209 Oak St, Waterloo, IL 62298
UNDER CONTRACT
Listed by Amy L Hank, Keller Williams Pinnacle, (618) 208-6692

209 Oak St
Waterloo, IL 62298

  • 2 Beds
  • 1 Bath
  • 832 sqft

$198,000

Est. Mortgage $1,320/mo*

$198,000

Est. Mortgage $1,320/mo*
2 Beds
1 Bath
832 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!

Home Highlights

Parking
1 Carport Spaces
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$238
Listed
17 days ago

Home Details for 209 Oak St

Active Status

MLS Status: Active Under Contract

Interior Features

Interior Details
Basement: Full,UnfinishedNumber of Rooms: 4
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 832 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water HeaterDisposalLaundry: In BasementMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: OtherHas Electric on Property
Levels, Entrance, & Accessibility
Levels: One

Exterior Features

Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageNo Attached GarageParking Spaces: 1Parking: Carport
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 832 Square Feet

Days on Market

Cumulative Days on Market: 2Days on Market: 17

Property Information

Year Built
Year Built: 1965
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Building: BasementConstruction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725406029000

Price & Status

Price
List Price: $198,000Price Per Sqft: $238

Location

Direction & Address
City: WaterlooCommunity: Not In A Subdivision
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26023364

Building

Building Area
Building Area: 832 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 3571.92 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 26023364Zillow Contingency Status: Under ContractAbove Grade Unfinished Area: 832Showing Requirements: Register and Show
Last check for updates: 27 minutes ago
Listing Provided by: Amy L Hank, (618) 593-7358
Keller Williams Pinnacle
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26023364
Also Listed on MARIS.

Price History for 209 Oak St

DatePriceEventSource
04/24/2026$198,000ContingentMARIS #26023364
04/22/2026$198,000Listed For SaleMARIS #26023364
02/25/2026$135,000Sold
MARIS #26007531
03/01/2011$114,000Sold
N/A
10/20/2010$117,900PriceChange
Agent Provided
04/07/2010$120,000Listed For SaleAgent Provided
05/27/2005$112,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$2,974
Assessment$142,710
Home facts updated by county records

Comparable Sales for 209 Oak St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.10
Single-Family Home
$190,000
04/16/26
2
1
980
0.14
Single-Family Home
$190,000
09/15/25
2
1
959
0.12
Single-Family Home
$188,000
11/06/25
2
2
870
0.21
Single-Family Home
$130,000
06/12/25
2
2
1,400

Assigned Schools

These are the assigned schools for 209 Oak St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

LGBTQ Local Legal Protections

Amy L Hank, Keller Williams Pinnacle
Agent Phone: (618) 593-7358
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information
209 Oak St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 832 sqft single-family home built in 1965. This property is currently available for sale and was listed by MARIS on Apr 17, 2026. The MLS # for this home is MLS# 26023364.