520 E  3rd St, Spencer, IA 51301
OFF MARKET

520 E 3rd St
Spencer, IA 51301

  • 2 Beds
  • 1 Bath
  • 968 sqft

$147,200

Trulia Estimate
as of Jul 6, 2026

$147,200

Trulia Estimate
as of Jul 6, 2026
2 Beds
1 Bath
968 sqft

Local Information

  • Map ViewExplore the area around 520 E 3rd St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Welcome to this charming 2 bedroom, 1 bath bungalow home with a fenced in backyard. Perfect for those seeking a cozy and private retreat.
520 E 3rd St, Spencer, IA 51301 is a 2 bedroom, 1 bathroom, 968 sqft single-family home built in 1881. It last sold for the $135,000 asking price on Sep 6, 2024. It is currently off market. The Trulia Estimate is $147,200, with a rent estimate of $1,038/month.

Home Highlights

Parking
1 Car Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 520 E 3rd St

Interior Features

Interior Details
Basement: Unfinished,Block,PartialNumber of Rooms: 1Types of Rooms: Bathroom
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 968 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water HeaterDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFencing: PartialOther Structures: Storage
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Attached
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 968 Square Feet

Property Information

Year Built
Year Built: 1881
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Vinyl Siding, Stick BuiltNot a New ConstructionNot Attached Property
Property Information
Condition: Updated/RemodeledParcel Number: 963618204007

Price & Status

Price
List Price: $135,000
Status Change & Dates
Off Market Date: Fri Sep 06 2024

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 1402 Square Feet

Lot Information

Lot Area: 9147.6 sqft

Offer

Listing Terms: Cash, Conventional, FHA, Rural Development

Miscellaneous

BasementMls Number: 240864Attribution Contact: PRIM: 712-580-3948Above Grade Unfinished Area: 968
Last check for updates: 23 minutes ago
Listed by Shelly Lohman, (712) 580-3948
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with: Shelly Lohman, (712) 260-8665, EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR, MLS#240864

Price History for 520 E 3rd St

DatePriceEventSource
09/06/2024$135,000Sold
Iowa Great Lakes BOR #240864
09/05/2024$135,000PendingIowa Great Lakes BOR #240864

Market trends in Spencer

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
70
7
MoM
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Property Tax and Assessment

Year2024
Tax$1,640
Assessment$116,550
Home facts updated by county records

Comparable Sales for 520 E 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.29
Single-Family Home
$128,000
09/19/25
2
1
976
0.06
Single-Family Home
$60,000
01/14/26
2
1
884
0.27
Single-Family Home
$122,500
11/24/25
2
1
796
0.29
Single-Family Home
$85,000
03/11/26
2
1
1,008
0.46
Single-Family Home
$144,500
08/29/25
2
1
960
0.03
Single-Family Home
$90,000
02/09/26
3
2
1,000
0.29
Single-Family Home
$120,000
12/31/25
3
1
1,041
0.26
Single-Family Home
$95,000
06/30/26
1
1
576
0.51
Single-Family Home
$130,000
12/30/25
3
1
1,444
0.07
Single-Family Home
$134,000
06/18/26
5
1.5
1,700

Nearby homes

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Assigned Schools

These are the assigned schools for 520 E 3rd St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 520 E 3rd St

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Off Market Homes Near 520 E 3rd St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.