Listed by Monica Schmidt, eXp Realty, (618) 567-9203 . Bought with eXp Realty
320 N Library St
Waterloo, IL 62298
4 Beds
2.5 Baths
2,108 sqft
4 Beds
2.5 Baths
2,108 sqft
Homes for sale near 320 N Library St
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Description
Welcome to this spacious 1.5-story home in the heart of Waterloo, sitting on a corner lot just a short distance from all that downtown has to offer! With an oversized detached 2-car garage and three finished levels of living space, this home checks all the boxes.
Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.
The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.
Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!
Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.
The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.
Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from August 25, 2025
Home Highlights
Parking
Garage
Outdoor
Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
$119/sqft
Listed
180+ days ago
Home Details for 320 N Library St
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MLS Status: Closed |
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Interior Details Basement: Partially Finished,Storage Space,Walk-Out AccessNumber of Rooms: 12Types of Rooms: Primary Bedroom, Bedroom, Bathroom, Dining Room, Family Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 2108 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Microwave, Gas Oven, RefrigeratorDishwasherLaundry: In BasementMicrowaveRefrigerator |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa No Fireplace |
Windows, Doors, Floors & Walls Flooring: Carpet |
Levels, Entrance, & Accessibility Levels: One and One HalfFloors: Carpet |
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Exterior Home Features Patio / Porch: Covered, PatioExterior: Entry Steps/Stairs |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage,Off Street,Oversized |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 1411 Square FeetFinished Area (below surface): 697 |
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Cumulative Days on Market: 45 |
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Year Built Year Built: 1943 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Other |
Building Building: BasementConstruction Materials: Vinyl SidingDoes Not Include Home Warranty |
Property Information Parcel Number: 0725202010000 |
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Price List Price: $250,000Price Per Sqft: $119/sqft |
Status Change & Dates Off Market Date: Fri Aug 22 2025 |
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Direction & Address City: WaterlooCommunity: Not In A Subdivision |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 2108 Square Feet |
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Community Features: Street Lights |
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Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA |
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Lot Area: 6534 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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BasementMls Number: 25043753Above Grade Unfinished Area: 1411Showing Requirements: Appointment Only |
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Street Lights |
Last check for updates: about 21 hours ago
Listed by Monica Schmidt, (618) 567-9203
eXp Realty
Bought with: Naureen Frierdich, (618) 972-5928, eXp Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#25043753
Price History for 320 N Library St
| Date | Price | Event | Source |
|---|---|---|---|
| 08/22/2025 | $250,000 | Sold | MARIS #25043753 |
| 07/13/2025 | $250,000 | Contingent | MARIS #25043753 |
| 07/08/2025 | $250,000 | Listed For Sale | MARIS #25043753 |
| 11/30/2005 | $150,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $4,345 |
| Assessment | $225,540 |
Home facts updated by county records
Comparable Sales for 320 N Library St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.26 | Single-Family Home | $265,000 | 06/13/25 | 3 | 2 | 1,904 | |
0.16 | Single-Family Home | $232,000 | 03/13/26 | 3 | 2 | 1,517 | |
0.04 | Single-Family Home | $170,000 | 05/23/25 | 4 | 1 | 1,055 | |
0.07 | Single-Family Home | $254,900 | 11/18/25 | 3 | 1.5 | 1,671 | |
0.19 | Single-Family Home | $230,000 | 04/29/26 | 3 | 2 | 1,356 | |
0.18 | Single-Family Home | $155,000 | 09/16/25 | 3 | 2 | 1,114 | |
0.22 | Single-Family Home | $250,000 | 08/07/25 | 3 | 3 | 1,628 | |
0.55 | Single-Family Home | $235,000 | 06/03/25 | 3 | 2.5 | 2,090 |
Assigned Schools
These are the assigned schools for 320 N Library St.
- Rogers Elementary School
- 2-3
- Public
- 415 Students
10/10GreatSchools RatingParent Rating AverageRogers met all of our expectations. Our daughter was challenged and motivated and surrounded by staff who encouraged her in every aspect of her education. Although I've only had brief encounters with him, my daughter could never say enough about her principal (which to me says a lot about his level of involvement with the students!) We used Great Schools to choose which town to settle in when we relocated to the St. Louis area for work and could not be more pleased with our decision.Parent Review10y ago - Waterloo Junior High School
- 6-8
- Public
- 610 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school. - Waterloo High School
- 9-12
- Public
- 842 Students
6/10GreatSchools RatingParent Rating AverageThe teachers, staff, and administrators have been wonderful in helping all students, including student with disabilities and special needs. The school is very accommodating and follows the plan for students’ individual needs. My son has thrived and improved so much over the years while being in the Waterloo school district!Parent Review11mo ago - W J Zahnow Elementary School
- PK-1
- Public
- 476 Students
NAGreatSchools RatingParent Rating AverageI was nervous moving to a small town, as everyone knows everyone and wondered if this would reflect as a hindrance for my oldest in Kinder. When they started school, they were immediately welcomed, and the last 2 years have been phenomenal. Teachers have been transparent in what they teach, what children may need assistance with, and the plan to get them where they need to be. My child has truly excelled here! Definitely recommend, especially families of young ones.Parent Review2y ago - Gardner Elementary School
- 4-5
- Public
- 372 Students
6/10GreatSchools RatingParent Rating AverageNo reviews available for this school. 
Check out schools near 320 N Library St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Learn more about our methodology.
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320 N Library St, Waterloo, IL 62298 is a 4 bedroom, 3 bathroom, 2,108 sqft single-family home built in 1943. This property is not currently available for sale. 320 N Library St was last sold on Aug 22, 2025 for $250,000 (0% higher than the asking price of $250,000). The current Trulia Estimate for 320 N Library St is $254,700.