4148 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
Property image
Property image
FOR SALE
3D VIEW
0.26 ACRES

$520,000

Original price: $585,000
  • 5 Beds
  • 3 Baths
  • 2,791 sqft (on 0.26 acres)

4148 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772

Est. Mortgage $3,469/mo*
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Home Highlights

Property Type
Single-Family Home
Year Built
2023
Lot Size
0.26 acres
Price/Sqft
$186
Parking
2 Car Garage
HOA
$110/Monthly

Local Information

  • Map ViewExplore the area around 4148 SOUTHERN VISTA LOOP.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Short Sale. Welcome to 4148 Southern Vista Loop, where the privacy of an oversized conservation homesite meets the convenience of modern, move-in-ready living. Built in 2023 by Richmond American, this thoughtfully upgraded Moonstone model is perfectly positioned on one of Southern Pines' larger 0.26-acre homesites, NO REAR NEIGHBORS, offering peaceful conservation views, and generous spacing between neighboring homes. Offering 2,791 square feet, this versatile floor plan features five bedrooms, three full bathrooms, a spacious loft, and a first-floor bedroom with an adjacent full bath—ideal for guests, multigenerational living, or a private home office. Designed with both everyday living and entertaining in mind, the open-concept kitchen serves as the heart of the home with quartz countertops, premium cabinetry, a designer backsplash, stainless steel appliances, an oversized island with seating, abundant storage, and a walk-in pantry. The adjoining living and dining spaces flow seamlessly to the EXTENDED SCREENED LANAI, creating the perfect indoor-outdoor living experience. Throughout the home you'll find Luxury Vinyl Plank flooring in the main living areas, upgraded lighting and hardware, premium window treatments including motorized shades, ceiling fans, and thoughtfully selected finishes that elevate the home's modern design while maintaining warmth and functionality. Unlike purchasing new construction and starting with a blank canvas, many of the most desirable improvements have already been completed for you. Enjoy a screened lanai overlooking the conservation area, vinyl privacy fencing, smart-home enhancements, EV charging capability, garage utility sink with hot and cold water, multiple 240V outlets, hidden TV wiring, premium window treatments, and numerous custom touches that save both time and significant post-closing expense. Wake up to peaceful CONSERVATION VIEWS, enjoy your morning coffee while watching native Florida wildlife, then take advantage of Southern Pines' community pool and playground just minutes from your front door. Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major highways, this home offers the perfect balance of privacy, modern design, and everyday convenience. Beautifully maintained, thoughtfully upgraded, and truly move-in ready, this is an exceptional opportunity to own one of Southern Pines' most desirable homesites.
Last check for updates: about 3 hours ago
Listing Provided by: Emily Armstrong, (407) 757-5991
KELLER WILLIAMS REALTY AT THE PARKS, (407) 629-4420
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6425383
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 4148 SOUTHERN VISTA LOOP

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Great Room, Kitchen, Loft
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2791 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Luxury Vinyl
View
Has a ViewView: Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Rear Porch, ScreenedFencing: VinylExterior: Irrigation System, Lighting, Other, Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Electric Vehicle Charging Station(s),Garage Door Opener
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 43Days on Market: 45

Property Information

Year Built
Year Built: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 132630066300010420

Price & Status

Price
List Price: $520,000Price Per Sqft: $186
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: SOUTHERN PINES PH 5

Agent Information

Listing Agent
Listing ID: O6425383

Building

Building Details
Builder Model: MoonstoneBuilder Name: Richmond American
Building Area
Building Area: 3718 Square Feet

Community

Community Features: Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Community PoolHOA Name: Leland ManagementHOA Phone: 407-447-9955Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $110/Monthly

Lot Information

Lot Area: 0.26 acres

Listing Info

Special Conditions: Short Sale

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: Construction, HVAC, Thermostat

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6425383Showing Requirements: ShowingTimeUniversal Property Id: US-12097-N-132630066300010420-R-N

Additional Information

HOA Amenities: Playground,Pool

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$517K
Since last month
Decreased$63K (-10.9%)
Since last year
Decreased$41K (-7.4%)
Since last sale
Decreased$79K (-13.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -8% in the last 10 years
MonthEstimated value
2026
August 2026$517K
July 2026$580K
June 2026$548K
May 2026$551K
April 2026$554K
March 2026$554K
February 2026$553K
January 2026$554K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4160 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.04
Single-Family Home
$429,000
08/19/26
4
3
2,175
4071 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.24
Single-Family Home
$503,000
05/29/26
5
3
2,791
4226 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.18
Single-Family Home
$490,000
06/30/26
6
3
2,667
585 PINK IBIS BEND, Saint Cloud, FL
0.26
Single-Family Home
$412,250
06/22/26
4
3
2,091
5051 SILVER THISTLE LANE, Saint Cloud, FL
0.37
Single-Family Home
$480,000
11/26/25
4
2.5
2,952
1155 SENECA TRAIL, Saint Cloud, FL
0.60
Single-Family Home
$565,000
10/20/25
5
4
2,671
3920 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.47
Single-Family Home
$410,000
05/02/26
5
2.5
2,791
124 PINEYWOODS STREET, Saint Cloud, FL
0.43
Single-Family Home
$440,000
04/30/26
4
2.5
2,584
319 PINE TREE BRIDGE TRAIL, Saint Cloud, FL
0.19
Single-Family Home
$395,000
10/14/25
3
2.5
1,864

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4149 TREE SWALLOW TRAIL, Saint Cloud, FL 34772
0.07
$462,100
4
3
2,900
Off Market
4137 TREE SWALLOW TRAIL, Saint Cloud, FL 34772
0.07
$461,200
4
3
2,900
Off Market
4156 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.02
$423,000
4
3
2,170
Off Market
4160 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.04
$429,000
4
3
2,175
Recently Sold
4164 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.05
$381,800
3
2
1,700
Off Market
4172 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.06
$492,800
5
3
2,809
Off Market
236 PINK IBIS BEND, Saint Cloud, FL 34772
0.09
$385,000
3
2
1,746
Recently Sold
4180 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.08
$483,000
5
3
2,800
Off Market
4188 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.10
$447,500
4
3
2,500
Off Market
4196 SOUTHERN VISTA LOOP, Saint Cloud, FL 34771
0.14
$474,700
5
3
2,800
Off Market
4201 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.14
$475,600
5
3
2,800
Off Market

Price and Tax history

DateEventPrice
Aug 16, 2026
Source: Stellar MLS #O6425383
PriceChange
$520,000
Price decreased by 11%
Jul 17, 2026
Source: Stellar MLS #O6425383
Listed For Sale
$585,000
May 19, 2023
Source: N/A
Sold
$595,000

LGBTQ Local Legal Protections

Emily Armstrong, KELLER WILLIAMS REALTY AT THE PARKS, (407) 629-4420
Agent Phone: (407) 757-5991

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Frequently asked questions about 4148 SOUTHERN VISTA LOOP

  • What is the estimated monthly payment for 4148 SOUTHERN VISTA LOOP?
    Based on a $520,000 list price with 20% down at today's rates, the estimated monthly payment for 4148 SOUTHERN VISTA LOOP in Saint Cloud, FL is approximately $3,440 (about $2,719 principal & interest, $646 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4148 SOUTHERN VISTA LOOP compare to homes in Saint Cloud?
    4148 SOUTHERN VISTA LOOP in Saint Cloud, FL is listed at $520,000, about 33% above the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 4148 SOUTHERN VISTA LOOP?
    The closest schools to 4148 SOUTHERN VISTA LOOP in Saint Cloud, FL are Michigan Avenue Elementary School (Pre-K, rated 6/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 4148 SOUTHERN VISTA LOOP have air conditioning?
    Yes, 4148 SOUTHERN VISTA LOOP in Saint Cloud, FL has air conditioning.
  • Does 4148 SOUTHERN VISTA LOOP have a pool?
    Yes, 4148 SOUTHERN VISTA LOOP in Saint Cloud, FL has a pool.
4148 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 2,791 sqft single-family home built in 2023. This property is currently available for sale and was listed by Stellar MLS on Jul 17, 2026. The MLS # for this home is MLS# O6425383.