electric on Property
Windows, Doors, Floors & Walls
Door: Panel Door(s)Flooring: Carpet, Hardwood, Luxury Vinyl
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Carpet, Hardwood, Luxury Vinyl
View
View: None

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: PatioFencing: NoneOther Structures: NoneExterior: Private YardFoundation: Concrete PerimeterNo Private PoolPatio
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Concrete,Garage
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1190 Square FeetFinished Area (below surface): 890

Days on Market

Days on Market: 1

Property Information

Year Built
Year Built: 1983
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Building: PatioConstruction Materials: Vinyl SidingNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 0725382044000

Price & Status

Price
List Price: $264,900Price Per Sqft: $127
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Lakeview Estates 1st Add
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26058278

Building

Building Area
Building Area: 2080 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 9496.08 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 26058278Above Grade Unfinished Area: 1190Showing Requirements: Appointment Only

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Home Value

Trulia Estimate
$256K
Since last month
Increased$26K (+11.2%)
Since last year
Increased$50K (+24.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +86% in the last 10 years
MonthEstimated value
2026
September 2026$256K
August 2026$226K
July 2026$230K
June 2026$231K
May 2026$233K
April 2026$216K
March 2026$214K
February 2026$205K
January 2026$207K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
503 Mary Dr, Waterloo, IL
0.15
Single-Family Home
$300,000
12/23/25
3
2
1,900
497 Mary Dr, Waterloo, IL
0.21
Single-Family Home
$324,900
04/03/26
3
2
1,640
511 Mary Dr, Waterloo, IL
0.09
Single-Family Home
$277,500
11/07/25
4
3
1,832
707 S Library St, Waterloo, IL
0.18
Single-Family Home
$269,000
04/03/26
3
2
1,332
627 Mark Dr, Waterloo, IL
0.13
Single-Family Home
$228,000
06/01/26
3
2
1,318
409 Hartmann Ln, Waterloo, IL
0.06
Single-Family Home
$297,000
11/10/25
3
2
1,318
409 Hartman Ln, Waterloo, IL
0.06
Single-Family Home
$290,000
07/09/26
3
2
1,318
621 Hartman Ln, Waterloo, IL
0.29
Single-Family Home
$300,000
10/03/25
3
2
1,530
608 Katie Dr, Waterloo, IL
0.29
Single-Family Home
$337,500
07/13/26
2
2
2,134

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
524 Paul Dr, Waterloo, IL 62298
0.03
$329,000
3
2.5
2,271
Off Market
524 Mary Dr, Waterloo, IL 62298
0.04
$318,900
3
3
2,104
Off Market
409 Hartman Ln, Waterloo, IL 62298
0.06
$290,000
3
2
1,318
Recently Sold
409 Hartmann Ln, Waterloo, IL 62298
0.06
$290,000
3
2
1,318
Off Market
421 Hartmann Ln, Waterloo, IL 62298
0.07
$370,000
4
3
3,014
Recently Sold
511 Mary Dr, Waterloo, IL 62298
0.09
$277,600
4
3
1,832
Off Market
627 Mark Dr, Waterloo, IL 62298
0.13
$228,000
3
2
1,318
Recently Sold
513 Matthews Ln, Waterloo, IL 62298
0.14
$423,300
3
2.5
3,114
Off Market
707 S Library St, Waterloo, IL 62298
0.18
$269,000
3
2
1,332
Recently Sold
503 Mary Dr, Waterloo, IL 62298
0.15
$300,000
3
2
1,900
Recently Sold
505 Hartman Ln, Waterloo, IL 62298
0.15
$225,200
3
1
1,377
Off Market

Price and Tax history

DateEventPrice
Sep 11, 2026
Source: MARIS #26058278
Listed For Sale
$264,900

LGBTQ Local Legal Protections

Sam Row, Keller Williams Pinnacle
Agent Phone: (618) 972-6030
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 523 Mary Dr

  • What is the estimated monthly payment for 523 Mary Dr?
    Based on a $264,900 list price with 20% down at today's rates, the estimated monthly payment for 523 Mary Dr in Waterloo, IL is approximately $1,882 (about $1,432 principal & interest, $375 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 523 Mary Dr compare to homes in Waterloo?
    523 Mary Dr in Waterloo, IL is listed at $264,900, about 10% below the $293K median sale price in Waterloo.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Waterloo, IL.
  • What are the closest schools to 523 Mary Dr?
    The closest schools to 523 Mary Dr in Waterloo, IL are Gardner Elementary School (rated 6/10), Rogers Elementary School (rated 10/10), W J Zahnow Elementary School (Pre-K).
  • Does 523 Mary Dr have air conditioning?
    Yes, 523 Mary Dr in Waterloo, IL has air conditioning.
  • Does 523 Mary Dr have laundry facilities?
    Yes, 523 Mary Dr in Waterloo, IL has laundry facilities.
523 Mary Dr, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 2,080 sqft single-family home built in 1983. This property is currently available for sale and was listed by MARIS on Sep 11, 2026. The MLS # for this home is MLS# 26058278.