1120 4th Ave E, Spencer, IA 51301
Property image
Property image
FOR SALE
0.28 ACRES

$99,900

  • 2 Beds
  • 1 Bath
  • 946 sqft (on 0.28 acres)

1120 4th Ave E, Spencer, IA 51301

Est. Mortgage $714/mo*
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We estimate this home will sell faster than 83% nearby.

Home Highlights

Single-Family Home
Built in 1900
0.28 acre lot
$106/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 1120 4th Ave E.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Updated kitchen
The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there’s space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor. Head upstairs to find the second larger bedroom, giving the home a little separation between spaces. It’s a simple setup inside, with more than you might expect waiting outside.
Last check for updates: about 12 hours ago
Listing courtesy of Kelly Bierl, (712) 260-5711
Hometown Realty
Source: Iowa Great Lakes BOR, MLS#260988
Also Listed on Iowa Great Lakes BOR.
We estimate this home will sell faster than 83% nearby.

Home Details for 1120 4th Ave E

Interior Features

Interior Details
Basement: Unfinished,Block,PartialNumber of Rooms: 5Types of Rooms: Bedroom 1, Bedroom 2, Bathroom 1, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 946 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Range/Stove, Refrigerator, Electric Water HeaterLaundry: Main LevelRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One Half

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFencing: Full
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Concrete,No Garage
Frontage
Road Frontage: City Street, SidewalksNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 946 Square Feet

Days on Market

Days on Market: 44

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood Siding, Stick BuiltNot Attached Property
Property Information
Parcel Number: 963607258001

Price & Status

Price
List Price: $99,900Price Per Sqft: $106

Active Status

MLS Status: Active

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Agent Information

Listing Agent
Listing ID: 260988

Building

Building Area
Building Area: 1414 Square Feet

Lot Information

Lot Area: 0.28 acres

Miscellaneous

BasementMls Number: 260988Attribution Contact: PRIM: 712-260-5711Above Grade Unfinished Area: 946

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

Market trends in Spencer

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
86
7
MoM

Home Value

Trulia Estimate
$94.5K
Since last month
Decreased$500 (-0.5%)
Since last year
Decreased$23K (-19.5%)
Since last sale
Increased$15K (+19.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +28% in the last 10 years
MonthEstimated value
2026
September 2026$94K
August 2026$95K
July 2026$115K
June 2026$119K
May 2026$118K
April 2026$115K
March 2026$113K
February 2026$110K
January 2026$108K
2025
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.10
Single-Family Home
$85,000
12/10/25
2
1
680
0.05
Single-Family Home
$151,000
07/15/26
2
1
958
0.13
Single-Family Home
$180,000
11/21/25
2
1
952
0.05
Single-Family Home
$59,000
07/13/26
3
1
1,184
0.15
Single-Family Home
$145,000
07/24/26
2
1
832
0.17
Single-Family Home
$134,890
05/22/26
2
1
1,118
0.05
Single-Family Home
$164,900
07/22/26
2
2
1,326
0.39
Single-Family Home
$116,000
08/03/26
2
1
1,008
0.44
Single-Family Home
$75,000
06/18/26
2
1
744

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$164,900
2
2
1,326
Recently Sold
0.05
$151,000
2
1
958
Recently Sold
0.06
$107,700
5
1
1,344
Off Market
0.05
$59,000
3
1
1,184
Recently Sold
0.07
$170,000
2
2
1,144
Recently Sold
0.05
$153,300
3
1.5
1,370
Off Market
0.05
$169,900
3
1
1,448
For Sale
0.06
$35,000
2
1
972
For Sale
0.10
$115,900
4
1
1,477
For Sale
0.10
$85,000
2
1
680
Recently Sold
0.08
$155,500
3
1
1,008
Off Market

Price and Tax history

DateEventPrice
Aug 12, 2026
Source: Iowa Great Lakes BOR #260988
Listed For Sale
$99,900
Nov 20, 2018
Source: EXIT Realty solds #4947429896685424968
Sold
$79,000
Sep 28, 2018
Source: Agent Provided
Pending
$79,000
Sep 1, 2018
Source: Agent Provided
Listed For Sale
$79,000

LGBTQ Local Legal Protections

Kelly Bierl, Hometown Realty
Agent Phone: (712) 260-5711
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 1120 4th Ave E

  • What is the estimated monthly payment for 1120 4th Ave E?
    Based on a $99,900 list price with 20% down at today's rates, the estimated monthly payment for 1120 4th Ave E in Spencer, IA is approximately $737 (about $564 principal & interest, $98 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See homes for sale in Spencer, IA.
  • What are the closest schools to 1120 4th Ave E?
    The closest schools to 1120 4th Ave E in Spencer, IA are Fairview Park Elementary School, Johnson Elementary School (Pre-K), Lincoln Elementary School (rated 5/10).
  • What is 1120 4th Ave E estimated to be worth?
    Trulia's estimated value for 1120 4th Ave E in Spencer, IA is $94,500.
  • Does 1120 4th Ave E have air conditioning?
    Yes, 1120 4th Ave E in Spencer, IA has air conditioning.
  • Does 1120 4th Ave E have laundry facilities?
    Yes, 1120 4th Ave E in Spencer, IA has laundry facilities.
1120 4th Ave E, Spencer, IA 51301 is a 2 bedroom, 1 bathroom, 946 sqft single-family home built in 1900. This property is currently available for sale and was listed by Iowa Great Lakes BOR on Aug 12, 2026. The MLS # for this home is MLS# 260988.