Are yards well-kept in Spencer, IA?

As of early 2026, 88% of users say yards are well-kept

Is a car needed in Spencer, IA?

As of early 2026, 83% of users say car is needed

Is Spencer, IA quiet?

As of early 2026, 81% of users say it's quiet

Is Spencer, IA dog-friendly?

As of early 2026, 78% of users say it's dog friendly

Does Spencer, IA have sidewalks?

As of early 2026, 74% of users say there are sidewalks

Is parking easy in Spencer, IA?

As of early 2026, 74% of users say parking is easy

Do kids play outside in Spencer, IA?

As of early 2026, 69% of users say kids play outside

Would people walk alone at night in Spencer, IA?

As of early 2026, 68% of users say people would walk alone at night

Does Spencer, IA show holiday spirit?

As of early 2026, 65% of users say there's holiday spirit

Is Spencer, IA walkable to grocery stores?

As of early 2026, 62% of users say it's walkable to grocery stores

Are neighbors friendly in Spencer, IA?

As of early 2026, 60% of users say neighbors are friendly

Is there wildlife in Spencer, IA?

As of early 2026, 49% of users say there's wildlife

Are the streets well-lit in Spencer, IA?

As of early 2026, 48% of users say streets are well-lit

Do residents of Spencer, IA plan to stay at least 5 years?

As of early 2026, 48% of users say they plan to stay for at least 5 years

Is Spencer, IA walkable to restaurants?

As of early 2026, 42% of users say it's walkable to restaurants

Are there community events in Spencer, IA?

As of early 2026, 31% of users say there are community events

FOR SALE

516 E 4th St
Spencer, IA 51301

5 Beds
1.5 Baths
1,700 sqft

$129,000

$134,000

$129,000

$134,000

5 Beds

1.5 Baths

1,700 sqft

Local Information

-- mins to

Commute Destination

Description

Bring Your Vision & Build Equity! Looking for a classic 2-story home with a solid foundation? This 5-bedroom, 2-bathroom house is the perfect project for those ready to roll up their sleeves. The home is a blank slate in need of new flooring and some creative TLC, offering a prime opportunity to customize every finish to your exact taste while building immediate sweat equity. The interior boasts charming original details, including a winding staircase and classic hardwoods, all set within an incredibly functional layout. With a partially finished basement and ample square footage, the possibilities for transformation are endless. Outside, the property features a backyard deck, a fully fenced yard, and a detached two-stall garage. If you’ve been searching for a solid home that rewards your efforts and creative touch, this is the one!

Home Highlights

Parking

Garage

Outdoor

Porch, Patio, Deck

A/C

Heating & Cooling

HOA

None

Price/Sqft

$76

Listed

180+ days ago

Home Details for 516 E 4th St

Interior Features
Interior Details Basement: Egress Windows,Block,FullNumber of Rooms: 2Types of Rooms: Bathroom, Dining Room
Beds & Baths Number of Bedrooms: 5Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout Living Area: 1700 Square Feet
Appliances & Utilities Utilities: Natural Gas ConnectedAppliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer, Gas Water HeaterDishwasherDryerLaundry: Main Level,Washer/Dryer HkupsRefrigeratorWasher
Heating & Cooling Heating: BoilerHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Boiler
Gas & Electric Electric: Circuit Breakers
Windows, Doors, Floors & Walls Window: Window CoveringsFlooring: Hardwood
Levels, Entrance, & Accessibility Stories: 2Levels: TwoFloors: Hardwood

Exterior Features
Exterior Home Features Roof: AsphaltPatio / Porch: Deck, Patio, PorchFencing: Full
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Detached
Frontage Not on Waterfront
Water & Sewer Sewer: Public Sewer
Finished Area Finished Area (above surface): 1416 Square FeetFinished Area (below surface): 284 Square Feet

Days on Market
Days on Market: 180+

Property Information
Year Built Year Built: 1915
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence
Building Construction Materials: Steel Siding, Frame/WoodNot Attached Property
Property Information Parcel Number: 963618202007

Price & Status
Price List Price: $129,000Price Per Sqft: $76

Active Status
MLS Status: Active

Location
Direction & Address City: SpencerCommunity: IA
School Information Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Agent Information
Listing Agent Listing ID: 251302

Building
Building Area Building Area: 2088 Square Feet

Lot Information
Lot Area: 6969.6 sqft

Miscellaneous
BasementMls Number: 251302Attribution Contact: PRIM: 712-330-1569Above Grade Unfinished Area: 1416

Last check for updates: about 11 hours ago

Listing courtesy of Peggy Bergh-Kuker, (712) 330-1569

Keller Williams Okoboji

Source: Iowa Great Lakes BOR, MLS#251302

Also Listed on Iowa Great Lakes BOR.

Price History for 516 E 4th St

Date	Price	Event	Source
03/20/2026	$129,000	PriceChange	Iowa Great Lakes BOR #251302
Price Change $5,000 (-4%)
02/28/2026	$134,000	PriceChange	Iowa Great Lakes BOR #251302
Price Change $5,000 (-4%)
01/31/2026	$139,000	PriceChange	Iowa Great Lakes BOR #251302
Price Change $6,000 (-4%)
12/26/2025	$145,000	PriceChange	Iowa Great Lakes BOR #251302
Price Change $4,000 (-3%)
11/05/2025	$149,000	PriceChange	Iowa Great Lakes BOR #251302
Price Change $10,000 (-6%)
10/03/2025	$159,000	Listed For Sale	Iowa Great Lakes BOR #251302

06/17/2020	$109,000	Sold	N/A
Recording Date 06/17/2020 County Transfer Tax N/A Total Transfer Tax $2
04/13/2020	$114,500	Pending	Agent Provided

04/04/2020	$114,500	PriceChange	Agent Provided
Price Change $7,400 (-6%)
02/15/2020	$121,900	PriceChange	Agent Provided
Price Change $8,100 (-6%)
12/09/2019	$130,000	PriceChange	Agent Provided
Price Change $9,000 (-6%)
10/04/2019	$139,000	PriceChange	Agent Provided
Price Change $6,000 (-4%)
09/10/2019	$145,000	PriceChange	Agent Provided
Price Change $3,000 (-2%)
08/22/2019	$148,000	PriceChange	Agent Provided
Price Change $5,000 (-3%)
08/14/2019	$153,000	Listed For Sale	Agent Provided

11/14/2012	$89,900	ListingRemoved	Agent Provided

10/26/2012	$89,900	Listed For Sale	Agent Provided

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Spencer, IA 51301
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NextHome at the Lakes
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Spencer, IA 51301
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Property Tax and Assessment

Year	2024
Tax	$2,004
Assessment	$140,100

Home facts updated by county records

Comparable Sales for 516 E 4th St

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
821 E 3rd St, Spencer, IA	0.18	Single-Family Home	$148,000	09/29/25	4	2	1,389
525 E 2nd St, Spencer, IA	0.10	Single-Family Home	$90,000	02/09/26	3	2	1,000
904 E 4th St, Spencer, IA	0.22	Single-Family Home	$121,500	05/06/26	5	2.5	2,110
502 E 10th St, Spencer, IA	0.44	Single-Family Home	$107,500	07/23/25	4	1.5	1,329
720 3rd Ave E, Spencer, IA	0.35	Single-Family Home	$160,000	09/26/25	3	2	1,566
310 E 4th St, Spencer, IA	0.15	Single-Family Home	$177,500	03/31/26	4	1.5	2,362
702 E 8th St, Spencer, IA	0.32	Single-Family Home	$162,000	04/24/26	3	2	1,250
721 3rd Ave E, Spencer, IA	0.37	Single-Family Home	$89,500	05/16/25	3	1	1,307
707 6th Ave E, Spencer, IA	0.27	Single-Family Home	$162,900	02/06/26	4	3.5	2,189

Assigned Schools

These are the assigned schools for 516 E 4th St.

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.

88 % Say yards are well-kept
83 % Say car is needed
81 % Say it's quiet
78 % Say it's dog friendly
74 % Say there are sidewalks
74 % Say parking is easy
69 % Say kids play outside
68 % Say people would walk alone at night
65 % Say there's holiday spirit
62 % Say it's walkable to grocery stores
60 % Say neighbors are friendly
49 % Say there's wildlife
48 % Say streets are well-lit
48 % Say they plan to stay for at least 5 years
42 % Say it's walkable to restaurants
31 % Say there are community events

Learn more about our methodology.

Kx4css4r2x
Prev. Resident
4y ago
"I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
2
Flag
April J.
Resident
5y ago
"Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
1
Flag
April J.
Resident
6y ago
"great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"
2
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LGBTQ Local Legal Protections

Peggy Bergh-Kuker, Keller Williams Okoboji

Agent Phone: (712) 330-1569

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

516 E 4th St, Spencer, IA 51301 is a 5 bedroom, 2 bathroom, 1,700 sqft single-family home built in 1915. This property is currently available for sale and was listed by Iowa Great Lakes BOR on Oct 3, 2025. The MLS # for this home is MLS# 251302.

516 E 4th St
Spencer, IA 51301

$129,000

$129,000

Local Information