516 E 4th St, Spencer, IA 51301
Property image
Property image
SOLD
JUN 18, 2026

$125,000

Trulia Estimate
  • 5 Beds
  • 1.5 Baths
  • 1,700 sqft

516 E 4th St, Spencer, IA 51301

Est. Refi. Payment $870/mo*
Refinance Your Home
Currently Off Market - Sold Jun 18, 2026 for $134,000 (4% above list price)

Home Value

Trulia Estimate
$125K
Since last month
Increased$200 (+0.2%)
Since last year
Decreased$27K (-17.8%)
Since last sale
Decreased$9K (-6.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +37% in the last 10 years
MonthEstimated value
2026
September 2026$125K
August 2026$125K
July 2026$125K
June 2026$125K
May 2026$126K
April 2026$126K
March 2026$126K
February 2026$136K
January 2026$142K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
511 E 4th St, Spencer, IA
0.04
Single-Family Home
$120,000
08/19/26
3
2
1,580
821 E 3rd St, Spencer, IA
0.18
Single-Family Home
$148,000
09/29/25
4
2
1,389
500 E 4th St, Spencer, IA
0.04
Single-Family Home
$210,000
08/18/26
4
2
1,982
817 E 4th St, Spencer, IA
0.19
Single-Family Home
$115,000
08/14/26
3
1
1,719
904 E 4th St, Spencer, IA
0.22
Single-Family Home
$121,500
05/06/26
5
2.5
2,110
525 E 2nd St, Spencer, IA
0.10
Single-Family Home
$90,000
02/09/26
3
2
1,000
720 3rd Ave E, Spencer, IA
0.35
Single-Family Home
$160,000
09/26/25
3
2
1,566
310 E 4th St, Spencer, IA
0.15
Single-Family Home
$177,500
03/31/26
4
1.5
2,362
702 E 8th St, Spencer, IA
0.32
Single-Family Home
$162,000
04/24/26
3
2
1,250

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
500 E 4th St, Spencer, IA 51301
0.04
$210,000
4
2
1,982
Recently Sold
520 E 3rd St, Spencer, IA 51301
0.07
$144,100
2
1
968
Off Market
511 E 4th St, Spencer, IA 51301
0.04
$120,000
3
2
1,580
Recently Sold
521 E 2nd St, Spencer, IA 51301
0.10
$166,500
3
2
1,948
Off Market
525 E 2nd St, Spencer, IA 51301
0.10
$90,000
3
2
1,000
Recently Sold
520 E 2nd St, Spencer, IA 51301
0.13
$60,000
2
1
884
Recently Sold
708 E 4th St, Spencer, IA 51301
0.08
$153,800
3
2
2,029
Off Market
310 E 4th St, Spencer, IA 51301
0.15
$177,500
4
1.5
2,362
Recently Sold
721 E 4th St, Spencer, IA 51301
0.12
$177,700
3
1
1,260
Off Market
801 E 3rd St, Spencer, IA 51301
0.13
$158,200
2
2
983
Off Market
511 6th Avenue, Spencer, IA 51301
0.12
$120,300
3
2
1,107
Off Market

Local Information

  • Map ViewExplore the area around 516 E 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1915
1,700 sqft
$79/sqft
Garage

About this House

What's unique:Partially finished basementClassic hardwoodsIncredibly functional layoutDetached two-stall garageFully fenced yardCharming original details
Bring Your Vision & Build Equity! Looking for a classic 2-story home with a solid foundation? This 5-bedroom, 2-bathroom house is the perfect project for those ready to roll up their sleeves. The home is a blank slate in need of new flooring and some creative TLC, offering a prime opportunity to customize every finish to your exact taste while building immediate sweat equity. The interior boasts charming original details, including a winding staircase and classic hardwoods, all set within an incredibly functional layout. With a partially finished basement and ample square footage, the possibilities for transformation are endless. Outside, the property features a backyard deck, a fully fenced yard, and a detached two-stall garage. If you’ve been searching for a solid home that rewards your efforts and creative touch, this is the one!
516 E 4th St, Spencer, IA 51301 is a 5 bedroom, 2 bathroom, 1,700 sqft single-family home built in 1915. It last sold for $134,000 on Jun 18, 2026 (4% above the $129,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $125,000, with a rent estimate of $1,719/month.
Last check for updates: about 8 hours ago
Listed by Peggy Bergh-Kuker, (712) 330-1569
Keller Williams Okoboji
Bought with: Abby Goodell, (712) 305-8987, Keller Williams Okoboji
Source: Iowa Great Lakes BOR, MLS#251302

Home Details for 516 E 4th St

Interior Features

Interior Details
Basement: Egress Windows,Block,FullNumber of Rooms: 2Types of Rooms: Bathroom, Dining Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1700 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer, Gas Water HeaterDishwasherDryerLaundry: Main Level,Washer/Dryer HkupsRefrigeratorWasher
Heating & Cooling
Heating: BoilerHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Boiler
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Window CoveringsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Hardwood

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, PorchFencing: Full
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1416 Square FeetFinished Area (below surface): 284 Square Feet

Property Information

Year Built
Year Built: 1915
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Steel Siding, Frame/WoodNot Attached Property
Property Information
Parcel Number: 963618202007

Price & Status

Price
List Price: $129,000Price Per Sqft: $79/sqft
Status Change & Dates
Off Market Date: Thu Jun 18 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 2088 Square Feet

Lot Information

Lot Area: 6969.6 sqft

Miscellaneous

BasementMls Number: 251302Attribution Contact: PRIM: 712-330-1569Above Grade Unfinished Area: 1416

Price and Tax history

DateEventPrice
Jun 18, 2026
Source: Iowa Great Lakes BOR #251302
Sold
$134,000
Mar 20, 2026
Source: Iowa Great Lakes BOR #251302
PriceChange
$129,000
Price decreased by 4%
Feb 28, 2026
Source: Iowa Great Lakes BOR #251302
PriceChange
$134,000
Price decreased by 4%
Jan 31, 2026
Source: Iowa Great Lakes BOR #251302
PriceChange
$139,000
Price decreased by 4%
Dec 26, 2025
Source: Iowa Great Lakes BOR #251302
PriceChange
$145,000
Price decreased by 3%

Market trends in Spencer

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
86
7MoM

Around this home

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
    3
    Flag
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
    1
    Flag
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"
    2
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Frequently asked questions about 516 E 4th St

  • What is 516 E 4th St estimated to be worth?
    Trulia's estimated value for 516 E 4th St in Spencer, IA is $125,000.
  • What is the price history for 516 E 4th St?
    516 E 4th St in Spencer, IA last sold for $134,000 in June 2026.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See recently sold homes in Spencer, IA.
  • Does 516 E 4th St have air conditioning?
    Yes, 516 E 4th St in Spencer, IA has air conditioning.
  • Does 516 E 4th St have laundry facilities?
    Yes, 516 E 4th St in Spencer, IA has in-unit laundry.

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