3989 Southern Vista Loop, Saint Cloud, FL 34772
OFF MARKET

3989 Southern Vista Loop
Saint Cloud, FL 34772

  • 5 Beds
  • 3 Baths
  • 2,318 sqft

$435,200

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,802/mo*
Refinance Your Home

$435,200

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,802/mo*
Refinance Your Home
5 Beds
3 Baths
2,318 sqft

Local Information

  • Map ViewExplore the area around 3989 Southern Vista Loop.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Discover modern comfort and timeless style in this stunning 5-bedroom, 3-bathroom home built in 2023, nestled in the sought-after Southern Pines community in St. Cloud. From the moment you arrive, the light landscaping enhances the property’s curb appeal, offering a welcoming touch. Inside, you'll find a versatile bonus room on the first floor, perfect for use as a home office, playroom, or hobby space, providing flexibility to suit your lifestyle. The open-concept design invites you to explore the heart of the home—a chef’s kitchen featuring a central island with seating, a walk-in corner pantry, matching stainless steel appliances, and an abundance of natural light. This space seamlessly flows into the dining and gathering rooms, creating a perfect environment for both daily living and entertaining. On the first floor, you'll also find a conveniently located bedroom, ideal for guests or those who prefer ground-level living. Upstairs, the spacious master suite awaits, with large windows that bathe the room in natural light, a generous walk-in closet, and an elegant en-suite bathroom boasting dual sinks and vanities for a spa-like experience. The additional upstairs bedrooms share a similar layout, offering ample space, natural light, and comfort. Step outside through the double sliding glass doors to enjoy the covered lanai and fenced backyard—a private oasis perfect for relaxing or hosting gatherings. The practicality of a 2-car garage completes this home’s thoughtful design. Located just minutes from Lake Nona, Orlando International Airport, the Florida Turnpike, and a wide variety of dining, shopping, and healthcare options, this home combines convenience with a tranquil community atmosphere. Don’t miss your chance to call this exceptional property home!
3989 Southern Vista Loop, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 2,318 sqft single-family home built in 2023. It last sold for $455,000 on Apr 22, 2025 (3% above the $440,000 asking price). It is currently off market. The Trulia Estimate is $435,200, with a rent estimate of $2,983/month.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$114/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3989 Southern Vista Loop

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2318 Square Feet
Appliances & Utilities
Utilities: PublicAppliances: Oven, Dishwasher, Dryer, Microwave, Refrigerator, WasherDishwasherDryerLaundry: InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: SidewalkFoundation: Block, SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 160

Property Information

Year Built
Year Built: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Concrete, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 132630066400010250

Price & Status

Price
List Price: $440,000
Status Change & Dates
Off Market Date: Thu Mar 13 2025

Active Status

MLS Status: Sold

Location

Direction & Address
City: ST CLOUDCommunity: SOUTHERN PINES PH 4

Building

Building Area
Building Area: 2899 Square Feet

Community

Not Senior Community

HOA

HOA Name: Sovereign & JacobsHOA Phone: 904-461-5556Association for this Listing: OsceolaHas an HOAHOA Fee: $114/Monthly

Lot Information

Lot Area: 7405 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5116855Showing Requirements: Appointment Only, Call Agent 2, ShowingTimeUniversal Property Id: US-12097-N-132630066400010250-R-N
Last check for updates: about 11 hours ago
Listed by Steve Pugh, (407) 846-0940
EXP REALTY LLC, (407) 846-0940
Raul Vargas, (787) 365-5592
EXP REALTY LLC, (888) 883-8509
Bought with: Sonia Rivera, (407) 883-6457, CENTURY 21 NEXT LEVEL REALTY, (407) 969-0016
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5116855
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3989 Southern Vista Loop

DatePriceEventSource
04/22/2025$455,000Sold
Stellar MLS #S5116855
03/14/2025$440,000PendingStellar MLS #S5116855
12/12/2024$440,000Listed For SaleStellar MLS #S5116855
10/03/2024$469,995ListingRemovedStellar MLS #S5112203
10/01/2024$469,995PriceChange
Stellar MLS #S5112203
09/12/2024$484,995Listed For SaleStellar MLS #S5112203
03/23/2023$419,000Sold
N/A
01/31/2023$424,370PendingStellar MLS #A4558646
01/26/2023$424,370Listed For SaleTaylor Morrison

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Property Tax and Assessment

Year2025
Tax$5,925
Assessment$373,900
Home facts updated by county records

Comparable Sales for 3989 Southern Vista Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
585 Pink Ibis Bnd, Saint Cloud, FL
0.09
Single-Family Home
$412,250
06/22/26
4
3
2,091
3969 Southern Vista Loop, Saint Cloud, FL
0.05
Single-Family Home
$405,000
07/31/25
4
3
2,106
3920 Southern Vista Loop, Saint Cloud, FL
0.17
Single-Family Home
$410,000
05/02/26
5
2.5
2,791
4071 Southern Vista Loop, Saint Cloud, FL
0.17
Single-Family Home
$503,000
05/29/26
5
3
2,791
3905 Southern Vista Loop St, Saint Cloud, FL
0.20
Single-Family Home
$425,000
01/21/26
4
3
2,077
4226 Southern Vista Loop, Saint Cloud, FL
0.22
Single-Family Home
$490,000
06/30/26
6
3
2,667
543 Pine Tree Bridge Trl, Saint Cloud, FL
0.04
Single-Family Home
$389,900
07/29/25
4
2
1,845
319 Pine Tree Bridge Trl, Saint Cloud, FL
0.16
Single-Family Home
$395,000
10/14/25
3
2.5
1,864
570 Pink Ibis Bnd, Saint Cloud, FL
0.05
Single-Family Home
$380,000
07/29/25
3
2
1,848

Nearby homes

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Assigned Schools

These are the assigned schools for 3989 Southern Vista Loop.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
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  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
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  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
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  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
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  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 3989 Southern Vista Loop

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Off Market Homes Near 3989 Southern Vista Loop

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