Listed by Tammy A Hines, Tammy Mitchell Hines & Co., (618) 281-3959 . Bought with Homes By Janell
404 N Library St
Waterloo, IL 62298
3 Beds
1.5 Baths
1,671 sqft (on 0.51 acres)
3 Beds
1.5 Baths
1,671 sqft
(on 0.51 acres)
Homes for sale near 404 N Library St
NEWCOMING SOON0.39 ACRESKeller Williams Pinnacle
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Description
Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined with the dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, portable island, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. A paned glass door open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from November 19, 2025
Home Highlights
Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$153/sqft
Listed
180+ days ago
Home Details for 404 N Library St
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MLS Status: Closed |
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Interior Details Basement: Partially Finished,FullNumber of Rooms: 10Types of Rooms: Bedroom, Bathroom, Den, Dining Room, Kitchen, Living Room, Other, Storage |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 1671 Square Feet |
Appliances & Utilities Utilities: NoneAppliances: Dishwasher, Free-Standing Range, RefrigeratorDishwasherLaundry: In BasementRefrigerator |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Number of Fireplaces: 2Fireplace: Family Room, Living Room, Wood BurningHas a Fireplace |
Gas & Electric Electric: Ameren |
Windows, Doors, Floors & Walls Flooring: Wood |
Levels, Entrance, & Accessibility Levels: OneFloors: Wood |
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Exterior Home Features No Private Pool |
Parking & Garage Number of Garage Spaces: 1Number of Carport Spaces: 1Number of Covered Spaces: 2Has a CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage, Carport |
Frontage Not on Waterfront |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 1623 Square FeetFinished Area (below surface): 48 |
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Cumulative Days on Market: 34 |
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Year Built Year Built: 1955 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Vinyl SidingNot Attached PropertyDoes Not Include Home Warranty |
Property Information Parcel Number: 0724449003000 |
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Price List Price: $254,900Price Per Sqft: $153/sqft |
Status Change & Dates Off Market Date: Tue Nov 18 2025Possession Timing: Close Of Escrow |
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Direction & Address City: WaterlooCommunity: Pautler Heights #2 |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 1671 Square Feet |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 0.51 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Business Information Ownership: Private |
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BasementMls Number: 25069669Above Grade Unfinished Area: 1623Showing Requirements: Appointment Only |
Last check for updates: about 4 hours ago
Listed by Tammy A Hines, (618) 281-3959
Tammy Mitchell Hines & Co.
Bought with: Janell M Schmittling, (618) 444-6141, Homes By Janell
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#25069669
Price History for 404 N Library St
| Date | Price | Event | Source |
|---|---|---|---|
| 11/18/2025 | $254,900 | Sold | MARIS #25069669 |
| 10/18/2025 | $254,900 | Contingent | MARIS #25069669 |
| 10/15/2025 | $254,900 | Listed For Sale | MARIS #25069669 |
| 04/18/2025 | $241,000 | Sold | MARIS #25014539 |
| 04/18/2025 | $235,000 | Pending | MARIS #25014539 |
| 03/18/2025 | $235,000 | Contingent | MARIS #25014539 |
| 03/12/2025 | $235,000 | Listed For Sale | MARIS #25014539 |
| 02/22/2021 | $140,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $4,193 |
| Assessment | $218,280 |
Home facts updated by county records
Comparable Sales for 404 N Library St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.05 | Single-Family Home | $200,900 | 06/30/25 | 2 | 1 | 1,251 | |
0.15 | Single-Family Home | $232,000 | 03/13/26 | 3 | 2 | 1,517 | |
0.17 | Single-Family Home | $250,000 | 08/07/25 | 3 | 3 | 1,628 | |
0.26 | Single-Family Home | $265,000 | 06/13/25 | 3 | 2 | 1,904 | |
0.27 | Single-Family Home | $167,500 | 04/02/26 | 3 | 1.5 | 1,408 | |
0.20 | Single-Family Home | $177,000 | 11/10/25 | 3 | 1 | 1,098 | |
0.07 | Single-Family Home | $250,000 | 08/22/25 | 4 | 2.5 | 2,108 |
Assigned Schools
These are the assigned schools for 404 N Library St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review10y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review11mo ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 404 N Library St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Learn more about our methodology.
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404 N Library St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,671 sqft single-family home built in 1955. This property is not currently available for sale. 404 N Library St was last sold on Nov 18, 2025 for $254,900 (0% higher than the asking price of $254,900). The current Trulia Estimate for 404 N Library St is $257,700.