4160 Southern Vista Loop, Saint Cloud, FL 34772
FOR SALE
3D VIEW

4160 Southern Vista Loop
Saint Cloud, FL 34772

  • 4 Beds
  • 3 Baths
  • 2,175 sqft

$425,000

Original price: $430,000
Est. Mortgage $2,806/mo*
Get Pre-Qualified

$425,000

Original price: $430,000
Est. Mortgage $2,806/mo*
Get Pre-Qualified
4 Beds
3 Baths
2,175 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Incredible Value & Better Than New! Built in 2024, this move-in-ready 4-bedroom, 3 full-bath home offers the feel of new construction without the wait, added upgrade expenses, or builder fees. Located in the desirable Estates at Southern Pines, 4160 Southern Vista Loop combines modern finishes, a flexible layout, and a peaceful conservation setting that’s hard to find at this price point. From the moment you walk in, you’ll notice the bright open layout, soaring ceilings, and stylish finishes throughout. The kitchen was designed to be the center of the home, featuring stainless steel appliances, attractive countertops, a large island with breakfast bar seating, and a spacious walk-in pantry. The living and dining spaces flow seamlessly to the screened patio and fully fenced backyard overlooking conservation with NO rear neighbors, creating a peaceful and private setting buyers are searching for right now. A first-floor bedroom and full bath provide ideal flexibility for guests, multi-generational living, or a private office space. Upstairs, the oversized loft offers endless possibilities for a second living area, media room, or play space. The spacious primary suite features dual vanities, an oversized shower, and generous closet space, while the upstairs laundry room adds everyday convenience. This home is ideally located just steps from the neighborhood playground and open field, with easy access to the community pool and toddler play area. Plus, enjoy a low HOA of only $320 per quarter and NO CDD fees. Homes with this layout, condition, and premium lot setting are becoming harder to find in St. Cloud, especially at this value. If you’ve been waiting for the right one, this is a home you’ll want to see immediately before someone else does. Schedule your private showing today.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch
View
Park/Greenbelt, Trees/Woods, Water, Pond
HOA
$107/Monthly
Price/Sqft
$195
Listed
129 days ago

Home Details for 4160 Southern Vista Loop

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2175 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Street LightsAppliances: Dishwasher, Disposal, Microwave, RangeDishwasherDisposalLaundry: Inside,Laundry Room,Upper LevelMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: BlindsDoor: Sliding DoorsFlooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile
View
Has a ViewView: Park/Greenbelt, Trees/Woods, Water, Pond

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Enclosed, Rear Porch, ScreenedFencing: VinylExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 18x22No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Frontage
WaterfrontWaterfront: PondRoad Surface Type: Paved, AsphaltOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 95Days on Market: 129

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Brick, Stucco, Wood FrameNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 132630066300010450

Price & Status

Price
List Price: $425,000Price Per Sqft: $195
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: SOUTHERN PINES PH 5
School Information
Elementary School: Michigan Avenue Elem (K 5)Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: O6379217

Building

Building Details
Builder Model: Palm mBuilder Name: Richmond American Homes
Building Area
Building Area: 2800 Square Feet

Community

Community Features: Park, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Community PoolHOA Name: Amanda LeeHOA Phone: 407-960-4872Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $107/Monthly

Lot Information

Lot Area: 6742 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6379217Water ViewWater View: Water, PondShowing Considerations: Pet(s) on PremisesShowing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-132630066300010450-R-N

Additional Information

HOA Amenities: Park,Playground,Pool
Last check for updates: about 5 hours ago
Listing Provided by: Stacy Wilson, (407) 970-7892
EXIT GLOBAL REALTY, (407) 725-7180
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6379217
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$1.67KMoM
Sale-to-List Price
98.5%
0.3%MoM
Price per sq ft
$203
$1MoM
Available listings
1004
35MoM

Price History for 4160 Southern Vista Loop

DatePriceEventSource
04/30/2026$425,000PriceChange
Stellar MLS #O6379217
03/03/2026$430,000PriceChange
Stellar MLS #O6379217
02/05/2026$440,000Listed For SaleStellar MLS #O6379217
01/31/2024$450,000Sold
Stellar MLS #S5091171
12/31/2023$459,950PendingStellar MLS #S5091171
12/05/2023$459,950PriceChange
Richmond Homes
11/21/2023$474,950PriceChange
Richmond Homes
11/08/2023$489,950PriceChange
Stellar MLS #S5091171
10/23/2023$493,408PriceChange
Stellar MLS #S5091171
10/20/2023$414,950PriceChange
Stellar MLS #S5091171
10/04/2023$493,408PriceChange
Stellar MLS #S5091171
09/08/2023$492,561Listed For SaleStellar MLS #S5091171

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 4160 Southern Vista Loop

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$1,055
Assessment$70,000
Home facts updated by county records

Comparable Sales for 4160 Southern Vista Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
319 Pine Tree Bridge Trl, Saint Cloud, FL
0.16
Single-Family Home
$395,000
10/14/25
3
2.5
1,864
3969 Southern Vista Loop St, Cloud, FL
0.33
Single-Family Home
$405,000
07/31/25
4
3
2,106
236 Pink Ibis Bnd, Saint Cloud, FL
0.08
Single-Family Home
$385,000
12/29/25
3
2
1,746
4071 Southern Vista Loop, Saint Cloud, FL
0.23
Single-Family Home
$503,000
05/29/26
5
3
2,791
5198 Gulf Sturgeon Ln, Saint Cloud, FL
0.39
Single-Family Home
$433,000
03/13/26
3
2.5
2,222
3905 Southern Vista Loop St, Saint Cloud, FL
0.45
Single-Family Home
$425,000
01/21/26
4
3
2,077
124 Pineywoods St, Saint Cloud, FL
0.44
Single-Family Home
$440,000
04/30/26
4
2.5
2,584
543 Pine Tree Bridge Trl, Saint Cloud, FL
0.27
Single-Family Home
$389,900
07/29/25
4
2
1,845

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 4160 Southern Vista Loop.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Stacy Wilson, EXIT GLOBAL REALTY, (407) 725-7180
Agent Phone: (407) 970-7892
4160 Southern Vista Loop, Saint Cloud, FL 34772 is a 4 bedroom, 3 bathroom, 2,175 sqft single-family home built in 2024. This property is currently available for sale and was listed by Stellar MLS on Feb 5, 2026. The MLS # for this home is MLS# O6379217.