209 Oak St, Waterloo, IL 62298
Property image
Property image
SOLD
JUN 5, 2026
Listed by Amy L Hank, Keller Williams Pinnacle, (618) 593-7358 . Bought with Keller Williams Pinnacle

$195,700

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 832 sqft

209 Oak St, Waterloo, IL 62298

Est. Refi. Payment $1,402/mo*
Refinance Your Home
Currently Off Market - Sold Jun 5, 2026 for $195,000 (2% below list price)

Home Value

Trulia Estimate
$196K
Since last month
Increased$1K (+0.6%)
Since last year
Increased$23K (+13.2%)
Since last sale
Increased$900 (+0.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +107% in the last 10 years
MonthEstimated value
2026
September 2026$196K
August 2026$195K
July 2026$195K
June 2026$195K
May 2026$199K
April 2026$199K
March 2026$135K
February 2026$135K
January 2026$174K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
508 Stiening St, Waterloo, IL
0.13
Single-Family Home
$190,000
05/08/26
2
1
840
207 Hoener Ave, Waterloo, IL
0.10
Single-Family Home
$190,000
04/16/26
2
1
980
212 Hoener Ave, Waterloo, IL
0.12
Single-Family Home
$188,000
11/06/25
2
2
870
335 W 4th St, Waterloo, IL
0.28
Single-Family Home
$139,000
05/15/26
2
1
1,062
108 Front St, Waterloo, IL
0.25
Single-Family Home
$187,000
09/30/25
2
1
1,158
218 Magnolia Ave, Waterloo, IL
0.43
Single-Family Home
$175,000
08/04/26
2
1
1,031
601 Stiening St, Waterloo, IL
0.18
Single-Family Home
$194,368
10/03/25
2
1
1,040

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
213 Oak St, Waterloo, IL 62298
0.01
$233,400
2
2
1,386
Off Market
421 S Church St, Waterloo, IL 62298
0.04
$250,000
3
1.5
1,110
Recently Sold
304 Walnut St, Waterloo, IL 62298
0.07
$230,200
3
2
1,836
Off Market
308 Walnut St, Waterloo, IL 62298
0.09
$260,000
3
2.5
2,090
Recently Sold
517 S Church St, Waterloo, IL 62298
0.07
-
1
1
775
Off Market
307 Walnut St, Waterloo, IL 62298
0.10
$184,600
2
1
891
Off Market
523 S Church St, Waterloo, IL 62298
0.09
$196,700
2
2
1,140
Off Market
207 Hoener Ave, Waterloo, IL 62298
0.10
$190,000
2
1
980
Recently Sold
403 S Church St, Waterloo, IL 62298
0.10
$280,500
3
2
1,817
Off Market
508 Stiening St, Waterloo, IL 62298
0.13
$190,000
2
1
840
Recently Sold
413 Watertower Ln, Waterloo, IL 62298
0.11
$172,500
2
1
672
Off Market

Local Information

  • Map ViewExplore the area around 209 Oak St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1965
832 sqft
$234/sqft
1 Carport Spaces

About this House

Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!
209 Oak St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 832 sqft single-family home built in 1965. It last sold for $195,000 on Jun 5, 2026 (2% below the $198,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $195,700, with a rent estimate of $1,241/month.

Home Details for 209 Oak St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,UnfinishedNumber of Rooms: 4
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 832 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water HeaterDisposalLaundry: In BasementMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: OtherHas Electric on Property
Levels, Entrance, & Accessibility
Levels: One

Exterior Features

Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageNo Attached GarageParking Spaces: 1Parking: Carport
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 832 Square Feet

Days on Market

Cumulative Days on Market: 44

Property Information

Year Built
Year Built: 1965
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Building: BasementConstruction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 0725406029000

Price & Status

Price
List Price: $198,000Price Per Sqft: $234/sqft
Status Change & Dates
Off Market Date: Fri Jun 05 2026

Media

Location

Direction & Address
City: WaterlooCommunity: Not In A Subdivision
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 832 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 3571.92 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 26023364Above Grade Unfinished Area: 832Showing Requirements: Register and Show

Price and Tax history

DateEventPrice
Jun 5, 2026
Source: MARIS #26023364
Sold
$195,000
Apr 24, 2026
Source: MARIS #26023364
Contingent
$198,000
Apr 22, 2026
Source: MARIS #26023364
Listed For Sale
$198,000
Feb 25, 2026
Source: MARIS #26007531
Sold
$135,000
Mar 1, 2011
Source: N/A
Sold
$114,000

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Frequently asked questions about 209 Oak St

  • What is 209 Oak St estimated to be worth?
    Trulia's estimated value for 209 Oak St in Waterloo, IL is $195,700.
  • What is the price history for 209 Oak St?
    209 Oak St in Waterloo, IL last sold for $195,000 in June 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 209 Oak St have air conditioning?
    Yes, 209 Oak St in Waterloo, IL has air conditioning.
  • Does 209 Oak St have laundry facilities?
    Yes, 209 Oak St in Waterloo, IL has laundry facilities.

Explore by feature - Air Conditioning

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