3964 Southern Vista Loop, Saint Cloud, FL 34772
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OFF MARKET

3964 Southern Vista Loop
Saint Cloud, FL 34772

  • 5 Beds
  • 3 Baths
  • 2,287 sqft

$416,700

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,688/mo*
Refinance Your Home

$416,700

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,688/mo*
Refinance Your Home
5 Beds
3 Baths
2,287 sqft

Local Information

  • Map ViewExplore the area around 3964 Southern Vista Loop.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

5 bedroom, 3 bath, 2022 Model, two-story home situated in the desirable and growing city of St. Cloud. Walk-in to an open concept layout with a study/office, open kitchen, dining and living on the first floor. Guest bedroom also conveniently located on the main level. Second level features a master suite with walk-in closet and dual vanity & sinks in master bathroom. Community Pool and 2 kids park located within the development.

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No smoking inside the property.
3964 Southern Vista Loop, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 2,287 sqft single-family home. It last sold for $426,000 on May 20, 2022 (14,847% above the $2,850 asking price). More recently, it was listed as a rental in June 2026 with an asking price of $2,800 per month. That rental listing was removed on July 16, 2026. It is currently off market. The Trulia Estimate is $416,700, with a rent estimate of $2,779/month.

Home Highlights

Parking
Attached Garage
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
No Info
Listed
51 days ago

Home Details for 3964 Southern Vista Loop

Property Information

Property Type / Style
Property Type: Single Family Home

Rental Terms, Policies & Fees

Lease Term: 1 YearAvailable: now

Interior Features

Appliances & Utilities
DryerWasher
Heating & Cooling
Air ConditioningCooling System: Central Air

Exterior Features

Parking & Garage
Parking: Attached Off Street, On Site

Price History for 3964 Southern Vista Loop

DatePriceEventSource
07/16/2026$2,800ListingRemovedStellar MLS #O6413500
06/11/2026$2,800Listed For RentStellar MLS #O6413500
06/11/2026$2,850ListingRemovedZillow Rentals
05/27/2026$2,850Listed For RentZillow Rentals
05/04/2024ListingRemovedZillow Rentals
04/24/2024$2,700Listed For RentZillow Rentals
04/23/2024ListingRemovedZillow Rentals
03/11/2024$2,800Listed For RentZillow Rentals
02/28/2024ListingRemovedZillow Rentals
01/21/2024$2,800Listed For RentZillow Rentals
01/14/2024ListingRemovedZillow Rentals
11/14/2023$2,800PriceChange
Zillow Rentals
10/17/2023$2,950Listed For RentZillow Rentals
05/20/2022$426,000Sold
N/A
01/14/2022$425,985PendingStellar MLS #A4519050
01/03/2022$420,985PriceChange
Stellar MLS #A4519050
12/20/2021$423,985PriceChange
Stellar MLS #A4519050
12/02/2021$417,985PriceChange
Stellar MLS #A4519050
11/30/2021$415,985Listed For SaleStellar MLS #A4519050

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Property Tax and Assessment

Year2025
Tax$6,580
Assessment$367,400
Home facts updated by county records

Comparable Sales for 3964 Southern Vista Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5153 Natalia Dr, Saint Cloud, FL
0.00
Single-Family Home
$430,000
03/16/26
4
3
2,175
4449 Vibernum Ave, Saint Cloud, FL
0.00
Single-Family Home
$440,500
03/23/26
4
3
2,175
4407 Vibernum Ave, Saint Cloud, FL
0.00
Single-Family Home
$460,000
04/23/26
4
3
2,366
4443 Vibernum Ave, Saint Cloud, FL
0.00
Single-Family Home
$460,000
04/13/26
4
3
2,366
5143 Loyalty Dr, Saint Cloud, FL
0.00
Single-Family Home
$390,000
04/06/26
4
2.5
2,071
5151 Loyalty Dr, Saint Cloud, FL
0.00
Single-Family Home
$390,000
03/11/26
4
2.5
2,071
5175 Loyalty Dr, Saint Cloud, FL
0.00
Single-Family Home
$371,490
04/15/26
4
2.5
2,071
4445 Mildred Bass Rd, Saint Cloud, FL
0.21
Single-Family Home
$440,000
07/10/26
4
2
2,052
4279 Henry J Ave, Saint Cloud, FL
0.42
Single-Family Home
$390,000
02/23/26
4
2
1,891
4371 Vibernum Ave, Saint Cloud, FL
0.00
Single-Family Home
$465,000
04/15/26
4
3
-

Nearby homes

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Assigned Schools

These are the assigned schools for 3964 Southern Vista Loop.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

260 pet-friendly rentals in Saint Cloud, FL

Explore by feature - Garage

264 rentals with a garage in Saint Cloud, FL

Explore by feature - Air Conditioning

300 rentals with air conditioning in Saint Cloud, FL

Explore by feature - Pool

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Explore by feature - Washer/dryer

311 rentals with a washer/dryer in Saint Cloud, FL

Explore by feature - Outdoor Space

100 rentals with an outdoor space in Saint Cloud, FL

Homes for sale near 3964 Southern Vista Loop

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Off Market Homes Near 3964 Southern Vista Loop

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