Listed by Stacey Lacroix, Strano & Associates, (618) 277-7653 . Bought with eXp Realty
539 S Main St
Waterloo, IL 62298
2 Beds
2 Baths
1,410 sqft
$166,000
Last Sold: Jul 14, 2026
11% over list $150K
$118/sqft
Est. Refi. Payment $1,149/mo*
$166,000
Last Sold: Jul 14, 2026
11% over list $150K
$118/sqft
Est. Refi. Payment $1,149/mo*
2 Beds
2 Baths
1,410 sqft
Local Information
- Map ViewExplore the area around 539 S Main St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
Description
Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a gas grill hookup, ideal for summer evenings outdoors. Built-in hallway shelving adds a touch of character while keeping everyday life organized. Some major ticket items are already handled: enjoy peace of mind with a newer roof and hot water heater. A detached garage with an automatic opener on one side adds everyday convenience. The finished basement significantly expands your living space, offering a comfortable family room area, a half bath, and serious storage; including a refrigerator, large deep freezer, and plenty of shelving. The laundry room features a working sink for added functionality. This home has been cherished for years — and now it's ready for someone new to update it and fall in love with it all over again. Schedule your appointment today.
539 S Main St, Waterloo, IL 62298 is a 2 bedroom, 2 bathroom, 1,410 sqft single-family home built in 1938. It last sold for $166,000 on Jul 14, 2026 (11% above the $150,000 asking price). It is currently off market. The Trulia Estimate is $207,100, with a rent estimate of $1,819/month.
Home Highlights
Parking
Garage
Outdoor
Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
$118/sqft
Listed
4 days ago
Home Details for 539 S Main St
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MLS Status: Closed |
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Interior Details Basement: Partially Finished,FullNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Bathroom, Bathroom 2, Breakfast Room, Family Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 1410 Square Feet |
Appliances & Utilities Utilities: Sewer Connected, Water ConnectedAppliances: Dishwasher, Free-Standing Gas Range, RefrigeratorDishwasherLaundry: In BasementRefrigerator |
Heating & Cooling Heating: RadiantHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Radiant |
Fireplace & Spa No Fireplace |
Gas & Electric Electric: Other |
Windows, Doors, Floors & Walls Flooring: Carpet, Vinyl |
Levels, Entrance, & Accessibility Levels: OneFloors: Carpet, Vinyl |
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Exterior Home Features Roof: ShinglePatio / Porch: Patio |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage,Off Street |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 968 Square FeetFinished Area (below surface): 492 |
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Cumulative Days on Market: 4 |
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Year Built Year Built: 1938 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Vinyl SidingDoes Not Include Home Warranty |
Property Information Parcel Number: 0725433026000 |
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Price List Price: $150,000Price Per Sqft: $118/sqft |
Status Change & Dates Off Market Date: Wed Jun 24 2026Possession Timing: Close Of Escrow |
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Direction & Address City: WaterlooCommunity: Louis H Osterhages Sub |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 1410 Square Feet |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 5662.8 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional |
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Business Information Ownership: Private |
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BasementMls Number: 26038212Above Grade Unfinished Area: 968Showing Requirements: Show at Will, Showing Service |
Last check for updates: about 1 hour ago
Listed by Stacey Lacroix, (618) 407-4156
Strano & Associates
Bought with: Vicki Bedwell, (618) 550-8995, eXp Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26038212
Price History for 539 S Main St
| Date | Price | Event | Source |
|---|---|---|---|
| 07/14/2026 | $166,000 | Sold | MARIS #26038212 |
| 06/24/2026 | $150,000 | Pending | MARIS #26038212 |
| 06/20/2026 | $150,000 | Listed For Sale | MARIS #26038212 |
Market trends in Waterloo
Last updated June 2026
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
- Results are loading
Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $1,988 |
| Assessment | $126,630 |
Home facts updated by county records
Comparable Sales for 539 S Main St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.21 | Single-Family Home | $220,000 | 08/15/25 | 2 | 1.5 | 1,316 | |
0.16 | Single-Family Home | $188,000 | 11/06/25 | 2 | 2 | 870 | |
0.09 | Single-Family Home | $130,000 | 09/25/25 | 2 | 2 | 1,086 | |
0.30 | Single-Family Home | $215,000 | 10/09/25 | 2 | 2 | 1,256 | |
0.07 | Single-Family Home | $187,000 | 09/30/25 | 2 | 1 | 1,158 | |
0.14 | Single-Family Home | $190,000 | 04/16/26 | 2 | 1 | 980 | |
0.07 | Single-Family Home | $230,000 | 07/17/25 | 3 | 1.5 | 1,683 | |
0.09 | Single-Family Home | $230,000 | 05/07/26 | 3 | 2 | 1,829 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
SOLDOCT 10, 2025Keller Williams Pinnacle
Assigned Schools
These are the assigned schools for 539 S Main St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review10y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review1y ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 539 S Main St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
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