Listed by Amy L Hank, Keller Williams Pinnacle, (618) 208-6692 . Bought with Keller Williams Pinnacle
209 Oak St
Waterloo, IL 62298
2 Beds
1 Bath
832 sqft
$195,000
Last Sold: Jun 5, 2026
2% below list $198K
$234/sqft
Est. Refi. Payment $1,064/mo*
$195,000
Last Sold: Jun 5, 2026
2% below list $198K
$234/sqft
Est. Refi. Payment $1,064/mo*
2 Beds
1 Bath
832 sqft
Local Information
- Map ViewExplore the area around 209 Oak St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
Home Highlights
Property Type
Single-Family Home
Year Built
1965
Living Area
832 sqft
Price/Sqft
$234/sqft
Parking
1 Carport Spaces
About this House
Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!
209 Oak St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 832 sqft single-family home built in 1965. It last sold for $195,000 on Jun 5, 2026 (2% below the $198,000 asking price). It is currently off market. The Trulia Estimate is $195,400, with a rent estimate of $1,193/month.
Home Details for 209 Oak St
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MLS Status: Closed |
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Interior Details Basement: Full,UnfinishedNumber of Rooms: 4 |
Beds & Baths Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 832 Square Feet |
Appliances & Utilities Utilities: Electricity ConnectedAppliances: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water HeaterDisposalLaundry: In BasementMicrowaveRefrigerator |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa No Fireplace |
Gas & Electric Electric: OtherHas Electric on Property |
Levels, Entrance, & Accessibility Levels: One |
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Parking & Garage Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageNo Attached GarageParking Spaces: 1Parking: Carport |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 832 Square Feet |
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Cumulative Days on Market: 44 |
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Year Built Year Built: 1965 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional |
Building Building: BasementConstruction Materials: Vinyl SidingDoes Not Include Home Warranty |
Property Information Parcel Number: 0725406029000 |
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Price List Price: $198,000Price Per Sqft: $234/sqft |
Status Change & Dates Off Market Date: Fri Jun 05 2026 |
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Direction & Address City: WaterlooCommunity: Not In A Subdivision |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 832 Square Feet |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 3571.92 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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BasementMls Number: 26023364Above Grade Unfinished Area: 832Showing Requirements: Register and Show |
Last check for updates: about 13 hours ago
Listed by Amy L Hank, (618) 593-7358
Keller Williams Pinnacle
Bought with: Amy L Hank, (618) 593-7358, Keller Williams Pinnacle
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26023364
Price History for 209 Oak St
| Date | Price | Event | Source |
|---|---|---|---|
| 06/05/2026 | $195,000 | Sold | MARIS #26023364 |
| 04/24/2026 | $198,000 | Contingent | MARIS #26023364 |
| 04/22/2026 | $198,000 | Listed For Sale | MARIS #26023364 |
| 02/25/2026 | $135,000 | Sold | MARIS #26007531 |
| 03/01/2011 | $114,000 | Sold | N/A |
| 10/20/2010 | $117,900 | PriceChange | Agent Provided |
| 04/07/2010 | $120,000 | Listed For Sale | Agent Provided |
| 05/27/2005 | $112,000 | Sold | N/A |
Market trends in Waterloo
Last updated June 2026
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $2,974 |
| Assessment | $142,710 |
Home facts updated by county records
Comparable Sales for 209 Oak St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.13 | Single-Family Home | $190,000 | 05/08/26 | 2 | 1 | 840 | |
0.10 | Single-Family Home | $190,000 | 04/16/26 | 2 | 1 | 980 | |
0.14 | Single-Family Home | $190,000 | 09/15/25 | 2 | 1 | 959 | |
0.12 | Single-Family Home | $188,000 | 11/06/25 | 2 | 2 | 870 | |
0.28 | Single-Family Home | $139,000 | 05/15/26 | 2 | 1 | 1,062 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
SOLDJUN 1, 2026Tammy Mitchell Hines & Co.
Assigned Schools
These are the assigned schools for 209 Oak St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review11y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review1y ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 209 Oak St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
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Homes for sale near 209 Oak St
NEWOPEN SUN, 1-3PM0.25 ACRESTammy Mitchell Hines & Co.
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Off Market Homes Near 209 Oak St
SOLDAUG 4, 2026Keller Williams Marquee
SOLDAUG 3, 2026Beycome Brokerage Realty LLC- SOLDJUL 20, 2026
- SOLDJUL 17, 2026Keller Williams Pinnacle
SOLDJUL 10, 2026Keller Williams Pinnacle- See more homes for sale inWaterloo
Frequently asked questions about 209 Oak St
- What is 209 Oak St estimated to be worth?Trulia's estimated value for 209 Oak St in Waterloo, IL is $195,400.
- What is the price history for 209 Oak St?209 Oak St in Waterloo, IL last sold for $195,000 in June 2026.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What's the median sale price in Waterloo?The median sale price in Waterloo is $301K. That is down $30K from the prior month.
- Does 209 Oak St have air conditioning?Yes, 209 Oak St in Waterloo, IL has air conditioning.
- Does 209 Oak St have laundry facilities?Yes, 209 Oak St in Waterloo, IL has laundry facilities.
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