105 Gardner St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Christine LaValle, eXp Realty, (618) 920-8885 . Bought with eXp Realty

$224,200

Trulia Estimate
  • 2 Beds
  • 1.5 Baths
  • 1,316 sqft

105 Gardner St, Waterloo, IL 62298

Est. Refi. Payment $1,596/mo*
Refinance Your Home
Currently Off Market - Sold Aug 15, 2025 for $220,000

Home Value

Trulia Estimate
$224K
Since last month
Increased$4K (+1.7%)
Since last year
Increased$3K (+1.4%)
Since last sale
Increased$5K (+2.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +94% in the last 10 years
MonthEstimated value
2026
September 2026$225K
August 2026$221K
July 2026$223K
June 2026$220K
May 2026$220K
April 2026$223K
March 2026$223K
February 2026$222K
January 2026$221K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
539 S Main St, Waterloo, IL
0.21
Single-Family Home
$166,000
07/14/26
2
2
1,410
306 S Market St, Waterloo, IL
0.10
Single-Family Home
$220,000
09/01/26
3
2
1,413
622 Morrison Ave, Waterloo, IL
0.25
Single-Family Home
$215,000
07/17/26
3
2
1,344
407 Morrison Ave, Waterloo, IL
0.10
Single-Family Home
$235,000
10/28/25
2
1
1,145
902 Stiening St, Waterloo, IL
0.38
Single-Family Home
$215,000
10/09/25
2
2
1,256
212 Hoener Ave, Waterloo, IL
0.27
Single-Family Home
$188,000
11/06/25
2
2
870
209 Oak St, Waterloo, IL
0.17
Single-Family Home
$195,000
06/05/26
2
1
832
207 Hoener Ave, Waterloo, IL
0.24
Single-Family Home
$190,000
04/16/26
2
1
980
608 S Church St, Waterloo, IL
0.27
Single-Family Home
$225,000
08/17/26
3
2
1,600
108 Front St, Waterloo, IL
0.25
Single-Family Home
$187,000
09/30/25
2
1
1,158

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
404 S Main St, Waterloo, IL 62298
0.04
$227,500
3
2
1,484
For Sale
503 S Market St, Waterloo, IL 62298
0.05
$160,800
2
1
1,027
Off Market
421 S Main St, Waterloo, IL 62298
0.06
$245,700
4
2
1,330
Off Market
403 S Market St, Waterloo, IL 62298
0.04
$219,200
2
1
1,260
Off Market
401 S Market St, Waterloo, IL 62298
0.04
$292,200
3
2
1,887
Off Market
413 Watertower Ln, Waterloo, IL 62298
0.07
$171,100
2
1
672
Off Market
410 S Market St, Waterloo, IL 62298
0.07
$110,000
1
1
672
Recently Sold
316 S Main St, Waterloo, IL 62298
0.06
$266,200
4
3
1,585
Off Market
319 S Main St, Waterloo, IL 62298
0.07
$175,000
2
1
777
For Sale
305 S Market St, Waterloo, IL 62298
0.08
$286,900
5
2.5
1,620
Off Market
407 Morrison Ave, Waterloo, IL 62298
0.10
$239,400
2
1
1,145
Off Market

Local Information

  • Map ViewExplore the area around 105 Gardner St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1961
1,316 sqft
$170/sqft
2 Carport Spaces

About this House

Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!
105 Gardner St, Waterloo, IL 62298 is a 2 bedroom, 2 bathroom, 1,316 sqft single-family home built in 1961. It last sold for $220,000 on Aug 15, 2025 (2% above the $215,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $224,200, with a rent estimate of $1,626/month.

Home Details for 105 Gardner St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Concrete,Partially Finished,Full,Storage Space,Sump PumpNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Family Room, Kitchen, Living Room, Storage
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1316 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Stainless Steel Appliance(s), Range, Gas Water HeaterLaundry: In Basement
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Laminate
Levels, Entrance, & Accessibility
Levels: OneFloors: Laminate

Exterior Features

Exterior Home Features
Fencing: Fenced, FullExterior: Private Yard
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2Has a CarportNo GarageNo Attached GarageParking Spaces: 2Parking: Carport
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 816 Square Feet

Days on Market

Cumulative Days on Market: 36

Property Information

Year Built
Year Built: 1961
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725284011000

Price & Status

Price
List Price: $215,000
Status Change & Dates
Off Market Date: Fri Aug 15 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Fred Cawis Add
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1316 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 4952.772 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: 25046039Above Grade Unfinished Area: 816Showing Requirements: Appointment Only, Showing Service

Price and Tax history

DateEventPrice
Aug 15, 2025
Source: MARIS #25046039
Sold
$220,000
Jul 15, 2025
Source: MARIS #25046039
Contingent
$215,000
Jul 10, 2025
Source: MARIS #25046039
Listed For Sale
$215,000
Aug 1, 2019
Source: MARIS #19038468
Sold
$138,000
Jun 4, 2019
Source: Agent Provided
Pending
$138,000

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Frequently asked questions about 105 Gardner St

  • What is 105 Gardner St estimated to be worth?
    Trulia's estimated value for 105 Gardner St in Waterloo, IL is $224,200.
  • What is the price history for 105 Gardner St?
    105 Gardner St in Waterloo, IL last sold for $220,000 in August 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 105 Gardner St have air conditioning?
    Yes, 105 Gardner St in Waterloo, IL has air conditioning.
  • Does 105 Gardner St have laundry facilities?
    Yes, 105 Gardner St in Waterloo, IL has laundry facilities.

Explore by feature - Air Conditioning

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