203 E  Mill St, Waterloo, IL 62298
FOR SALE
0.27 ACRES
Listed by Rodney G Holt, Real Broker LLC, (630) 423-5891

203 E Mill St
Waterloo, IL 62298

  • 3 Beds
  • 2 Baths
  • 1,470 sqft (on 0.27 acres)

$189,900

Original price: $234,900
Est. Mortgage $1,278/mo*

$189,900

Original price: $234,900
Est. Mortgage $1,278/mo*
3 Beds
2 Baths
1,470 sqft
(on 0.27 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming historic home just one block from Waterloo’s City Square. This 3 bed, 2 bath home offers 1,470 sq ft of living space with a functional layout, including a formal dining room with French doors and plenty of natural character throughout.
Situated on a corner lot with a large partially fenced backyard, the property also features an oversized 2-car garage with workshop space and attic storage, perfect for hobbies, storage, or a small business setup.
Recent updates include a brand new roof on both the house and garage, fresh paint, cosmetic improvements, and professional cleaning, making it move-in ready while still leaving room to add your own personal touch.
Enjoy a highly walkable location near schools, restaurants, and everything downtown Waterloo has to offer. Whether you're looking for your next home or an investment opportunity, this property offers space, location, and potential

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$129
Listed
11 days ago

Home Details for 203 E Mill St

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Block,Concrete,FullNumber of Rooms: 6Types of Rooms: Bedroom, Bathroom, Dining Room, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1470 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Water ConnectedAppliances: Dishwasher, Microwave, Free-Standing Refrigerator, Water HeaterDishwasherMicrowave
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: AmerenHas Electric on Property
Levels, Entrance, & Accessibility
Levels: Two

Exterior Features

Exterior Home Features
No Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1470 Square Feet

Days on Market

Cumulative Days on Market: 100Days on Market: 11

Property Information

Year Built
Year Built: 1916
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Frame, Lap SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725236017000

Price & Status

Price
List Price: $189,900Price Per Sqft: $129
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Waterloo
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26024927

Building

Building Area
Building Area: 1470 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 0.27 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: 26024927Above Grade Unfinished Area: 1470Showing Requirements: Appointment Only, Vacant
Last check for updates: about 2 hours ago
Listing Provided by: Rodney G Holt, (618) 512-2076
Real Broker LLC
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26024927
Also Listed on MARIS.

Price History for 203 E Mill St

DatePriceEventSource
05/06/2026$189,900PriceChange
MARIS #26024927
04/27/2026$234,900Listed For SaleMARIS #26024927
04/08/2026$215,000ListingRemovedeXp Realty #25081844
03/08/2026$215,000PriceChange
MARIS #25081844
02/20/2026$250,000PriceChange
MARIS #25081844
01/06/2026$271,000Listed For SaleMARIS #25081844

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Property Tax and Assessment

Year2024
Tax$3,452
Assessment$196,920
Home facts updated by county records

Comparable Sales for 203 E Mill St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.27
Single-Family Home
$232,000
03/13/26
3
2
1,517
0.21
Single-Family Home
$265,000
06/13/25
3
2
1,904
0.24
Single-Family Home
$385,000
10/23/25
3
2
1,864
0.45
Single-Family Home
$267,500
01/15/26
3
2
1,664
0.10
Single-Family Home
$245,000
06/05/25
3
2
1,301
0.16
Single-Family Home
$230,000
04/29/26
3
2
1,356
0.40
Single-Family Home
$250,000
12/15/25
3
1.5
1,110
0.33
Single-Family Home
$273,230
05/20/25
2
2
1,486
0.09
Single-Family Home
$342,000
09/05/25
3
3
3,034
0.49
Single-Family Home
$167,500
04/02/26
3
1.5
1,408

Assigned Schools

These are the assigned schools for 203 E Mill St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

LGBTQ Local Legal Protections

Rodney G Holt, Real Broker LLC
Agent Phone: (618) 512-2076
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information
203 E Mill St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,470 sqft single-family home built in 1916. This property is currently available for sale and was listed by MARIS on Apr 23, 2026. The MLS # for this home is MLS# 26024927.