105 Gardner St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Christine LaValle, eXp Realty, (888) 574-9405 . Bought with eXp Realty

105 Gardner St
Waterloo, IL 62298

  • 2 Beds
  • 1.5 Baths
  • 1,316 sqft

$223,900

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $1,538/mo*

$223,900

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $1,538/mo*
2 Beds
1.5 Baths
1,316 sqft

Local Information

  • Map ViewExplore the area around 105 Gardner St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1961
Living Area
1,316 sqft
Price/Sqft
$170
Parking
2 Carport Spaces

About this House

Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!
105 Gardner St, Waterloo, IL 62298 is a 2 bedroom, 2 bathroom, 1,316 sqft single-family home built in 1961. It last sold for $220,000 on Aug 15, 2025 (2% above the $215,000 asking price). It is currently off market. The Trulia Estimate is $223,900, with a rent estimate of $1,806/month.

Home Details for 105 Gardner St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Concrete,Partially Finished,Full,Storage Space,Sump PumpNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Family Room, Kitchen, Living Room, Storage
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1316 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Stainless Steel Appliance(s), Range, Gas Water HeaterLaundry: In Basement
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Laminate
Levels, Entrance, & Accessibility
Levels: OneFloors: Laminate

Exterior Features

Exterior Home Features
Fencing: Fenced, FullExterior: Private Yard
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2Has a CarportNo GarageNo Attached GarageParking Spaces: 2Parking: Carport
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 816 Square Feet

Days on Market

Cumulative Days on Market: 36

Property Information

Year Built
Year Built: 1961
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725284011000

Price & Status

Price
List Price: $215,000
Status Change & Dates
Off Market Date: Fri Aug 15 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Fred Cawis Add
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1316 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 4952.772 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: 25046039Above Grade Unfinished Area: 816Showing Requirements: Appointment Only, Showing Service
Last check for updates: about 6 hours ago
Listed by Christine LaValle, (618) 920-8885
eXp Realty
Kaitlyn Posey, (888) 574-9405
eXp Realty
Bought with: Lauren M Luke, (618) 979-6129, eXp Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#25046039

Price History for 105 Gardner St

DatePriceEventSource
08/15/2025$220,000Sold
MARIS #25046039
07/15/2025$215,000ContingentMARIS #25046039
07/10/2025$215,000Listed For SaleMARIS #25046039
08/01/2019$138,000Sold
MARIS #19038468
06/04/2019$138,000PendingAgent Provided
05/28/2019$138,000Listed For SaleAgent Provided
09/25/2011$125,000ListingRemovedN/A
08/04/2011$125,000Listed For SaleN/A

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$301K
$30K
MoM
Sale-to-List Price
—
Price per sq ft
$167
$11
MoM
Available listings
59
10
MoM
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Property Tax and Assessment

Year2024
Tax$2,877
Assessment$155,130
Home facts updated by county records

Comparable Sales for 105 Gardner St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.21
Single-Family Home
$166,000
07/14/26
2
2
1,410
0.25
Single-Family Home
$215,000
07/17/26
3
2
1,344
0.10
Single-Family Home
$235,000
10/28/25
2
1
1,145
0.38
Single-Family Home
$215,000
10/09/25
2
2
1,256
0.27
Single-Family Home
$188,000
11/06/25
2
2
870
0.17
Single-Family Home
$195,000
06/05/26
2
1
832
0.24
Single-Family Home
$190,000
04/16/26
2
1
980

Nearby homes

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Assigned Schools

These are the assigned schools for 105 Gardner St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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Apartments for Rent

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Homes for sale near 105 Gardner St

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Off Market Homes Near 105 Gardner St

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Frequently asked questions about 105 Gardner St

  • What is 105 Gardner St estimated to be worth?
    Trulia's estimated value for 105 Gardner St in Waterloo, IL is $223,900.
  • What is the price history for 105 Gardner St?
    105 Gardner St in Waterloo, IL last sold for $220,000 in August 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $301K. That is down $30K from the prior month.
  • Does 105 Gardner St have air conditioning?
    Yes, 105 Gardner St in Waterloo, IL has air conditioning.
  • Does 105 Gardner St have laundry facilities?
    Yes, 105 Gardner St in Waterloo, IL has laundry facilities.
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