821 E 3rd St, Spencer, IA 51301
Property image
Property image
OFF MARKET

$151,100

Trulia Estimate
  • 4 Beds
  • 2 Baths
  • 1,389 sqft

821 E 3rd St, Spencer, IA 51301

Est. Refi. Payment $1,036/mo*
Refinance Your Home
Currently Off Market - Sold Sep 29, 2025 for $148,000

Home Value

Trulia Estimate
$151K
Since last month
Decreased$800 (-0.5%)
Since last year
Increased$3K (+1.8%)
Since last sale
Increased$2K (+1.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +99% in the last 10 years
MonthEstimated value
2026
September 2026$150K
August 2026$151K
July 2026$152K
June 2026$150K
May 2026$150K
April 2026$150K
March 2026$150K
February 2026$148K
January 2026$148K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
516 E 4th St, Spencer, IA
0.18
Single-Family Home
$134,000
06/18/26
5
1.5
1,700
511 E 4th St, Spencer, IA
0.20
Single-Family Home
$120,000
08/19/26
3
2
1,580
904 E 4th St, Spencer, IA
0.05
Single-Family Home
$121,500
05/06/26
5
2.5
2,110
702 E 8th St, Spencer, IA
0.35
Single-Family Home
$162,000
04/24/26
3
2
1,250
525 E 2nd St, Spencer, IA
0.18
Single-Family Home
$90,000
02/09/26
3
2
1,000
500 E 4th St, Spencer, IA
0.22
Single-Family Home
$210,000
08/18/26
4
2
1,982
817 E 4th St, Spencer, IA
0.07
Single-Family Home
$115,000
08/14/26
3
1
1,719
720 3rd Ave E, Spencer, IA
0.49
Single-Family Home
$160,000
09/26/25
3
2
1,566
707 6th Ave E, Spencer, IA
0.35
Single-Family Home
$162,900
02/06/26
4
3.5
2,189

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
820 E 4th St, Spencer, IA 51301
0.03
$137,200
2
1
821
Off Market
904 E 4th St, Spencer, IA 51301
0.05
$121,500
5
2.5
2,110
Recently Sold
801 E 3rd St, Spencer, IA 51301
0.05
$158,800
2
2
983
Off Market
817 E 4th St, Spencer, IA 51301
0.07
$115,000
3
1
1,719
Recently Sold
905 E 4th St, Spencer, IA 51301
0.08
$199,900
3
1.5
2,013
For Sale
721 E 4th St, Spencer, IA 51301
0.09
$177,700
3
1
1,260
Off Market
708 E 4th St, Spencer, IA 51301
0.10
$156,600
3
2
2,029
Off Market
802 E 5th St, Spencer, IA 51301
0.11
$30,000
4
1
1,200
Recently Sold
910 E 5th St, Spencer, IA 51301
0.12
$122,500
2
1
796
Recently Sold
821 E 5th St, Spencer, IA 51301
0.14
$161,500
2
1
936
Off Market
829 E 5th St, Spencer, IA 51301
0.14
$95,000
1
1
576
Recently Sold

Local Information

  • Map ViewExplore the area around 821 E 3rd St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1949
1,389 sqft
$109/sqft
Garage

About this House

Ideal for first-time home buyers or investors looking for a rental property, this charming 4-bedroom, 2-bath home is full of potential. You’ll love the character of the original hardwood floors and fully fenced backyard—perfect for pets and outdoor enjoyment. Major mechanical updates have already been taken care of, including a new furnace, central air conditioning, and hot water heater. Located in a well-kept neighborhood directly across from the high school, this property offers convenience and rental income potential. Sellers are also offering a $3000 appliance/flooring allowance.
821 E 3rd St, Spencer, IA 51301 is a 4 bedroom, 2 bathroom, 1,389 sqft single-family home built in 1949. It last sold for $148,000 on Sep 29, 2025 (3% below the $152,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $151,100, with a rent estimate of $1,556/month.
Last check for updates: about 2 hours ago
Listed by Katie Nissen, (712) 330-9057
Keller Williams Okoboji
Bought with: Sarah Stickler, (712) 240-1000, Northwest Iowa Realty
Source: Iowa Great Lakes BOR, MLS#250777

Home Details for 821 E 3rd St

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 9Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 1, Bathroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1389 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Microwave, Range/Stove, Refrigerator, Electric Water HeaterDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Forced AirHas HeatingHeating Fuel: Forced Air
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Levels: One and One HalfFloors: Hardwood

Exterior Features

Exterior Home Features
Fencing: Full
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Concrete,Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1389 Square Feet

Property Information

Year Built
Year Built: 1949
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding, Stick BuiltNot Attached Property
Property Information
Parcel Number: 963618226036

Price & Status

Price
List Price: $152,000
Status Change & Dates
Off Market Date: Mon Sep 29 2025

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 1389 Square Feet

Lot Information

Lot Area: 6969.6 sqft

Miscellaneous

BasementMls Number: 250777Attribution Contact: PRIM: 712-330-9057Above Grade Unfinished Area: 1389

Price and Tax history

DateEventPrice
Sep 29, 2025
Source: Iowa Great Lakes BOR #250777
Sold
$148,000
Aug 3, 2025
Source: Iowa Great Lakes BOR #250777
Contingent
$152,000
Jul 1, 2025
Source: Iowa Great Lakes BOR #250777
PriceChange
$152,000
Price decreased by 3%
Jun 22, 2025
Source: Iowa Great Lakes BOR #250777
Listed For Sale
$157,000
Jun 18, 2025
Source: Exit Realty #250154
ListingRemoved
$157,000

Market trends in Spencer

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
86
7MoM

Around this home

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
    3
    Flag
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
    1
    Flag
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"
    2
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 821 E 3rd St

  • What is 821 E 3rd St estimated to be worth?
    Trulia's estimated value for 821 E 3rd St in Spencer, IA is $151,100.
  • What is the price history for 821 E 3rd St?
    821 E 3rd St in Spencer, IA last sold for $148,000 in September 2025.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See recently sold homes in Spencer, IA.
  • How big is the lot at 821 E 3rd St?
    The lot at 821 E 3rd St in Spencer, IA is about 0.16 acres (6,970 sq ft).
  • Does 821 E 3rd St have a garage?
    Yes, 821 E 3rd St in Spencer, IA has a garage.

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