3181 Pawleys Loop N, Saint Cloud, FL 34769
Property image
Property image
FOR SALE
FOR SALE BY OWNER

$525,000

  • 5 Beds
  • 3 Baths
  • 3,447 sqft

3181 Pawleys Loop N, Saint Cloud, FL 34769

Est. Mortgage $3,703/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2006
$152/sqft
Garage
HOA $71/mo

Local Information

  • Map ViewExplore the area around 3181 Pawleys Loop N.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Two floors
Located in the lovely community of Stevens Plantation, this 5-bedroom 3-bathroom, 3,447 sf home features two floors with an
uninterrupted view of wooded conservation and a 3-car garage plus an extended driveway allowing up to 8 cars! In the surrounding
area you will find Walmart, primary services, and schools along with amazing and plentiful nature parks and trails. Also moments
from the revitalizing downtown St Cloud and waterfront as well as provides immediate access to the FL-Turnpike. *HOA Fees, home
square footage, and lot sizes should be independently verified.

Home Details for 3181 Pawleys Loop N

Interior Features

Heating & Cooling
Heating: Forced Air, ElectricAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2Floors: Tile, Hardwood
Interior Details
AtticNumber of Rooms: 11Types of Rooms: Walk In Closet, Breakfast Nook, Dining Room, Family Room, Laundry Room, Master Bath, PantryCeiling Fan
Appliances & Utilities
Cable ReadyDishwasherDisposalDryerMicrowaveRefrigeratorWasher

Exterior Features

Exterior Home Features
Roof: Composition, Shake ShingleExterior: Stucco, Cement ConcreteFoundation Type: FootingLawnSprinkler System
Parking & Garage
GarageParking Spaces: 6Parking: Garage Attached, Off Street

Days on Market

Days on Market: 24 days on Trulia

Property Information

Year Built
Year Built: 2006Year Updated: 2006
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Price & Status

Price
Price Per Sqft: $152

Community

Units in Building: 1

HOA

HOA Fee: $71/Monthly

Lot Information

Lot Area: 10628 sqft

Around this home

What Locals Say about Saint Cloud

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 80% say there's holiday spirit
  • 75% say there are sidewalks
  • 56% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3480 PAWLEYS LOOP N, Saint Cloud, FL
0.14
Single-Family Home
$517,500
07/30/26
5
3
3,447
3341 PAWLEYS LOOP N, Saint Cloud, FL
0.15
Single-Family Home
$575,000
10/10/25
5
3
3,402
3380 PAWLEYS LOOP N, Saint Cloud, FL
0.10
Single-Family Home
$519,950
02/13/26
5
4
3,237
3220 PAWLEYS LOOP N, Saint Cloud, FL
0.09
Single-Family Home
$399,900
03/13/26
4
2
2,052
3510 PAWLEYS LOOP S, Saint Cloud, FL
0.13
Single-Family Home
$410,000
03/27/26
4
2
2,052
3767 CEDAR HAMMOCK TRAIL, Saint Cloud, FL
0.55
Single-Family Home
$465,000
09/14/26
5
3
3,257
3151 CEDAR HAMMOCK COURT, Saint Cloud, FL
0.44
Single-Family Home
$420,000
01/01/26
3
3
3,085
3709 CEDAR HAMMOCK TRAIL, Saint Cloud, FL
0.31
Single-Family Home
$415,000
04/21/26
4
2
2,365
2951 BURBERRY PLACE, Saint Cloud, FL
0.37
Single-Family Home
$660,000
09/11/26
5
3.5
3,578
3830 MARIETTA WAY, Saint Cloud, FL
0.58
Single-Family Home
$575,000
03/31/26
5
3.5
3,612

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3171 Pawleys Loop N, Saint Cloud, FL 34769
0.02
$441,000
4
2
2,210
Off Market
3161 Pawleys Loop N, Saint Cloud, FL 34769
0.03
$476,000
4
3
2,392
Off Market
3190 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.03
$543,900
5
3
2,879
Off Market
3180 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.04
$631,400
5
3
3,237
Off Market
3170 Pawleys Loop N, Saint Cloud, FL 34769
0.04
$467,000
4
3
2,763
Off Market
3151 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.05
$575,900
5
3
2,878
Off Market
3160 Pawleys Loop N, Saint Cloud, FL 34769
0.05
$531,900
5
3
3,213
Off Market
3251 Bailey Rd, Saint Cloud, FL 34769
0.06
$415,700
2
2
1,680
Off Market
3150 Pawleys Loop N, Saint Cloud, FL 34769
0.06
$440,600
4
2
2,210
Off Market
3141 Pawleys Loop N, Saint Cloud, FL 34769
0.06
$508,200
4
3
2,763
Off Market
3221 Pawleys Loop N, Saint Cloud, FL 34769
0.06
$388,600
4
2
2,210
Off Market
2374 Tybee Rd, Saint Cloud, FL 34769
0.06
$454,800
5
3
2,880
Off Market
2400 Tybee Rd, Saint Cloud, FL 34769
0.07
-
5
3
3,447
Off Market
2350 Tybee Rd, Saint Cloud, FL 34769
0.07
$388,700
4
2
2,210
Off Market
3140 Pawleys Loop N, Saint Cloud, FL 34769
0.07
$407,100
4
3
2,434
Off Market
2324 Tybee Rd, Saint Cloud, FL 34769
0.08
$465,600
4
3
3,073
Off Market
3231 Pawleys Loop N, Saint Cloud, FL 34769
0.08
$521,900
5
3
2,879
Off Market
2424 Tybee Rd, Saint Cloud, FL 34769
0.08
$454,500
4
3
2,763
Off Market
3210 Pawleys Loop N, Saint Cloud, FL 34769
0.08
$556,300
5
3
3,447
Off Market
3131 PAWLEYS LOOP N, Saint Cloud, FL 34769
0.08
$652,400
5
3
3,213
Off Market

Price and Tax history

DateEventPrice
Sep 15, 2026
Source: N/A
Listed For Sale
$525,000
Sep 27, 2022
Source: N/A
Sold
$420,000
Mar 2, 2022
Source: BHHS broker feed
ListingRemoved
Mar 1, 2022
Source: BHHS broker feed #O5965531
Pending
$369,900
Feb 15, 2022
Source: BHHS broker feed #O5965531
PendingToActive
$369,900

LGBTQ Local Legal Protections

This property is for sale by owner and Zillow, Inc. is displaying it at the owner’s request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

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Frequently asked questions about 3181 Pawleys Loop N

  • What is the estimated monthly payment for 3181 Pawleys Loop N?
    Based on a $525,000 list price with 20% down at today's rates, the estimated monthly payment for 3181 Pawleys Loop N in Saint Cloud, FL is approximately $3,670 (about $2,943 principal & interest, $652 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3181 Pawleys Loop N compare to homes in Saint Cloud?
    3181 Pawleys Loop N in Saint Cloud, FL is listed at $525,000, about 38% above the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3181 Pawleys Loop N?
    The closest schools to 3181 Pawleys Loop N in Saint Cloud, FL are St. Cloud Elementary School (Pre-K, rated 6/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 3181 Pawleys Loop N have air conditioning?
    Yes, 3181 Pawleys Loop N in Saint Cloud, FL has air conditioning.
  • Does 3181 Pawleys Loop N have laundry facilities?
    Yes, 3181 Pawleys Loop N in Saint Cloud, FL has in-unit laundry.
3181 Pawleys Loop N, Saint Cloud, FL 34769 is a 5 bedroom, 3 bathroom, 3,447 sqft single-family home built in 2006. This property is currently available for sale and was listed on Sep 15, 2026.