404 N Library St, Waterloo, IL 62298
OFF MARKET
Listed by Tammy A Hines, Tammy Mitchell Hines & Co., (618) 281-3959 . Bought with Homes By Janell

$258,200

Trulia Estimate
  • 3 Beds
  • 1.5 Baths
  • 1,671 sqft (on 0.51 acres)

404 N Library St, Waterloo, IL 62298

Est. Refi. Payment $1,826/mo*
Refinance Your Home
Currently Off Market - Sold Nov 18, 2025 for $254,900

Home Value

Trulia Estimate
$258K
Since last month
Increased$4K (+1.7%)
Since last year
Increased$11K (+4.4%)
Since last sale
Increased$4K (+1.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +66% in the last 10 years
MonthEstimated value
2026
September 2026$259K
August 2026$254K
July 2026$257K
June 2026$254K
May 2026$254K
April 2026$256K
March 2026$257K
February 2026$256K
January 2026$255K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
314 N Church St, Waterloo, IL
0.13
Single-Family Home
$226,100
07/09/26
4
2
2,268
239 N Main St, Waterloo, IL
0.15
Single-Family Home
$232,000
03/13/26
3
2
1,517
217 Magnolia Ave, Waterloo, IL
0.17
Single-Family Home
$240,000
09/04/26
4
2
3,004
700 Waterloo Dr, Waterloo, IL
0.40
Single-Family Home
$259,000
07/10/26
3
1
1,690
405 Veterans Dr, Waterloo, IL
0.05
Single-Family Home
$200,000
08/26/26
2
1
1,304
227 N Moore St, Waterloo, IL
0.27
Single-Family Home
$167,500
04/02/26
3
1.5
1,408
500 Columbia Ave, Waterloo, IL
0.20
Single-Family Home
$177,000
11/10/25
3
1
1,098
708 Ward, Waterloo, IL
0.36
Single-Family Home
$335,000
05/20/26
3
2
1,376
240 N Main St, Waterloo, IL
0.19
Single-Family Home
$254,000
05/15/26
2
2
2,088

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
211 Koenigsmark Ave, Waterloo, IL 62298
0.05
$221,400
4
1
1,055
Off Market
420 N Library St, Waterloo, IL 62298
0.05
$205,400
2
1
1,251
Off Market
405 Veterans Dr, Waterloo, IL 62298
0.05
$200,000
2
1
1,304
Recently Sold
320 N Library St, Waterloo, IL 62298
0.07
$254,600
4
2.5
2,108
Off Market
412 Monroe St, Waterloo, IL 62298
0.08
$211,800
2
1
772
Off Market
319 N Church St, Waterloo, IL 62298
0.10
$135,100
2
1
1,014
Off Market
413 Monroe St, Waterloo, IL 62298
0.12
$237,400
2
1.5
1,341
Off Market
314 N Church St, Waterloo, IL 62298
0.13
$226,100
4
2
2,268
Recently Sold
506 Veterans Dr, Waterloo, IL 62298
0.13
$185,000
2
1
725
Recently Sold
311 N Library St, Waterloo, IL 62298
0.14
$224,600
3
1
1,010
Off Market
239 N Main St, Waterloo, IL 62298
0.15
$232,000
3
2
1,517
Recently Sold

Local Information

  • Map ViewExplore the area around 404 N Library St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1955
0.51 acre lot
1,671 sqft
$155/sqft
Garage

About this House

Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined with the dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, portable island, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. A paned glass door open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.
404 N Library St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,671 sqft single-family home built in 1955. It last sold for the $254,900 asking price on Nov 18, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $258,200, with a rent estimate of $1,884/month.

Home Details for 404 N Library St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 10Types of Rooms: Bedroom, Bathroom, Den, Dining Room, Kitchen, Living Room, Other, Storage
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1671 Square Feet
Appliances & Utilities
Utilities: NoneAppliances: Dishwasher, Free-Standing Range, RefrigeratorDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Family Room, Living Room, Wood BurningHas a Fireplace
Gas & Electric
Electric: Ameren
Windows, Doors, Floors & Walls
Flooring: Wood
Levels, Entrance, & Accessibility
Levels: OneFloors: Wood

Exterior Features

Exterior Home Features
No Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Carport Spaces: 1Number of Covered Spaces: 2Has a CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage, Carport
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1623 Square FeetFinished Area (below surface): 48

Days on Market

Cumulative Days on Market: 34

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 0724449003000

Price & Status

Price
List Price: $254,900
Status Change & Dates
Off Market Date: Tue Nov 18 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Pautler Heights #2
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1671 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 0.51 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25069669Above Grade Unfinished Area: 1623Showing Requirements: Appointment Only

Price and Tax history

DateEventPrice
Nov 18, 2025
Source: MARIS #25069669
Sold
$254,900
Oct 18, 2025
Source: MARIS #25069669
Contingent
$254,900
Oct 15, 2025
Source: MARIS #25069669
Listed For Sale
$254,900
Apr 18, 2025
Source: MARIS #25014539
Sold
$241,000
Apr 18, 2025
Source: MARIS #25014539
Pending
$235,000

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 404 N Library St

  • What is 404 N Library St estimated to be worth?
    Trulia's estimated value for 404 N Library St in Waterloo, IL is $258,200.
  • What is the price history for 404 N Library St?
    404 N Library St in Waterloo, IL last sold for $254,900 in November 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 404 N Library St have air conditioning?
    Yes, 404 N Library St in Waterloo, IL has air conditioning.
  • Does 404 N Library St have laundry facilities?
    Yes, 404 N Library St in Waterloo, IL has laundry facilities.

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