3481 Pawleys Loop N, Saint Cloud, FL 34769
FOR SALE
NEW - 22 HRS AGO

3481 Pawleys Loop N
Saint Cloud, FL 34769

  • 4 Beds
  • 3 Baths
  • 3,110 sqft

$615,000

Est. Mortgage $3,907/mo*
Get Pre-Qualified

$615,000

Est. Mortgage $3,907/mo*
Get Pre-Qualified
4 Beds
3 Baths
3,110 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Warning: Reading this, you will realize everything has already been done for you in this home. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it’s clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, fitness area, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner’s suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Pool
View
No Info
HOA
$67/Monthly
Price/Sqft
$198
Listed
No Info

Home Details for 3481 Pawleys Loop N

Interior Features

Interior Details
Number of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Bathroom 3, Bonus Room, Dinette, Dining Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3110 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Underground Utilities, Water ConnectedAppliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water HeaterDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: In GroundNo FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Blinds, Double Pane Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Luxury Vinyl, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Luxury Vinyl, Porcelain Tile
View
No View
Security
Security: Security System, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, Rear PorchFencing: VinylVegetation: Mature LandscapingExterior: Irrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, SidewalkFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener,On Street
Pool
Pool: Auto Cleaner, Child Safety Fence, Gunite, In Ground, Lighting, Self CleaningPool
Frontage
Road Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 1Days on Market: <1 days on Trulia

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman,Traditional
Building
Construction Materials: Block, Stucco, Wood SidingNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 152630070000014570

Price & Status

Price
List Price: $615,000Price Per Sqft: $198
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: STEVENS PLANTATION
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: O6406660

Building

Building Details
Builder Name: Park Square
Building Area
Building Area: 3993 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Cable TV, Common Area Taxes, Internet, Maintenance GroundsHOA Name: Leland Management / Kaitlin MarshallHOA Phone: 407-781-1163Association for this Listing: Suncoast TampaHas an HOAHOA Fee: $67/Monthly

Lot Information

Lot Area: 9583 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6406660Showing Considerations: Pet(s) on Premises, See RemarksShowing Requirements: Appointment Only, Call Listing Agent, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-152630070000014570-R-N

Additional Information

HOA Amenities: Trail(s)
Last check for updates: about 4 hours ago
Listing Provided by: Sean McCartney, (407) 923-9417
PRISTINE FLORIDA PROPERTIES LLC, (727) 510-8226
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#O6406660
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3481 Pawleys Loop N

DatePriceEventSource
05/12/2026$615,000Listed For SaleStellar MLS #O6406660
01/02/2015$224,900Sold
N/A
10/22/2014$232,900PriceChange
Agent Provided
09/24/2014$254,900PriceChange
Agent Provided
08/21/2014$277,900Listed For SaleAgent Provided
06/08/2005$308,300Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 3481 Pawleys Loop N

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$5,316
Assessment$452,600
Home facts updated by county records

Comparable Sales for 3481 Pawleys Loop N

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2864 Lafayette Trace Dr, Saint Cloud, FL
0.18
Single-Family Home
$458,000
09/22/25
4
3
2,820
2840 Lafayette Trace Dr, Saint Cloud, FL
0.24
Single-Family Home
$615,000
09/15/25
4
2.5
3,032
3709 Cedar Hammock Trl, Saint Cloud, FL
0.16
Single-Family Home
$415,000
04/21/26
4
2
2,365
3341 Pawleys Loop N, Saint Cloud, FL
0.21
Single-Family Home
$575,000
10/10/25
5
3
3,402
3510 Pawleys Loop S, Saint Cloud, FL
0.15
Single-Family Home
$410,000
03/27/26
4
2
2,052
3180 Pawleys Loop N, Saint Cloud, FL
0.14
Single-Family Home
$665,000
06/23/25
5
3
3,237
3291 Pawleys Loop N, Saint Cloud, FL
0.27
Single-Family Home
$439,900
05/28/25
4
3
2,408
3151 Cedar Hammock Ct, Saint Cloud, FL
0.29
Single-Family Home
$420,000
01/01/26
3
3
3,085
3380 Pawleys Loop N, Saint Cloud, FL
0.14
Single-Family Home
$519,950
02/13/26
5
4
3,237
3220 Pawleys Loop N, Saint Cloud, FL
0.19
Single-Family Home
$399,900
03/13/26
4
2
2,052

Assigned Schools

These are the assigned schools for 3481 Pawleys Loop N.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Sean McCartney, PRISTINE FLORIDA PROPERTIES LLC, (727) 510-8226
Agent Phone: (407) 923-9417
3481 Pawleys Loop N, Saint Cloud, FL 34769 is a 4 bedroom, 3 bathroom, 3,110 sqft single-family home built in 2005. This property is currently available for sale and was listed by Stellar MLS on May 12, 2026. The MLS # for this home is MLS# O6406660.