905 E  4th St, Spencer, IA 51301
Property image
Property image
FOR SALE

$199,900

Original price: $209,900
  • 3 Beds
  • 1.5 Baths
  • 2,013 sqft

905 E 4th St, Spencer, IA 51301

Est. Mortgage $1,309/mo*
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We estimate this home will sell faster than 92% nearby.

Home Highlights

Property Type
Single-Family Home
Year Built
1950
Price/Sqft
$99
Parking
1 Car Garage

Local Information

  • Map ViewExplore the area around 905 E 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Step inside this charming 1950's home with Character! A mid-century classic beautifully blends timeless craftsmanship with modern functional spaces. Comfortable layout on the main floor with a spacious living area and bonus three season room. Upstairs you will enjoy three spacious bedrooms that offer original hardwood floors. Enjoy an evening outside on the large patio and a fenced yard.
Last check for updates: about 4 hours ago
Listing courtesy of Kim Bates, (712) 260-7149
Bates Realty, LLC
Bob Bates, (712) 260-7148
Bates Realty, LLC
Source: Iowa Great Lakes BOR, MLS#260852
Also Listed on Iowa Great Lakes BOR.
We estimate this home will sell faster than 92% nearby.

Home Details for 905 E 4th St

Interior Features

Interior Details
Basement: Block,Full
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2013 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Range/Stove, Refrigerator, Gas Water HeaterDishwasherRefrigerator
Heating & Cooling
Heating: BoilerHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Boiler
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Exterior Home Features
Roof: AsphaltFencing: Full
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Attached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1464 Square FeetFinished Area (below surface): 549 Square Feet

Days on Market

Days on Market: 41

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Stone, Vinyl Siding, Frame/Wood, Stick BuiltNot Attached Property
Property Information
Parcel Number: 963607482026

Price & Status

Price
List Price: $199,900Price Per Sqft: $99

Active Status

MLS Status: Active

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Agent Information

Listing Agent
Listing ID: 260852

Building

Building Area
Building Area: 2445 Square Feet

Lot Information

Lot Area: 7405.2 sqft

Miscellaneous

BasementMls Number: 260852Above Grade Unfinished Area: 1464

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
79
1
MoM

Home Value

Trulia Estimate
$197K
Since last month
Decreased$18K (-8.2%)
Since last year
Decreased$28K (-12.5%)
Since last sale
Increased$38K (+24.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +47% in the last 10 years
MonthEstimated value
2026
August 2026$197K
July 2026$214K
June 2026$228K
May 2026$225K
April 2026$226K
March 2026$223K
February 2026$221K
January 2026$217K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$148,000
09/29/25
4
2
1,389
0.23
Single-Family Home
$120,000
08/19/26
3
2
1,580
0.04
Single-Family Home
$121,500
05/06/26
5
2.5
2,110
0.29
Single-Family Home
$162,000
04/24/26
3
2
1,250
0.22
Single-Family Home
$134,000
06/18/26
5
1.5
1,700
0.26
Single-Family Home
$210,000
08/18/26
4
2
1,982
0.30
Single-Family Home
$165,000
12/19/25
3
1
1,588
0.04
Single-Family Home
$122,500
11/24/25
2
1
796
0.48
Single-Family Home
$160,000
09/26/25
3
2
1,566
0.48
Single-Family Home
$190,000
04/17/26
3
1
1,728

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.04
$121,500
5
2.5
2,110
Recently Sold
0.04
$122,500
2
1
796
Recently Sold
0.05
$137,200
2
1
821
Off Market
0.04
$129,500
2
1
1,194
For Sale
0.07
$95,000
1
1
576
Recently Sold
0.08
$151,100
4
2
1,389
Off Market
0.07
$160,900
2
1
936
Off Market
0.08
$30,000
4
1
1,200
Recently Sold
0.11
$177,700
3
1
1,260
Off Market
0.12
$158,300
2
2
983
Off Market
0.15
$291,700
5
2
2,302
Off Market

Price and Tax history

DateEventPrice
Aug 24, 2026
Source: Iowa Great Lakes BOR #260852
PriceChange
$199,900
Price decreased by 5%
Aug 11, 2026
Source: Iowa Great Lakes BOR #260852
PriceChange
$209,900
Price decreased by 2%
Jul 22, 2026
Source: Iowa Great Lakes BOR #260852
Listed For Sale
$215,000
Sep 6, 2019
Source: N/A
Sold
$158,500
Jul 15, 2019
Source: Agent Provided
Pending
$158,500

LGBTQ Local Legal Protections

Kim Bates, Bates Realty, LLC
Agent Phone: (712) 260-7149
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 905 E 4th St

  • What is the estimated monthly payment for 905 E 4th St?
    Based on a $199,900 list price with 20% down at today's rates, the estimated monthly payment for 905 E 4th St in Spencer, IA is approximately $1,334 (about $1,062 principal & interest, $197 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See homes for sale in Spencer, IA.
  • What are the closest schools to 905 E 4th St?
    The closest schools to 905 E 4th St in Spencer, IA are Fairview Park Elementary School, Johnson Elementary School (Pre-K), Lincoln Elementary School (rated 5/10).
  • What is 905 E 4th St estimated to be worth?
    Trulia's estimated value for 905 E 4th St in Spencer, IA is $197,200.
  • Does 905 E 4th St have air conditioning?
    Yes, 905 E 4th St in Spencer, IA has air conditioning.
  • How big is the lot at 905 E 4th St?
    The lot at 905 E 4th St in Spencer, IA is about 0.17 acres (7,405 sq ft).
905 E 4th St, Spencer, IA 51301 is a 3 bedroom, 2 bathroom, 2,013 sqft single-family home built in 1950. This property is currently available for sale and was listed by Iowa Great Lakes BOR on Jul 22, 2026. The MLS # for this home is MLS# 260852.