3905 Southern Vista Loop St, Saint Cloud, FL 34772
SOLD
JAN 21, 2026

3905 Southern Vista Loop St
Saint Cloud, FL 34772

  • 4 Beds
  • 3 Baths
  • 2,077 sqft

$425,000

Last Sold: Jan 21, 2026
3% below list $439K
$205/sqft
Est. Refi. Payment $2,741/mo*
Refinance Your Home

$425,000

Last Sold: Jan 21, 2026
3% below list $439K
$205/sqft
Est. Refi. Payment $2,741/mo*
Refinance Your Home
4 Beds
3 Baths
2,077 sqft

Local Information

  • Map ViewExplore the area around 3905 Southern Vista Loop St.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.
3905 Southern Vista Loop St, Saint Cloud, FL 34772 is a 4 bedroom, 3 bathroom, 2,077 sqft single-family home built in 2024. It last sold for $425,000 on Jan 21, 2026 (3% below the $439,000 asking price). It is currently off market. The Trulia Estimate is $417,600, with a rent estimate of $2,559/month.

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
View
Water, Pond
HOA
$105/Monthly
Price/Sqft
$205/sqft
Listed
180+ days ago

Home Details for 3905 Southern Vista Loop St

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2077 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Sprinkler Meter, Street Lights, Underground UtilitiesAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Blinds, Double Pane Windows, Low Emissivity Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Luxury Vinyl
View
Has a ViewView: Water, Pond
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Enclosed, Patio, ScreenedFencing: Fenced, VinylVegetation: Trees/LandscapedExterior: Irrigation System, Lighting, Other, Rain Gutters, Sidewalk, Sprinkler MeteredFoundation: Block, SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 22x24No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 102

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 132630066600010140Model Home Type: Slate

Price & Status

Price
List Price: $439,000Price Per Sqft: $205/sqft
Status Change & Dates
Off Market Date: Sun Oct 26 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: SEASONS AT SOUTHERN PINES
School Information
Elementary School: Michigan Avenue Elem (K 5)Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Building

Building Details
Builder Model: SlateBuilder Name: Richmond American Homes
Building Area
Building Area: 2782 Square Feet

Community

Community Features: Community Mailbox, Irrigation-Reclaimed Water, Playground, Pool, SidewalksNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, TrashHOA Name: Estates at Southern Pines HOA, Inc./Amanda LeeHOA Phone: 407-960-4872Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $105/Monthly

Lot Information

Lot Area: 5843 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: Appliances, HVAC, Insulation, Lighting, Windows

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6320918Water ViewWater View: Water, PondShowing Considerations: Inconsistent Cell Service, See RemarksShowing Requirements: Appointment Only, Combination Lock Box, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-132630066600010140-R-N

Additional Information

HOA Amenities: Playground,Pool
Last check for updates: about 8 hours ago
Listed by Tricia Gonzalez, (321) 588-4883
BHHS FLORIDA REALTY, (407) 406-5300
Bought with: Timur Kapanov, (646) 701-2332, KELLER WILLIAMS ADVANTAGE REALTY, (407) 977-7600
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6320918
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3905 Southern Vista Loop St

DatePriceEventSource
01/21/2026$425,000Sold
Stellar MLS #O6320918
10/30/2025$439,000PendingStellar MLS #O6320918
10/03/2025$439,000PriceChange
Stellar MLS #O6320918
07/16/2025$449,000Listed For SaleStellar MLS #O6320918

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Comparable Sales for 3905 Southern Vista Loop St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3969 Southern Vista Loop, Saint Cloud, FL
0.15
Single-Family Home
$405,000
07/31/25
4
3
2,106
3920 Southern Vista Loop, Saint Cloud, FL
0.05
Single-Family Home
$410,000
05/02/26
5
2.5
2,791
585 Pink Ibis Bnd, Saint Cloud, FL
0.29
Single-Family Home
$412,250
06/22/26
4
3
2,091
543 Pine Tree Bridge Trl, Saint Cloud, FL
0.22
Single-Family Home
$389,900
07/29/25
4
2
1,845
319 Pine Tree Bridge Trl, Saint Cloud, FL
0.29
Single-Family Home
$395,000
10/14/25
3
2.5
1,864
570 Pink Ibis Bnd, Saint Cloud, FL
0.25
Single-Family Home
$380,000
07/29/25
3
2
1,848
4226 Southern Vista Loop, Saint Cloud, FL
0.31
Single-Family Home
$490,000
06/30/26
6
3
2,667
4071 Southern Vista Loop, Saint Cloud, FL
0.37
Single-Family Home
$503,000
05/29/26
5
3
2,791

Nearby homes

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Assigned Schools

These are the assigned schools for 3905 Southern Vista Loop St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

261 pet-friendly rentals in Saint Cloud, FL

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Homes for sale near 3905 Southern Vista Loop St

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Off Market Homes Near 3905 Southern Vista Loop St

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