539 S Main St, Waterloo, IL 62298
Property image
Property image
SOLD
JUL 14, 2026
Listed by Stacey Lacroix, Strano & Associates, (618) 277-7653 . Bought with eXp Realty

$165,900

Trulia Estimate
  • 2 Beds
  • 2 Baths
  • 1,410 sqft

539 S Main St, Waterloo, IL 62298

Est. Refi. Payment $1,166/mo*
Refinance Your Home
Currently Off Market - Sold Jul 14, 2026 for $166,000 (11% above list price)

Home Value

Trulia Estimate
$166K
Since last month
$0 (0%)
Since last year
Increased$4K (+2.3%)
Since last sale
$0 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +42% in the last 10 years
MonthEstimated value
2026
August 2026$166K
July 2026$166K
June 2026$206K
May 2026$170K
April 2026$174K
March 2026$170K
February 2026$180K
January 2026$177K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
608 S Church St, Waterloo, IL
0.09
Single-Family Home
$225,000
08/17/26
3
2
1,600
212 Hoener Ave, Waterloo, IL
0.16
Single-Family Home
$188,000
11/06/25
2
2
870
611 S Market St, Waterloo, IL
0.09
Single-Family Home
$130,000
09/25/25
2
2
1,086
902 Stiening St, Waterloo, IL
0.30
Single-Family Home
$215,000
10/09/25
2
2
1,256
622 Morrison Ave, Waterloo, IL
0.18
Single-Family Home
$215,000
07/17/26
3
2
1,344
108 Front St, Waterloo, IL
0.07
Single-Family Home
$187,000
09/30/25
2
1
1,158
207 Hoener Ave, Waterloo, IL
0.14
Single-Family Home
$190,000
04/16/26
2
1
980
705 Leo St, Waterloo, IL
0.09
Single-Family Home
$230,000
05/07/26
3
2
1,829

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
102 Front St, Waterloo, IL 62298
0.05
$242,200
2
2
1,080
Off Market
106 Front St, Waterloo, IL 62298
0.06
$249,000
3
2
1,903
Off Market
108 Front St, Waterloo, IL 62298
0.07
$187,300
2
1
1,158
Off Market
542 S Main St, Waterloo, IL 62298
0.07
$266,900
3
1.5
1,683
Off Market
705 Leo St, Waterloo, IL 62298
0.09
$230,000
3
2
1,829
Recently Sold
608 S Church St, Waterloo, IL 62298
0.09
$225,000
3
2
1,600
Recently Sold
611 S Market St, Waterloo, IL 62298
0.09
$130,200
2
2
1,086
Off Market
601 S Church St, Waterloo, IL 62298
0.09
$193,300
2
1
1,083
Off Market
523 S Church St, Waterloo, IL 62298
0.10
$196,100
2
2
1,140
Off Market
517 S Church St, Waterloo, IL 62298
0.11
-
1
1
775
Off Market
621 Morrison Ave, Waterloo, IL 62298
0.15
$291,100
4
2
3,100
Off Market

Local Information

  • Map ViewExplore the area around 539 S Main St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1938
Living Area
1,410 sqft
Price/Sqft
$118/sqft
Parking
Garage

About this House

Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a gas grill hookup, ideal for summer evenings outdoors. Built-in hallway shelving adds a touch of character while keeping everyday life organized. Some major ticket items are already handled: enjoy peace of mind with a newer roof and hot water heater. A detached garage with an automatic opener on one side adds everyday convenience. The finished basement significantly expands your living space, offering a comfortable family room area, a half bath, and serious storage; including a refrigerator, large deep freezer, and plenty of shelving. The laundry room features a working sink for added functionality. This home has been cherished for years — and now it's ready for someone new to update it and fall in love with it all over again. Schedule your appointment today.
539 S Main St, Waterloo, IL 62298 is a 2 bedroom, 2 bathroom, 1,410 sqft single-family home built in 1938. It last sold for $166,000 on Jul 14, 2026 (11% above the $150,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $165,900, with a rent estimate of $1,747/month.

Home Details for 539 S Main St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Bathroom, Bathroom 2, Breakfast Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1410 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Dishwasher, Free-Standing Gas Range, RefrigeratorDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: RadiantHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Radiant
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Other
Windows, Doors, Floors & Walls
Flooring: Carpet, Vinyl
Levels, Entrance, & Accessibility
Levels: OneFloors: Carpet, Vinyl

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Patio
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage,Off Street
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 968 Square FeetFinished Area (below surface): 492

Days on Market

Cumulative Days on Market: 4

Property Information

Year Built
Year Built: 1938
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725433026000

Price & Status

Price
List Price: $150,000Price Per Sqft: $118/sqft
Status Change & Dates
Off Market Date: Wed Jun 24 2026Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: WaterlooCommunity: Louis H Osterhages Sub
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1410 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 5662.8 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 26038212Above Grade Unfinished Area: 968Showing Requirements: Show at Will, Showing Service

Price and Tax history

DateEventPrice
Jul 14, 2026
Source: MARIS #26038212
Sold
$166,000
Jun 24, 2026
Source: MARIS #26038212
Pending
$150,000
Jun 20, 2026
Source: MARIS #26038212
Listed For Sale
$150,000

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Frequently asked questions about 539 S Main St

  • What is 539 S Main St estimated to be worth?
    Trulia's estimated value for 539 S Main St in Waterloo, IL is $165,900.
  • What is the price history for 539 S Main St?
    539 S Main St in Waterloo, IL last sold for $166,000 in July 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 539 S Main St have air conditioning?
    Yes, 539 S Main St in Waterloo, IL has air conditioning.
  • Does 539 S Main St have laundry facilities?
    Yes, 539 S Main St in Waterloo, IL has laundry facilities.

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