3920 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
SOLD
MAY 2, 2026

$406,800

Trulia Estimate
  • 5 Beds
  • 2.5 Baths
  • 2,791 sqft

3920 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772

Est. Refi. Payment $2,743/mo*
Refinance Your Home
Currently Off Market - Sold May 2, 2026 for $410,000

Home Value

Trulia Estimate
$407K
Since last month
$200 (0%)
Since last year
Decreased$12K (-2.9%)
Since last sale
Decreased$4K (-0.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -23% in the last 10 years
MonthEstimated value
2026
September 2026$406K
August 2026$407K
July 2026$407K
June 2026$407K
May 2026$408K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3905 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.05
Single-Family Home
$425,000
01/21/26
4
3
2,077
4071 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.34
Single-Family Home
$503,000
05/29/26
5
3
2,791
486 PINE TREE BRIDGE TRAIL, Saint Cloud, FL
0.17
Single-Family Home
$312,667
11/18/25
4
2
1,845
4226 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.31
Single-Family Home
$490,000
06/30/26
6
3
2,667
585 PINK IBIS BEND, Saint Cloud, FL
0.26
Single-Family Home
$412,250
06/22/26
4
3
2,091
319 PINE TREE BRIDGE TRAIL, Saint Cloud, FL
0.28
Single-Family Home
$395,000
10/14/25
3
2.5
1,864
4160 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.44
Single-Family Home
$429,000
08/19/26
4
3
2,175
236 PINK IBIS BEND, Saint Cloud, FL
0.38
Single-Family Home
$385,000
12/29/25
3
2
1,746
4136 MAIDU COURT, Saint Cloud, FL
0.45
Single-Family Home
$398,000
07/17/26
4
3
2,130

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1326 ASHER MASON AVENUE, Kissimmee, FL 34744
0.02
$410,100
4
2
1,848
Off Market
1338 ASHER MASON AVENUE, Kissimmee, FL 34744
0.02
$467,600
5
3
2,303
Off Market
1357 ASHER MASON AVENUE, Kissimmee, FL 34744
0.02
$383,600
3
2
1,500
Off Market
1339 ASHER MASON AVENUE, Kissimmee, FL 34744
0.02
$400,000
4
2
1,848
Off Market
1327 ASHER MASON AVENUE, Kissimmee, FL 34744
0.03
$438,200
4
3
2,106
Off Market
3921 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.03
$390,800
4
2
1,845
Off Market
1283 AXEL GRAESON AVENUE, Kissimmee, FL 34744
0.02
$312,800
3
2.5
1,551
Off Market
1363 ASHER MASON AVENUE, Kissimmee, FL 34744
0.02
$437,700
4
3
2,106
Off Market
1333 ASHER MASON AVENUE, Kissimmee, FL 34744
0.03
$372,900
3
2
1,500
Off Market
1332 ASHER MASON AVENUE, Kissimmee, FL 34744
0.04
$464,900
4
3
2,106
Off Market
3929 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.03
$438,500
5
3
2,263
Off Market
3912 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772
0.02
$469,200
4
3
2,611
Off Market

Local Information

  • Map ViewExplore the area around 3920 SOUTHERN VISTA LOOP.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2021
2,791 sqft
$147/sqft
Garage
HOA $213/mo

About this House

Short Sale. Short Sale. Lender has indicated acceptance at $410,000. Property is vacant and ready for showings. Sale and all terms are subject to lender final approval. Spacious 5-bedroom, 2.5-bath home located at 3920 Southern Vista Loop, Saint Cloud, FL 34772, in the desirable Southern Pines community. Built in 2021, this property offers an excellent opportunity for buyers seeking value. Seller motivated and ready to review offers that meet lender requirements.
3920 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 2,791 sqft single-family home built in 2021. It last sold for the $410,000 asking price on May 2, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $406,800, with a rent estimate of $3,144/month.
Last check for updates: about 4 hours ago
Listed by Luisa Soto Navarro, (786) 267-2340
AROD PARTNERS REALTY, (407) 627-7621
Bought with: Freddy Espinal, (305) 764-1543, LPT REALTY, LLC, (877) 366-2213
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#S5126165
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3920 SOUTHERN VISTA LOOP

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Great Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2791 Square Feet
Appliances & Utilities
Utilities: PublicAppliances: Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, RefrigeratorDishwasherDisposalDryerLaundry: Inside,Laundry ClosetMicrowaveRefrigerator
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile
View
Has a ViewView: Pool, Water

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Garden, CourtyardFoundation: Concrete PerimeterGardenNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Covered,Garage Door Opener,Guest
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 190

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 132630066600010050

Price & Status

Price
List Price: $410,000Price Per Sqft: $147/sqft
Status Change & Dates
Off Market Date: Mon Jan 19 2026

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: SOUTHERN PINES PH 3B
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Building

Building Area
Building Area: 2791 Square Feet

Community

Community Features: Clubhouse, Association Recreation - OwnedNot Senior Community

HOA

HOA Fee Includes: Community Pool, Pool Maintenance, Recreational FacilitiesHOA Name: Sovereign & Jacobs / AmandaHOA Phone: 407-960-4872Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $213/Monthly

Lot Information

Lot Area: 6098 sqft

Listing Info

Special Conditions: Short Sale

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5126165Water View: WaterBack On Market Date: Mon Dec 22 2025Showing Advance Notice: 24Showing Considerations: Security SystemShowing Requirements: 24 Hour Notice, Appointment Only, Call Listing AgentUniversal Property Id: US-12097-N-132630066600010050-R-N

Additional Information

HOA Amenities: Clubhouse

Price and Tax history

DateEventPrice
May 2, 2026
Source: Stellar MLS #S5126165
Sold
$410,000
Jan 25, 2026
Source: Stellar MLS #S5126165
Pending
$410,000
Dec 22, 2025
Source: Stellar MLS #S5126165
PriceChange
$410,000
Price decreased by 4%
Oct 23, 2025
Source: Stellar MLS #S5126165
Pending
$425,000
Sep 19, 2025
Source: Stellar MLS #S5126165
PriceChange
$425,000
Price decreased by 13%

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 3920 SOUTHERN VISTA LOOP

  • What is 3920 SOUTHERN VISTA LOOP estimated to be worth?
    Trulia's estimated value for 3920 SOUTHERN VISTA LOOP in Saint Cloud, FL is $406,800.
  • What is the price history for 3920 SOUTHERN VISTA LOOP?
    3920 SOUTHERN VISTA LOOP in Saint Cloud, FL last sold for $410,000 in May 2026.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $380K. That is down $10.17K from the prior month.
  • Does 3920 SOUTHERN VISTA LOOP have air conditioning?
    Yes, 3920 SOUTHERN VISTA LOOP in Saint Cloud, FL has air conditioning.
  • Does 3920 SOUTHERN VISTA LOOP have a pool?
    Yes, 3920 SOUTHERN VISTA LOOP in Saint Cloud, FL has a pool.

Explore by feature - Pet Friendly

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Off Market Homes Near 3920 SOUTHERN VISTA LOOP

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