520 E  3rd St, Spencer, IA 51301
OFF MARKET

520 E 3rd St
Spencer, IA 51301

  • 2 Beds
  • 1 Bath
  • 968 sqft

$146,700

Trulia Estimate
as of Aug 22, 2026
Est. Refi. Payment $975/mo*

$146,700

Trulia Estimate
as of Aug 22, 2026
Est. Refi. Payment $975/mo*
2 Beds
1 Bath
968 sqft

Home Value

Trulia Estimate
$147K
Since last month
Increased$500 (+0.3%)
Since last year
Increased$8K (+5.9%)
Since last sale
Increased$12K (+8.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +117% in the last 10 years
MonthEstimated value
2026
August 2026$147K
July 2026$146K
June 2026$147K
May 2026$145K
April 2026$143K
March 2026$141K
February 2026$138K
January 2026$138K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.29
Single-Family Home
$128,000
09/19/25
2
1
976
0.06
Single-Family Home
$60,000
01/14/26
2
1
884
0.29
Single-Family Home
$116,000
08/03/26
2
1
1,008
0.27
Single-Family Home
$122,500
11/24/25
2
1
796
0.46
Single-Family Home
$144,500
08/29/25
2
1
960
0.03
Single-Family Home
$90,000
02/09/26
3
2
1,000
0.29
Single-Family Home
$120,000
12/31/25
3
1
1,041
0.51
Single-Family Home
$145,000
07/24/26
2
1
832
0.10
Single-Family Home
$120,000
08/19/26
3
2
1,580
0.26
Single-Family Home
$95,000
06/30/26
1
1
576

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$170,400
3
2
1,948
Off Market
0.07
$92,200
2
1
864
Off Market
0.03
$90,000
3
2
1,000
Recently Sold
0.06
$60,000
2
1
884
Recently Sold
0.13
$82,100
1
1
683
Off Market
0.07
$134,000
5
1.5
1,700
Recently Sold
0.08
$210,000
4
2
1,982
Recently Sold
0.12
$115,500
3
2
1,280
Off Market
0.17
$134,600
5
2
1,360
Off Market
0.10
$120,000
3
2
1,580
Recently Sold
0.10
$159,400
3
2
2,029
Off Market

Local Information

  • Map ViewExplore the area around 520 E 3rd St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1881
Living Area
968 sqft
Price/Sqft
$152
Parking
1 Car Garage

About this House

Welcome to this charming 2 bedroom, 1 bath bungalow home with a fenced in backyard. Perfect for those seeking a cozy and private retreat.
520 E 3rd St, Spencer, IA 51301 is a 2 bedroom, 1 bathroom, 968 sqft single-family home built in 1881. It last sold for the $135,000 asking price on Sep 6, 2024. It is currently off market. The Trulia Estimate is $146,700, with a rent estimate of $1,180/month.
Last check for updates: about 10 hours ago
Listed by Shelly Lohman, (712) 580-3948
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with: Shelly Lohman, (712) 260-8665, EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR, MLS#240864

Home Details for 520 E 3rd St

Interior Features

Interior Details
Basement: Unfinished,Block,PartialNumber of Rooms: 1Types of Rooms: Bathroom
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 968 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water HeaterDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFencing: PartialOther Structures: Storage
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Attached
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 968 Square Feet

Property Information

Year Built
Year Built: 1881
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Vinyl Siding, Stick BuiltNot a New ConstructionNot Attached Property
Property Information
Condition: Updated/RemodeledParcel Number: 963618204007

Price & Status

Price
List Price: $135,000
Status Change & Dates
Off Market Date: Fri Sep 06 2024

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 1402 Square Feet

Lot Information

Lot Area: 9147.6 sqft

Offer

Listing Terms: Cash, Conventional, FHA, Rural Development

Miscellaneous

BasementMls Number: 240864Attribution Contact: PRIM: 712-580-3948Above Grade Unfinished Area: 968

Price and Tax history

DateEventPrice
Sep 6, 2024
Source: Iowa Great Lakes BOR #240864
Sold
$135,000
Sep 5, 2024
Source: Iowa Great Lakes BOR #240864
Pending
$135,000

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
79
1
MoM

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

LGBTQ Local Legal Protections

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Frequently asked questions about 520 E 3rd St

  • What is 520 E 3rd St estimated to be worth?
    Trulia's estimated value for 520 E 3rd St in Spencer, IA is $146,700.
  • What is the price history for 520 E 3rd St?
    520 E 3rd St in Spencer, IA last sold for $135,000 in September 2024.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See recently sold homes in Spencer, IA.
  • Does 520 E 3rd St have air conditioning?
    Yes, 520 E 3rd St in Spencer, IA has air conditioning.
  • Does 520 E 3rd St have laundry facilities?
    Yes, 520 E 3rd St in Spencer, IA has in-unit laundry.

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