520 4th Ave W, Spencer, IA 51301
Property image
Property image
SOLD
OCT 16, 2026

$151,000

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,502 sqft

520 4th Ave W, Spencer, IA 51301

Est. Refi. Payment $1,045/mo*
Refinance Your Home
Currently Off Market - Sold Oct 16, 2026 for $151,000 (6% below list price)

Home Value

Trulia Estimate
$151K
Since last month
Decreased$4K (-2.6%)
Since last year
Decreased$26K (-14.8%)
Since last sale
$0 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +104% in the last 10 years
MonthEstimated value
2026
October 2026$151K
September 2026$155K
August 2026$156K
July 2026$157K
June 2026$185K
May 2026$182K
April 2026$176K
March 2026$174K
February 2026$171K
January 2026$168K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
612 W 4th St, Spencer, IA
0.24
Single-Family Home
$143,000
12/19/25
3
1.5
1,864
817 Fisher Ct, Spencer, IA
0.24
Single-Family Home
$162,500
01/07/26
4
2
1,802
433 4th Ave W, Spencer, IA
0.05
Single-Family Home
$228,500
11/17/25
3
2
2,101
517 W 4th St, Spencer, IA
0.17
Single-Family Home
$123,000
10/09/26
4
2
1,950
540 7th Ave W, Spencer, IA
0.23
Single-Family Home
$129,000
08/07/26
2
1.5
1,152
821 Fisher Ct, Spencer, IA
0.25
Single-Family Home
$140,000
04/17/26
2
1.5
1,296
912 5th Ave W, Spencer, IA
0.29
Single-Family Home
$128,000
07/14/26
4
1
1,148
202 E 4th St, Spencer, IA
0.45
Single-Family Home
$190,000
08/05/26
3
2
2,114

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
514 4th Ave W, Spencer, IA 51301
0.02
$160,300
2
1
550
Off Market
514 4th Ave W #1, Spencer, IA 51301
0.02
-
2
1
560
Off Market
514 4th Ave W #2, Spencer, IA 51301
0.02
-
1
1
500
Off Market
514 4th Ave W #3, Spencer, IA 51301
0.02
-
1
1
500
Off Market
321 W 6th St, Spencer, IA 51301
0.03
-
4
2
1,942
Off Market
414 W 6th St #E, Spencer, IA 51301
0.03
-
2
1
680
Off Market
414 W 6th St #A, Spencer, IA 51301
0.03
-
2
1
680
Off Market
510 4th Ave W, Spencer, IA 51301
0.03
$171,800
5
3
2,388
Off Market
315 W 6th St, Spencer, IA 51301
0.03
$186,900
3
2
2,544
Off Market
515 4th Ave W, Spencer, IA 51301
0.04
$201,900
2
2
2,954
Off Market
521 3rd Ave W, Spencer, IA 51301
0.04
$169,800
6
4
1,762
Off Market
523 4th Ave W, Spencer, IA 51301
0.04
$152,200
3
1
1,530
Off Market
515 3rd Ave W, Spencer, IA 51301
0.04
$143,200
3
1
1,766
Off Market
601 4th Ave W, Spencer, IA 51301
0.04
$135,500
2
2
1,405
Off Market
612 4th Ave W, Spencer, IA 51301
0.04
$206,200
4
3
1,647
Off Market
502 4th Ave W, Spencer, IA 51301
0.04
$214,600
4
2
2,986
Off Market
309 W 6th St, Spencer, IA 51301
0.05
$150,100
8
3
3,862
Off Market
311 W 5th St, Spencer, IA 51301
0.05
$142,100
5
2
1,750
Off Market
307 W 5th St, Spencer, IA 51301
0.05
$90,400
3
1
1,456
Off Market
433 4th Ave W, Spencer, IA 51301
0.05
$231,400
3
2
2,101
Off Market

Local Information

  • Map ViewExplore the area around 520 4th Ave W.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1900
1,502 sqft
$101/sqft
Garage

About this House

What's unique:Convenient main-floor laundryGenerously sized bedroomsWelcoming front porchFully fenced-in backyardSpacious master suiteBeautifully updated kitchen
The kind of home that's easy to picture yourself in! This 3 bedroom, 2 bathroom home sits on a desirable corner lot and offers a great blend of comfort and function. The beautifully updated kitchen is the heart of the home, while the convenient main-floor laundry makes every day living a breeze. You'll love the generously sized bedrooms, each offering room to spread out, while the spacious master suite features a private bathroom and a large walk-in closet. Outside, enjoy a welcoming front porch that's perfect for morning coffee or relaxing evenings, along with a fully fenced-in backyard that provides plenty of room to relax, entertain or garden. If you've been waiting for a home with space, updates and a layout that works, this one is worth a look!
520 4th Ave W, Spencer, IA 51301 is a 3 bedroom, 2 bathroom, 1,502 sqft single-family home built in 1900. It last sold for $151,000 on Oct 16, 2026 (6% below the $161,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $151,000, with a rent estimate of $1,546/month.
Last check for updates: about 10 hours ago
Listed by Nicole Nimke, (712) 363-0287
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with: Sean Kondrath, (712) 331-4140, Real Estate Unlimited
Source: Iowa Great Lakes BOR, MLS#260739

Home Details for 520 4th Ave W

Interior Features

Interior Details
Basement: FullNumber of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Master Bathroom, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1502 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water HeaterDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: BoilerHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Boiler
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1502 Square Feet

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding, Frame/WoodNot Attached Property
Property Information
Parcel Number: 963607355001

Price & Status

Price
List Price: $161,000Price Per Sqft: $101/sqft
Status Change & Dates
Off Market Date: Fri Oct 16 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 1502 Square Feet

Lot Information

Lot Area: 10454.4 sqft

Miscellaneous

BasementMls Number: 260739Attribution Contact: PRIM: (712) 363-0287Above Grade Unfinished Area: 1502

Price and Tax history

DateEventPrice
Oct 16, 2026
Source: Iowa Great Lakes BOR #260739
Sold
$151,000
Oct 8, 2026
Source: Iowa Great Lakes BOR #260739
Pending
$161,000
Jul 20, 2026
Source: Iowa Great Lakes BOR #260739
PriceChange
$161,000
Price decreased by 3%
Jun 30, 2026
Source: Iowa Great Lakes BOR #260739
Listed For Sale
$166,000
Sep 19, 2018
Source: N/A
Sold
$123,000

Market trends in Spencer

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
75
11MoM
Sourced by Trulia Market Trends

Around this home

What Locals Say about Spencer

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 74% say there are sidewalks
  • 65% say there's holiday spirit
  • 60% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 31 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
    3
    Flag
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
    1
    Flag
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"
    2
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Frequently asked questions about 520 4th Ave W

  • What is 520 4th Ave W estimated to be worth?
    Trulia's estimated value for 520 4th Ave W in Spencer, IA is $151,000.
  • What is the price history for 520 4th Ave W?
    520 4th Ave W in Spencer, IA last sold for $151,000 in October 2026.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See recently sold homes in Spencer, IA.
  • Does 520 4th Ave W have air conditioning?
    Yes, 520 4th Ave W in Spencer, IA has air conditioning.
  • Does 520 4th Ave W have laundry facilities?
    Yes, 520 4th Ave W in Spencer, IA has in-unit laundry.

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