3481 PAWLEYS LOOP N, Saint Cloud, FL 34769
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FOR SALE
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3481 PAWLEYS LOOP N
Saint Cloud, FL 34769

  • 4 Beds
  • 3 Baths
  • 3,110 sqft

$582,500

Original price: $584,000
Est. Mortgage $3,826/mo*
Get Pre-Qualified

$582,500

Original price: $584,000
Est. Mortgage $3,826/mo*
Get Pre-Qualified
4 Beds
3 Baths
3,110 sqft

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Pool
Climate Control
Heating & Cooling
HOA
$67/Monthly
Price/Sqft
$187
Listed
93 days ago

Local Information

  • Map ViewExplore the area around 3481 PAWLEYS LOOP N.
-- mins to
Commute Destination

About this House

Warning: Reading this, you will realize everything has been done for you in this home with over $125k in upgrades. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it’s clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner’s suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

Home Details for 3481 PAWLEYS LOOP N

Interior Features

Interior Details
Number of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Bathroom 3, Bonus Room, Dinette, Dining Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3110 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Underground Utilities, Water ConnectedAppliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water HeaterDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: In GroundNo FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Luxury Vinyl, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Luxury Vinyl, Porcelain Tile
View
No View
Security
Security: Security System, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, Rear PorchFencing: VinylVegetation: Mature LandscapingExterior: Irrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, SidewalkFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener,On Street
Pool
Pool: Auto Cleaner, Child Safety Fence, Gunite, In Ground, Lighting, Self CleaningPool
Frontage
Road Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 61Days on Market: 93

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman,Traditional
Building
Construction Materials: Block, Stucco, Wood SidingNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 152630070000014570

Price & Status

Price
List Price: $582,500Price Per Sqft: $187
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: STEVENS PLANTATION
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: O6406660

Building

Building Details
Builder Name: Park Square
Building Area
Building Area: 3993 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Cable TV, Common Area Taxes, Internet, Maintenance GroundsHOA Name: Leland Management / Kaitlin MarshallHOA Phone: 407-781-1163Association for this Listing: Suncoast TampaHas an HOAHOA Fee: $67/Monthly

Lot Information

Lot Area: 9583 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6406660Showing Considerations: Pet(s) on Premises, See RemarksShowing Requirements: Appointment Only, Call Listing Agent, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-152630070000014570-R-N

Additional Information

HOA Amenities: Trail(s)
Last check for updates: about 17 hours ago
Listing Provided by: Sean McCartney, (407) 923-9417
PRISTINE FLORIDA PROPERTIES LLC, (727) 510-8226
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#O6406660
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Price and Tax history

DateEventPrice
Jul 11, 2026
Source: Stellar MLS #O6406660
PriceChange
$582,500
Price decreased by 0%
Jun 23, 2026
Source: Stellar MLS #O6406660
PriceChange
$584,000
Price decreased by 1%
Jun 6, 2026
Source: Stellar MLS #O6406660
PriceChange
$589,900
Price decreased by 2%
May 19, 2026
Source: Stellar MLS #O6406660
PriceChange
$599,900
Price decreased by 2%
May 12, 2026
Source: Stellar MLS #O6406660
Listed For Sale
$615,000

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Home Value

Trulia Estimate
$576K
Since last month
Increased$2K (+0.3%)
Since last year
Increased$53K (+10.2%)
Since last sale
Increased$351K (+156.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +107% in the last 10 years
MonthEstimated value
2026
August 2026$576K
July 2026$572K
June 2026$574K
May 2026$592K
April 2026$512K
March 2026$511K
February 2026$510K
January 2026$503K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3480 PAWLEYS LOOP N, Saint Cloud, FL
0.03
Single-Family Home
$517,500
07/30/26
5
3
3,447
2864 LAFAYETTE TRACE DRIVE, Saint Cloud, FL
0.18
Single-Family Home
$458,000
09/22/25
4
3
2,820
2840 LAFAYETTE TRACE DRIVE, Saint Cloud, FL
0.24
Single-Family Home
$615,000
09/15/25
4
2.5
3,032
3709 CEDAR HAMMOCK TRAIL, Saint Cloud, FL
0.16
Single-Family Home
$415,000
04/21/26
4
2
2,365
3341 PAWLEYS LOOP N, Saint Cloud, FL
0.21
Single-Family Home
$575,000
10/10/25
5
3
3,402
3510 PAWLEYS LOOP S, Saint Cloud, FL
0.15
Single-Family Home
$410,000
03/27/26
4
2
2,052
3151 CEDAR HAMMOCK COURT, Saint Cloud, FL
0.29
Single-Family Home
$420,000
01/01/26
3
3
3,085
3380 PAWLEYS LOOP N, Saint Cloud, FL
0.14
Single-Family Home
$519,950
02/13/26
5
4
3,237
3220 PAWLEYS LOOP N, Saint Cloud, FL
0.19
Single-Family Home
$399,900
03/13/26
4
2
2,052
2885 LAFAYETTE TRACE DRIVE, Saint Cloud, FL
0.10
Single-Family Home
$380,000
08/28/25
3
2
1,689

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3480 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.03
$517,500
5
3
3,447
Recently Sold
2500 TYBEE ROAD, Saint Cloud, FL 34769
0.05
$549,600
5
3
3,298
Off Market
3460 Pawleys Loop N, Saint Cloud, FL 34769
0.04
$569,300
5
3
3,213
Off Market
2400 TYBEE ROAD, Saint Cloud, FL 34769
0.11
$545,000
5
3
3,447
For Sale
3180 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.14
$643,700
5
3
3,237
Off Market
3190 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.14
$537,900
5
3
2,879
Off Market
3380 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.14
$519,950
5
4
3,237
Recently Sold
2885 LAFAYETTE TRACE DRIVE, Saint Cloud, FL 34772
0.10
$369,800
3
2
1,689
Off Market
3510 PAWLEYS LOOP S, Saint Cloud, FL 34769
0.15
$410,000
4
2
2,052
Recently Sold
3371 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.16
$502,800
4
3
3,237
Off Market
3220 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.19
$399,900
4
2
2,052
Recently Sold

Around this home

What Locals Say about Saint Cloud

At least 468 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say streets are well-lit

  • 66 % Say kids play outside

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 3481 PAWLEYS LOOP N

  • What is the estimated monthly payment for 3481 PAWLEYS LOOP N?
    Based on a $582,500 list price with 20% down at today's rates, the estimated monthly payment for 3481 PAWLEYS LOOP N in Saint Cloud, FL is approximately $3,822 (about $3,024 principal & interest, $723 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3481 PAWLEYS LOOP N compare to homes in Saint Cloud?
    3481 PAWLEYS LOOP N in Saint Cloud, FL is listed at $582,500, about 49% above the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3481 PAWLEYS LOOP N?
    The closest schools to 3481 PAWLEYS LOOP N in Saint Cloud, FL are St. Cloud Elementary School (Pre-K, rated 6/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 3481 PAWLEYS LOOP N have air conditioning?
    Yes, 3481 PAWLEYS LOOP N in Saint Cloud, FL has air conditioning.
  • Does 3481 PAWLEYS LOOP N have a pool?
    Yes, 3481 PAWLEYS LOOP N in Saint Cloud, FL has a pool.
Sean McCartney, PRISTINE FLORIDA PROPERTIES LLC, (727) 510-8226
Agent Phone: (407) 923-9417
3481 PAWLEYS LOOP N, Saint Cloud, FL 34769 is a 4 bedroom, 3 bathroom, 3,110 sqft single-family home built in 2005. This property is currently available for sale and was listed by Stellar MLS on May 12, 2026. The MLS # for this home is MLS# O6406660.