520 4th Ave W
Spencer, IA 51301
3 Beds
2 Baths
1,502 sqft
$161,000
Original price: $166,000
$161,000
Original price: $166,000
3 Beds
2 Baths
1,502 sqft
Home Highlights
Parking
Garage
Climate Control
Heating & Cooling
Price/Sqft
$107
Listed
48 days ago
Local Information
- Map ViewExplore the area around 520 4th Ave W.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
The kind of home that's easy to picture yourself in! This 3 bedroom, 2 bathroom home sits on a desirable corner lot and offers a great blend of comfort and function. The beautifully updated kitchen is the heart of the home, while the convenient main-floor laundry makes every day living a breeze. You'll love the generously sized bedrooms, each offering room to spread out, while the spacious master suite features a private bathroom and a large walk-in closet. Outside, enjoy a welcoming front porch that's perfect for morning coffee or relaxing evenings, along with a fully fenced-in backyard that provides plenty of room to relax, entertain or garden. If you've been waiting for a home with space, updates and a layout that works, this one is worth a look!
Home Details for 520 4th Ave W
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Interior Details Basement: FullNumber of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Master Bathroom, Dining Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1502 Square Feet |
Appliances & Utilities Utilities: Natural Gas ConnectedAppliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water HeaterDishwasherDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: BoilerHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Boiler |
Levels, Entrance, & Accessibility Stories: 2Levels: Two |
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Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 1502 Square Feet |
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Days on Market: 48 |
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Year Built Year Built: 1900 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl Siding, Frame/WoodNot Attached Property |
Property Information Parcel Number: 963607355001 |
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Price List Price: $161,000Price Per Sqft: $107 |
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MLS Status: Active Contingent-CTS |
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Direction & Address City: SpencerCommunity: IA |
School Information Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer |
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Listing Agent Listing ID: 260739 |
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Building Area Building Area: 1502 Square Feet |
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Lot Area: 10454.4 sqft |
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Contingencies: Other |
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BasementMls Number: 260739Attribution Contact: PRIM: (712) 363-0287Above Grade Unfinished Area: 1502 |
Last check for updates: about 2 hours ago
Listing courtesy of Nicole Nimke, (712) 363-0287
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR, MLS#260739
Also Listed on Iowa Great Lakes BOR.
Market trends in Spencer
Last updated July 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
79
1MoM
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jul 20, 2026 Source: Iowa Great Lakes BOR #260739 | PriceChange | $161,000 Price decreased by 3% |
Jun 30, 2026 Source: Iowa Great Lakes BOR #260739 | Listed For Sale | $166,000 |
Sep 19, 2018 Source: N/A | Sold | $123,000 |
Aug 10, 2018 Source: Agent Provided | Pending | $123,000 |
Aug 10, 2018 Source: Agent Provided | Listed For Sale | $123,000 |
Jul 7, 2017 Source: EXIT Realty solds #-7180601123326182081 | Sold | $103,500 |
Jun 2, 2017 Source: Agent Provided | Pending | $105,000 |
May 20, 2017 Source: Agent Provided | PriceChange | $105,000 Price decreased by 5% |
Apr 13, 2017 Source: N/A | Listed For Sale | $110,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $2,256 | $161,590 |
Home facts updated by county records
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Home Value
Trulia Estimate
$157KSince last month
Decreased$2K (-1%)Since last year
Decreased$25K (-13.9%)Since last sale
Increased$33K (+26.7%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +97% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $156K |
| July 2026 | $157K |
| June 2026 | $185K |
| May 2026 | $182K |
| April 2026 | $176K |
| March 2026 | $174K |
| February 2026 | $171K |
| January 2026 | $168K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.10 | Single-Family Home | $150,000 | 09/15/25 | 3 | 2 | 1,781 | |
0.24 | Single-Family Home | $143,000 | 12/19/25 | 3 | 1.5 | 1,864 | |
0.23 | Single-Family Home | $129,000 | 08/07/26 | 2 | 1.5 | 1,152 | |
0.24 | Single-Family Home | $162,500 | 01/07/26 | 4 | 2 | 1,802 | |
0.05 | Single-Family Home | $228,500 | 11/17/25 | 3 | 2 | 2,101 | |
0.25 | Single-Family Home | $140,000 | 04/17/26 | 2 | 1.5 | 1,296 | |
0.29 | Single-Family Home | $128,000 | 07/14/26 | 4 | 1 | 1,148 | |
0.24 | Single-Family Home | $66,000 | 11/07/25 | 3 | 1.5 | 2,278 | |
0.26 | Single-Family Home | $125,000 | 03/31/26 | 2 | 1.5 | 976 | |
0.21 | Single-Family Home | $182,000 | 09/11/25 | 4 | 2 | 2,420 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.05 | $145,000 | 8 | 3 | 3,862 | Off Market | |
0.05 | $143,400 | 5 | 2 | 1,750 | Off Market | |
0.05 | $228,500 | 3 | 2 | 2,101 | Recently Sold | |
0.06 | $135,300 | 3 | 1 | 992 | Off Market | |
0.05 | $225,000 | 4 | 2.5 | 1,912 | For Sale | |
0.05 | $223,700 | 3 | 1.5 | 1,688 | Off Market | |
0.10 | $153,800 | 3 | 2 | 1,781 | Off Market | |
0.12 | $166,500 | 4 | 2 | 2,038 | Off Market | |
0.14 | $160,500 | 3 | 1 | 1,090 | Off Market | |
0.17 | $475,100 | 4 | 3 | 2,421 | Off Market | |
0.17 | $125,000 | 4 | 2 | 1,950 | For Sale |
Around this home
What Locals Say about Spencer
At least 31 Trulia users voted on each feature.
88 % Say yards are well-kept
83 % Say car is needed
81 % Say it's quiet
78 % Say it's dog friendly
74 % Say there are sidewalks
74 % Say parking is easy
69 % Say kids play outside
68 % Say people would walk alone at night
65 % Say there's holiday spirit
62 % Say it's walkable to grocery stores
60 % Say neighbors are friendly
49 % Say there's wildlife
48 % Say streets are well-lit
48 % Say they plan to stay for at least 5 years
42 % Say it's walkable to restaurants
31 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Frequently asked questions about 520 4th Ave W
- What is the estimated monthly payment for 520 4th Ave W?Based on a $161,000 list price with 20% down at today's rates, the estimated monthly payment for 520 4th Ave W in Spencer, IA is approximately $1,079 (about $846 principal & interest, $158 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Spencer?Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See homes for sale in Spencer, IA.
- What are the closest schools to 520 4th Ave W?The closest schools to 520 4th Ave W in Spencer, IA are Fairview Park Elementary School, Johnson Elementary School (Pre-K), Lincoln Elementary School (rated 5/10).
- What is 520 4th Ave W estimated to be worth?Trulia's estimated value for 520 4th Ave W in Spencer, IA is $156,500.
- Does 520 4th Ave W have air conditioning?Yes, 520 4th Ave W in Spencer, IA has air conditioning.
- Does 520 4th Ave W have laundry facilities?Yes, 520 4th Ave W in Spencer, IA has in-unit laundry.
Nicole Nimke, EXIT Realty Midwest- Spencer/Emmetsburg
Agent Phone: (712) 363-0287
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
520 4th Ave W, Spencer, IA 51301 is a 3 bedroom, 2 bathroom, 1,502 sqft single-family home built in 1900. This property is currently available for sale and was listed by Iowa Great Lakes BOR on Jun 30, 2026. The MLS # for this home is MLS# 260739.