407 E 13th St, Spencer, IA 51301
Property image
Property image
SOLD
DEC 10, 2025

$85,900

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 680 sqft

407 E 13th St, Spencer, IA 51301

Est. Refi. Payment $625/mo*
Refinance Your Home
Currently Off Market - Sold Dec 10, 2025 for $85,000 (4% below list price)

Home Value

Trulia Estimate
$85.9K
Since last month
Decreased$400 (-0.5%)
Since last year
Decreased$15K (-15.1%)
Since last sale
Increased$1K (+1.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
September 2026$86K
August 2026$87K
July 2026$87K
June 2026$87K
May 2026$86K
April 2026$86K
March 2026$86K
February 2026$85K
January 2026$85K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
314 E 12th St, Spencer, IA
0.11
Single-Family Home
$151,000
07/15/26
2
1
958
321 E 14th St, Spencer, IA
0.07
Single-Family Home
$134,890
05/22/26
2
1
1,118
424 E 10th St, Spencer, IA
0.24
Single-Family Home
$145,000
07/24/26
2
1
832
518 E 13th St, Spencer, IA
0.11
Single-Family Home
$180,000
11/21/25
2
1
952
319 E 11th St, Spencer, IA
0.14
Single-Family Home
$59,000
07/13/26
3
1
1,184
118 W 14th St, Spencer, IA
0.43
Single-Family Home
$75,000
06/18/26
2
1
744
313 E 14th St, Spencer, IA
0.09
Single-Family Home
$135,000
01/02/26
3
1
1,200
809 E Milw St, Spencer, IA
0.56
Single-Family Home
$75,000
08/28/26
2
1
704

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1222 4th Ave E, Spencer, IA 51301
0.03
$170,000
2
2
1,144
Recently Sold
419 E 12th St, Spencer, IA 51301
0.07
$155,300
3
1.5
1,370
Off Market
325 E 13th St, Spencer, IA 51301
0.03
$115,900
4
1
1,477
For Sale
425 E 12th St, Spencer, IA 51301
0.08
$35,000
2
1
972
For Sale
410 E 14th St, Spencer, IA 51301
0.04
$145,000
5
1
1,710
Recently Sold
1326 4th Ave E, Spencer, IA 51301
0.04
$113,200
2
1
908
Off Market
1320 5th Ave E, Spencer, IA 51301
0.08
$191,800
4
2
1,000
Off Market
518 E 13th St, Spencer, IA 51301
0.11
$182,800
2
1
952
Off Market
1120 4th Ave E, Spencer, IA 51301
0.10
$99,900
2
1
946
For Sale
313 E 12th St, Spencer, IA 51301
0.09
$164,900
2
2
1,326
Recently Sold
508 E 12th St, Spencer, IA 51301
0.12
$155,500
3
1
1,008
Off Market

Local Information

  • Map ViewExplore the area around 407 E 13th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1900
680 sqft
$125/sqft
Garage

About this House

What's unique:New roofInviting deck
Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you’ll find a warm and welcoming living space that’s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you’re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.
407 E 13th St, Spencer, IA 51301 is a 2 bedroom, 1 bathroom, 680 sqft single-family home built in 1900. It last sold for $85,000 on Dec 10, 2025 (4% below the $89,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $85,900, with a rent estimate of $967/month.
Last check for updates: about 11 hours ago
Listed by Abby Goodell, (712) 305-8987
Keller Williams Okoboji
Bought with: Bob Bates, (712) 260-7148, Northwest Iowa Realty
Source: Iowa Great Lakes BOR, MLS#251029

Home Details for 407 E 13th St

Interior Features

Interior Details
Basement: Unfinished,Block,Full
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 680 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dryer, Microwave, Range/Stove, Refrigerator, Washer, Gas Water HeaterDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageParking Spaces: 1Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 680 Square Feet

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Vinyl Siding, Frame/WoodNot Attached Property
Property Information
Parcel Number: 963607252008

Price & Status

Price
List Price: $89,000Price Per Sqft: $125/sqft
Status Change & Dates
Off Market Date: Wed Dec 10 2025

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 680 Square Feet

Lot Information

Lot Area: 5662.8 sqft

Offer

Listing Terms: Cash, Conventional, DVA, FHA, Rural Development

Miscellaneous

BasementMls Number: 251029Attribution Contact: PRIM: 712-305-8987Above Grade Unfinished Area: 680

Price and Tax history

DateEventPrice
Dec 10, 2025
Source: Iowa Great Lakes BOR #251029
Sold
$85,000
Nov 15, 2025
Source: Iowa Great Lakes BOR #251029
Pending
$89,000
Oct 17, 2025
Source: Iowa Great Lakes BOR #251029
PriceChange
$89,000
Price decreased by 10%
Oct 6, 2025
Source: Iowa Great Lakes BOR #251029
PriceChange
$99,000
Price decreased by 6%
Sep 22, 2025
Source: Iowa Great Lakes BOR #251029
PriceChange
$105,000
Price decreased by 9%

Market trends in Spencer

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
86
7MoM

Around this home

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
    3
    Flag
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
    1
    Flag
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"
    2
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Frequently asked questions about 407 E 13th St

  • What is 407 E 13th St estimated to be worth?
    Trulia's estimated value for 407 E 13th St in Spencer, IA is $85,900.
  • What is the price history for 407 E 13th St?
    407 E 13th St in Spencer, IA last sold for $85,000 in December 2025.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IA as well-kept, quiet, and dog-friendly. Most residents say you need a car. See recently sold homes in Spencer, IA.
  • Does 407 E 13th St have air conditioning?
    Yes, 407 E 13th St in Spencer, IA has air conditioning.
  • Does 407 E 13th St have laundry facilities?
    Yes, 407 E 13th St in Spencer, IA has in-unit laundry.

Apartments for Rent

Skip to last item
Skip to first item

Off Market Homes Near 407 E 13th St

Skip to last item
Skip to first item

Homes for sale near 407 E 13th St

Skip to last item
Skip to first item
Skip to last item
  • Results are loading
Skip to first item