409 Monroe St, Waterloo, IL 62298
Property image
Property image
OFF MARKET

409 Monroe St
Waterloo, IL 62298

  • 2 Beds
  • 1 Bath
  • 768 sqft (on 0.25 acres)

$181,500

Trulia Estimate
as of Aug 20, 2026
Est. Refi. Payment $1,262/mo*
Refinance Your Home

$181,500

Trulia Estimate
as of Aug 20, 2026
Est. Refi. Payment $1,262/mo*
Refinance Your Home
2 Beds
1 Bath
768 sqft
(on 0.25 acres)

Home Value

Trulia Estimate
$182K
Since last month
Increased$3K (+1.5%)
Since last year
Increased$500 (+0.3%)
Since last sale
Increased$56K (+44.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +53% in the last 10 years
MonthEstimated value
2026
August 2026$184K
July 2026$181K
June 2026$185K
May 2026$187K
April 2026$181K
March 2026$179K
February 2026$175K
January 2026$171K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
412 Monroe St, Waterloo, IL
0.04
Single-Family Home
$208,000
08/21/25
2
1
772
705 Illinois Ave, Waterloo, IL
0.18
Single-Family Home
$110,000
11/05/25
2
1
800
506 Veterans Dr, Waterloo, IL
0.05
Single-Family Home
$185,000
05/04/26
2
1
725
500 Columbia Ave, Waterloo, IL
0.15
Single-Family Home
$177,000
11/10/25
3
1
1,098
406 Grand Ave, Waterloo, IL
0.11
Single-Family Home
$170,000
10/07/25
3
1
1,065
218 Magnolia Ave, Waterloo, IL
0.26
Single-Family Home
$175,000
08/04/26
2
1
1,031
106 Columbia Ave, Waterloo, IL
0.29
Single-Family Home
$130,000
06/18/26
2
1
764
239 Grand Ave, Waterloo, IL
0.20
Single-Family Home
$94,000
02/13/26
3
1
976
309 Flower St, Waterloo, IL
0.28
Single-Family Home
$120,000
07/23/26
3
1
1,350
335 W 4th St, Waterloo, IL
0.47
Single-Family Home
$139,000
05/15/26
2
1
1,062

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
413 Monroe St, Waterloo, IL 62298
0.01
$239,100
2
1.5
1,341
Off Market
506 Veterans Dr, Waterloo, IL 62298
0.05
$185,000
2
1
725
Recently Sold
412 Monroe St, Waterloo, IL 62298
0.04
$208,100
2
1
772
Off Market
302 N Moore St, Waterloo, IL 62298
0.11
$230,100
3
2
1,380
Off Market
504 N Moore St, Waterloo, IL 62298
0.08
$250,300
3
3
1,628
Off Market
404 N Library St, Waterloo, IL 62298
0.12
$254,900
3
1.5
1,671
Recently Sold
420 N Library St, Waterloo, IL 62298
0.12
$201,600
2
1
1,251
Off Market
406 Grand Ave, Waterloo, IL 62298
0.11
$169,700
3
1
1,065
Off Market
320 N Library St, Waterloo, IL 62298
0.15
$250,100
4
2.5
2,108
Off Market
211 Koenigsmark Ave, Waterloo, IL 62298
0.16
$225,200
4
1
1,055
Off Market
510 N Moore St, Waterloo, IL 62298
0.12
$258,400
4
2
1,433
Off Market
311 N Library St, Waterloo, IL 62298
0.18
$228,300
3
1
1,010
Off Market

Local Information

  • Map ViewExplore the area around 409 Monroe St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1950
Lot Size
0.25 acres
Living Area
768 sqft
Price/Sqft
$236
Parking
Garage

About this House

This home has great curb appeal! As you walk in the front door you enter your spacious living room with large window for great natural lighting! As you walk into the kitchen, you have a coat closet and utility closet, ample cabinet space and a large dining area with door to garage and basement stairs. Two good size bedrooms and a full bathroom finish off the main level. Downstairs you have a large family/recreation area and two good size storage areas; one with hook up for washer and dryer. There is a one car attached garage that is oversize with storage/workshop area, a door to the driveway and access to the backyard. The large backyard has a nice paver patio, a chain link fence and a good size shed. BDry is installed a drain system and sealed the leaks in late December 2020.
409 Monroe St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 768 sqft single-family home built in 1950. It last sold for $127,500 on Mar 19, 2021. It is currently off market. The Trulia Estimate is $181,500, with a rent estimate of $1,233/month.

Home Details for 409 Monroe St

Interior Features

Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1
Interior Details
Types of Rooms: Dining Room, Pantry
Appliances & Utilities
MicrowaveRefrigerator

Property Information

Year Built
Year Built: 1950Year Updated: 1950
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Exterior Features

Exterior Home Features
Exterior: Vinyl
Parking & Garage
GarageParking Space: 1Parking: Garage Attached

Community

Units in Building: 1

Lot Information

Lot Area: 10890 sqft

Price and Tax history

DateEventPrice
Mar 19, 2021
Source: MARIS #20089007
Sold
$127,500
Feb 13, 2021
Source: Agent Provided
Pending
$138,000
Jan 7, 2021
Source: Agent Provided
PriceChange
$138,000
Price decreased by 5%
Dec 16, 2020
Source: Agent Provided
PriceChange
$145,000
Price decreased by 3%
Nov 28, 2020
Source: N/A
PendingToActive
$150,000

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 409 Monroe St

  • What is 409 Monroe St estimated to be worth?
    Trulia's estimated value for 409 Monroe St in Waterloo, IL is $181,500.
  • What is the price history for 409 Monroe St?
    409 Monroe St in Waterloo, IL last sold for $127,500 in March 2021.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 409 Monroe St have air conditioning?
    Yes, 409 Monroe St in Waterloo, IL has air conditioning.
  • How big is the lot at 409 Monroe St?
    The lot at 409 Monroe St in Waterloo, IL is about 0.25 acres (10,890 sq ft).

Explore by feature - Air Conditioning

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